.rai,.rai *{box-sizing:border-box}.rai{--navy:#0F2340;--navy2:#1A3A5C;--gold:#C9A84C;--gold2:#E4CE8A;--cream:#F5F1EA;--cream2:#ECE6DC;--text:#3D4F63;--muted:#718096;--white:#fff;--line:rgba(15,35,64,.12);font-family:'DM Sans',sans-serif;color:var(--navy);background:var(--cream);line-height:1.68;overflow:hidden}.rai a{color:inherit;text-decoration:none}.rai a:focus-visible,.rai button:focus-visible,.rai summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.rai-sec{padding:72px 24px}.rai-white{background:#fff}.rai-cream{background:var(--cream)}.rai-cream2{background:var(--cream2)}.rai-dark{background:var(--navy)}.rai-mid{background:var(--navy2)}.rai-kicker{display:inline-block;margin-bottom:10px;color:var(--gold);font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.rai h1,.rai h2{font-family:'Playfair Display',serif}.rai h1{font-size:clamp(30px,4vw,52px);line-height:1.08;color:#fff;margin:0 0 18px}.rai h1 em,.rai h2 em{font-style:normal;color:var(--gold)}.rai h2{font-size:clamp(24px,3vw,38px);line-height:1.16;margin:0 0 14px}.rai h3{font-size:17px;line-height:1.35;margin:0 0 8px}.rai p{margin:0 0 14px}.rai-head{max-width:760px;margin-bottom:38px}.rai-head p{font-size:16px;color:var(--text)}.rai-dark .rai-head p,.rai-mid .rai-head p{color:rgba(235,240,246,.82)}.rai-dark h2,.rai-mid h2{color:#fff}.rai-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 22px;border-radius:5px;background:var(--gold);color:var(--navy);font-weight:800;text-align:center;transition:.2s}.rai-btn:hover{background:var(--gold2);transform:translateY(-2px)}.rai-btn2{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 22px;border:1px solid rgba(201,168,76,.35);border-radius:5px;background:rgba(201,168,76,.09);color:var(--gold2);font-weight:700;text-align:center}.rai-link{color:#8b6818!important;font-weight:700;text-decoration:underline!important;text-underline-offset:3px}.rai-dark .rai-link,.rai-mid .rai-link{color:var(--gold2)!important}

.rai-hero{position:relative;background:var(--navy);padding:62px 24px 0;overflow:hidden}.rai-hero:before{content:"";position:absolute;right:-180px;top:-220px;width:760px;height:760px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.13),transparent 67%)}.rai-hero-grid{position:relative;z-index:1;max-width:1160px;margin:auto;display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:48px;align-items:start}.rai-badge{display:inline-flex;align-items:center;gap:8px;margin-bottom:18px;padding:6px 12px;border:1px solid rgba(201,168,76,.3);border-radius:4px;color:var(--gold2);background:rgba(201,168,76,.09);font-size:11px;font-weight:800;text-transform:uppercase}.rai-dot{width:7px;height:7px;border-radius:50%;background:var(--gold)}.rai-lead{max-width:690px;color:rgba(235,240,246,.89);font-size:16.5px;line-height:1.76}.rai-answer{margin:22px 0;padding:17px 19px;border-left:3px solid var(--gold);background:rgba(255,255,255,.055);color:#fff;border-radius:0 7px 7px 0}.rai-answer strong{color:var(--gold2)}.rai-actions{display:flex;gap:12px;flex-wrap:wrap;margin:25px 0 12px}.rai-summary{background:var(--navy2);border:1px solid rgba(201,168,76,.23);border-radius:10px;overflow:hidden;box-shadow:0 24px 58px rgba(0,0,0,.18)}.rai-summary-h{padding:17px 20px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)}.rai-summary-h strong{display:block;font-size:15px}.rai-summary-h span{font-size:12px;opacity:.72}.rai-summary-body{padding:8px 20px 18px}.rai-summary-row{padding:14px 0;border-bottom:1px solid rgba(201,168,76,.12)}.rai-summary-row:last-child{border-bottom:0}.rai-summary-row b{display:block;color:#fff;font-size:14px;margin-bottom:4px}.rai-summary-row span{display:block;color:rgba(235,240,246,.74);font-size:13px}.rai-trust{position:relative;z-index:1;max-width:1160px;margin:38px auto 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(201,168,76,.11)}.rai-trust div{padding:15px;color:#aebcca;font-size:12.5px;border-right:1px solid rgba(201,168,76,.08)}.rai-trust div:last-child{border-right:0}

