:root{

--gold-dim:rgba(201,168,76,.12);--gold-bd:rgba(201,168,76,.22);

  --steel:#8A96A3;--r:8px;
  --green-dim:rgba(22,163,74,.1);--green-bd:rgba(22,163,74,.25);--green-tx:#166534;
  --red-dim:rgba(220,38,38,.1);--red-bd:rgba(220,38,38,.3);--red-tx:#7f1d1d;
  --blue-dim:rgba(14,107,138,.1);--blue-bd:rgba(14,107,138,.35);--blue-tx:#0e6b8a;
  --orange-dim:rgba(234,88,12,.1);--orange-bd:rgba(234,88,12,.3);--orange-tx:#7c2d12;
  /* software colors */
  --winbiz:#1B6B3A;--winbiz-dim:rgba(27,107,58,.1);--winbiz-bd:rgba(27,107,58,.3);
  --bexio:#2B6CB0;--bexio-dim:rgba(43,108,176,.1);--bexio-bd:rgba(43,108,176,.3);
  --abacus:#8B2635;--abacus-dim:rgba(139,38,53,.1);--abacus-bd:rgba(139,38,53,.3);
  --banana:#D97706;--banana-dim:rgba(217,119,6,.1);--banana-bd:rgba(217,119,6,.3);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--navy);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;word-wrap:break-word}
a{color:inherit;text-decoration:none}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}

.sec{padding:72px 24px}
.sec.dk{background:var(--navy)}.sec.mid{background:var(--navy-mid)}
.sec.cr{background:var(--cream)}.sec.crd{background:var(--cream-dk)}.sec.wh{background:#fff}


.sec-ttl em{font-style:normal;color:var(--gold)}

.sec-sub{font-size:15.5px;max-width:640px;line-height:1.75}
.sec-sub.nv{color:var(--text)}.sec-sub.wh{color:rgba(212,220,229,.82)}
.sec-hd{margin-bottom:40px}

/* STICKY */
.sticky{position:fixed;bottom:0;left:0;right:0;z-index:600;background:var(--navy);border-top:2px solid var(--gold);padding:12px 20px;display:flex;align-items:center;justify-content:center;gap:14px;transform:translateY(100%);transition:transform .3s;box-shadow:0 -4px 20px rgba(0,0,0,.28);flex-wrap:wrap}
.sticky.on{transform:translateY(0)}
.sticky-msg{color:rgba(212,220,229,.9);font-size:13px;flex:1;min-width:0}.sticky-msg strong{color:#fff}


.sticky-x{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:none;border:none;color:var(--steel);font-size:20px;cursor:pointer;line-height:1;padding:4px}

/* HERO */
.hero{background:var(--navy);padding:56px 24px 0;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-80px;right:-80px;width:600px;height:600px;background:radial-gradient(circle,rgba(201,168,76,.07) 0%,transparent 65%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.3),transparent)}
.hero-in{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 400px;gap:44px;align-items:start;min-width:0}
.hero-in>*{min-width:0}

.bdot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex-shrink:0;animation:blink 2s infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(24px,2.8vw,40px);color:#fff;font-weight:700;line-height:1.13;margin-bottom:16px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero-lead{font-size:15.5px;color:rgba(212,220,229,.88);line-height:1.75;margin-bottom:20px;max-width:520px}
.hero-checks{display:flex;flex-direction:column;gap:9px;margin-bottom:26px}
.hck{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:rgba(212,220,229,.9);line-height:1.5}
.hck-ic{width:20px;height:20px;min-width:20px;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.35);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:10px;font-weight:700;flex-shrink:0;margin-top:1px}
.hero-btns{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.btn-gold{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--navy);padding:13px 26px;border-radius:4px;font-weight:600;font-size:15px;white-space:normal;max-width:100%;cursor:pointer;border:none;transition:all .2s;font-family:'DM Sans',sans-serif;text-decoration:none;text-align:center;line-height:1.35}

.btn-ghost{display:inline-flex;align-items:center;gap:6px;color:rgba(212,220,229,.85);font-size:14px;padding:13px 0;border-bottom:1px solid rgba(201,168,76,.25);transition:all .2s;text-decoration:none}


/* SIDEBAR SCORES */
.score-card{background:var(--navy-mid);border:1px solid var(--gold-bd);border-radius:var(--r);overflow:hidden;position:sticky;top:20px}
.score-hd{background:linear-gradient(135deg,var(--gold),var(--gold-lt));padding:14px 20px}
.score-hd-title{font-size:14px;font-weight:700;color:var(--navy);margin-bottom:2px}
.score-hd-sub{font-size:11.5px;color:rgba(15,35,64,.65)}
.score-body{padding:18px 20px;display:flex;flex-direction:column;gap:14px}
.sw-score{background:rgba(255,255,255,.04);border-radius:6px;border:1px solid rgba(201,168,76,.1);padding:12px