.rai-toc{padding:28px 24px;background:#fff}.rai-toc details{max-width:1160px;margin:auto;border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 8px 8px 0;padding:18px 22px}.rai-toc summary{display:flex;justify-content:space-between;gap:20px;list-style:none;cursor:pointer;font-size:13px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.rai-toc summary::-webkit-details-marker{display:none}.rai-toc ol{display:grid;grid-template-columns:1fr 1fr;gap:8px 24px;margin:16px 0 0;padding:0;list-style:none}.rai-toc li{display:flex;gap:9px}.rai-toc i{font-style:normal;color:var(--muted);font-size:11px;font-weight:800}.rai-toc a{color:var(--text);font-size:14px}.rai-toc a:hover{color:#8b6818}

.rai-grid2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.rai-card{background:#fff;border:1px solid var(--line);border-radius:9px;padding:23px 21px;box-shadow:0 8px 24px rgba(15,35,64,.045)}.rai-card p{color:var(--text);font-size:14px}.rai-dark .rai-card{background:rgba(255,255,255,.055);border-color:rgba(201,168,76,.16);box-shadow:none}.rai-dark .rai-card h3{color:#fff}.rai-dark .rai-card p{color:rgba(235,240,246,.78)}.rai-num{display:inline-flex;align-items:center;justify-content:center;min-width:34px;height:28px;padding:0 9px;margin-bottom:12px;border-radius:4px;background:var(--navy);color:var(--gold);font-size:11px;font-weight:800}.rai-dark .rai-num{background:rgba(201,168,76,.13)}.rai-note{padding:16px 18px;border-left:3px solid var(--gold);border-radius:0 7px 7px 0;background:rgba(201,168,76,.1);color:var(--text)}.rai-note strong{color:var(--navy)}.rai-note.warn{border-color:#c2410c;background:rgba(234,88,12,.08)}.rai-note.blue{border-color:#16718f;background:rgba(22,113,143,.08)}.rai-note.green{border-color:#16803d;background:rgba(22,128,61,.08)}.rai-list{display:flex;flex-direction:column;gap:9px;margin:16px 0}.rai-list div{position:relative;padding:11px 14px 11px 38px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--text);font-size:14px}.rai-list div:before{content:"✓";position:absolute;left:14px;top:10px;color:#8b6818;font-weight:900}

.rai-steps{display:grid;grid-template-columns:repeat(7,1fr);gap:7px;margin-top:26px}.rai-step{position:relative;padding:18px 13px;border:1px solid var(--line);border-radius:7px;background:#fff;min-height:158px}.rai-step:after{content:"→";position:absolute;right:-8px;top:50%;z-index:2;color:var(--gold);font-weight:900}.rai-step:last-child:after{display:none}.rai-step b{display:block;margin-bottom:7px;font-size:13px}.rai-step p{font-size:12.5px;color:var(--text);line-height:1.5}.rai-step span{display:block;margin-bottom:9px;color:var(--gold);font-family:'Playfair Display',serif;font-size:25px}

.rai-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px;background:#fff;-webkit-overflow-scrolling:touch}.rai-table{width:100%;border-collapse:collapse;min-width:820px;font-size:13.5px}.rai-table th{padding:12px 14px;background:var(--navy);color:var(--gold2);text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.07em}.rai-table td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--text)}.rai-table tr:last-child td{border-bottom:0}.rai-table tr:nth-child(even) td{background:rgba(15,35,64,.025)}.rai-table strong{color:var(--navy)}.rai-pill{display:inline-block;padding:3px 8px;border-radius:12px;background:rgba(201,168,76,.13);color:#7b5b12;font-size:11px;font-weight:800}.rai-pill.red{background:rgba(220,38,38,.09);color:#a11919}.rai-pill.green{background:rgba(22,128,61,.09);color:#166534}

.rai-case{border:1px solid var(--line);border-radius:9px;background:#fff;overflow:hidden}.rai-case-h{padding:16px 20px;background:var(--navy);color:#fff}.rai-case-h span{display:block;color:var(--gold2);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.rai-case-h h3{margin-top:4px}.rai-case-body{padding:20px}.rai-case-body p,.rai-case-body li{color:var(--text);font-size:14px}.rai-case-body ol{margin:8px 0 0 20px;padding:0}.rai-case-body li{margin-bottom:7px}.rai-verdict{margin-top:14px;padding:12px 14px;border-radius:6px;background:var(--cream);font-size:13.5px;color:var(--text)}

.rai-faq{display:flex;flex-direction:column;gap:2px;border-radius:8px;overflow:hidden;background:rgba(201,168,76,.18)}.rai-faq details{background:var(--navy2)}.rai-faq summary{display:flex;justify-content:space-between;gap:15px;padding:18px 22px;cursor:pointer;list-style:none;color:#fff;font-weight:700}.rai-faq summary::-webkit-details-marker{display:none}.rai-faq summary:after{content:"+";color:var(--gold);font-size:21px}.rai-faq details[open] summary:after{content:"−"}.rai-faq-answer{padding:0 22px 20px;color:rgba(235,240,246,.86);font-size:14.5px}.rai-faq-answer p{margin:0}

.rai-author{display:grid;grid-template-columns:58px 1fr;gap:16px;align-items:start;padding:22px;border:1px solid var(--line);border-radius:9px;background:var(--cream)}.rai-author-logo{width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--navy);border:2px solid var(--gold);color:var(--gold);font-family:'Playfair Display',serif;font-weight:700}.rai-author-label{margin:0!important;color:var(--muted);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.rai-author-name{margin:3px 0 5px!important;color:var(--navy);font-weight:800}.rai-author-text{font-size:13.5px;color:var(--text)}.rai-sources{font-size:13px;color:var(--text)}.rai-sources ul{margin:12px 0 0 20px}.rai-sources li{margin-bottom:8px}.rai-sources a{color:#6f5315;text-decoration:underline;text-underline-offset:3px}

.rai-cta{padding:48px;border-radius:12px;background:linear-gradient(135deg,var(--navy2),var(--navy));display:grid;grid-template-columns:minmax(0,1fr) auto;gap:35px;align-items:center}.rai-cta h2{color:#fff}.rai-cta p{color:rgba(235,240,246,.82);max-width:720px}.rai-cta-actions{display:flex;flex-direction:column;gap:10px;min-width:240px}.rai-related .rai-card{transition:.2s}.rai-related .rai-card:hover{transform:translateY(-3px);border-color:rgba(201,168,76,.45)}.rai-related a{display:inline-block;margin-top:9px;color:#806016;font-weight:800;font-size:13px}

@media(max-width:1080px){.rai-hero-grid,.rai-grid2{grid-template-columns:1fr}.rai-summary{max-width:700px}.rai-steps{grid-template-columns:repeat(4,1fr)}.rai-step:nth-child(4):after{display:none}.rai-grid4{grid-template-columns:repeat(2,1fr)}.rai-cta{grid-template-columns:1fr}.rai-cta-actions{min-width:0;max-width:360px}}
@media(max-width:760px){.rai-sec{padding:50px 16px}.rai-wrap{padding:0 16px}.rai-hero{padding:42px 16px 0}.rai-hero-grid{gap:28px}.rai-actions{flex-direction:column}.rai-btn,.rai-btn2{width:100%}.rai-trust{grid-template-columns:1fr 1fr}.rai-trust div:nth-child(2){border-right:0}.rai-toc{padding:22px 16px}.rai-steps{grid-template-columns:1fr}.rai-step{min-height:0}.rai-step:after{content:"↓";right:50%;top:auto;bottom:-18px}.rai-step:nth-child(4):after{display:block}.rai-step:last-child:after{display:none}.rai-cta{padding:30px 22px}.rai-cta-actions{max-width:none}.rai-author{grid-template-columns:48px 1fr}.rai-author-logo{width:48px;height:48px}}
@media(max-width:460px){.rai h1{font-size:29px}.rai-trust{grid-template-columns:1fr}.rai-trust div{border-right:0;border-bottom:1px solid rgba(201,168,76,.08)}.rai-sec{padding:42px 12px}.rai-wrap{padding:0 12px}.rai-hero{padding-left:12px;padding-right:12px}.rai-summary-body{padding-left:16px;padding-right:16px}.rai-toc{padding-left:12px;padding-right:12px}.rai-toc details{padding:16px}.rai-card{padding:20px 17px}.rai-case-body{padding:17px}.rai-faq summary{padding:16px}.rai-faq-answer{padding:0 16px 17px}.rai-cta{padding:25px 17px}}
@media(prefers-reduced-motion:reduce){.rai *{scroll-behavior:auto!important;transition:none!important}}


/* CONTRAST FIX — WordPress/theme-safe */
.rai .rai-btn,
.rai .rai-btn:visited,
.rai .rai-btn:hover,
.rai .rai-btn:focus{
  background:#F2D986 !important;
  color:#0F2340 !important;
  -webkit-text-fill-color:#0F2340 !important;
  border:1px solid #F2D986 !important;
  box-shadow:0 8px 24px rgba(242,217,134,.22);
}
.rai .rai-btn:hover,
.rai .rai-btn:focus{
  background:#FFE8A8 !important;
  border-color:#FFE8A8 !important;
}
.rai .rai-btn *,
.rai .rai-btn:visited *{
  color:#0F2340 !important;
  -webkit-text-fill-color:#0F2340 !important;
}
.rai .rai-btn2,
.rai .rai-btn2:visited{
  color:#FFF4CF !important;
  -webkit-text-fill-color:#FFF4CF !important;
  border-color:rgba(242,217,134,.72) !important;
  background:rgba(242,217,134,.14) !important;
}
.rai .rai-btn2:hover,
.rai .rai-btn2:focus{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
  border-color:#F2D986 !important;
  background:rgba(242,217,134,.24) !important;
}

/* Lighten text on every navy section and CTA */
.rai .rai-dark,
.rai .rai-mid,
.rai .rai-cta{
  color:#F4F7FA !important;
  -webkit-text-fill-color:initial;
}
.rai .rai-dark p,
.rai .rai-mid p,
.rai .rai-cta p,
.rai .rai-dark li,
.rai .rai-mid li,
.rai .rai-dark .rai-card p,
.rai .rai-mid .rai-card p,
.rai .rai-summary-row span,
.rai .rai-trust div,
.rai .rai-faq-answer,
.rai .rai-faq-answer p{
  color:#EAF0F6 !important;
  -webkit-text-fill-color:#EAF0F6 !important;
}
.rai .rai-dark h2,
.rai .rai-mid h2,
.rai .rai-cta h2,
.rai .rai-dark h3,
.rai .rai-mid h3,
.rai .rai-summary-row b,
.rai .rai-faq summary{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
}
.rai .rai-dark .rai-kicker,
.rai .rai-mid .rai-kicker,
.rai .rai-cta .rai-kicker,
.rai .rai-dark h2 em,
.rai .rai-mid h2 em,
.rai .rai-cta h2 em,
.rai .rai-faq summary::after{
  color:#F2D986 !important;
  -webkit-text-fill-color:#F2D986 !important;
}

/* Prevent dark inherited text inside highlighted boxes on navy backgrounds */
.rai .rai-dark .rai-note,
.rai .rai-mid .rai-note,
.rai .rai-dark .rai-note p,
.rai .rai-mid .rai-note p{
  color:#F4F7FA !important;
  -webkit-text-fill-color:#F4F7FA !important;
}
.rai .rai-dark .rai-note strong,
.rai .rai-mid .rai-note strong{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
}

/* More readable gold accents on light backgrounds */
.rai .rai-white .rai-kicker,
.rai .rai-cream .rai-kicker,
.rai .rai-cream2 .rai-kicker,
.rai .rai-white h2 em,
.rai .rai-cream h2 em,
.rai .rai-cream2 h2 em{
  color:#8A6414 !important;
  -webkit-text-fill-color:#8A6414 !important;
}


/* CONTRAST FIX V2 — dark component headers inside light sections */
.rai .rai-case-h,
.rai .rai-case-h h3,
.rai .rai-case-h h3 a,
.rai .rai-case-h h3 strong{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
}
.rai .rai-case-h > span,
.rai .rai-case-h .rai-kicker{
  color:#F2D986 !important;
  -webkit-text-fill-color:#F2D986 !important;
}

/* Theme-safe colours for every isolated navy component */
.rai .rai-answer,
.rai .rai-answer p,
.rai .rai-summary-body,
.rai .rai-summary-body p,
.rai .rai-summary-row span,
.rai .rai-faq details,
.rai .rai-faq-answer,
.rai .rai-faq-answer p{
  color:#EAF0F6 !important;
  -webkit-text-fill-color:#EAF0F6 !important;
}
.rai .rai-answer strong,
.rai .rai-summary-row b,
.rai .rai-faq summary,
.rai .rai-faq summary span{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
}
.rai .rai-answer strong,
.rai .rai-faq summary::after{
  color:#F2D986 !important;
  -webkit-text-fill-color:#F2D986 !important;
}

/* Keep text readable in navy cards even if the WordPress theme colours headings */
.rai .rai-dark .rai-card h3,
.rai .rai-mid .rai-card h3,
.rai .rai-dark .rai-card h3 *,
.rai .rai-mid .rai-card h3 *{
  color:#FFFFFF !important;
  -webkit-text-fill-color:#FFFFFF !important;
}
.rai .rai-dark .rai-card p,
.rai .rai-mid .rai-card p,
.rai .rai-dark .rai-card li,
.rai .rai-mid .rai-card li{
  color:#EAF0F6 !important;
  -webkit-text-fill-color:#EAF0F6 !important;
}

/* Selection remains visible without masking the heading colour */
.rai .rai-case-h h3::selection,
.rai .rai-case-h span::selection{
  background:#2F6FED;
  color:#FFFFFF;
  -webkit-text-fill-color:#FFFFFF;
}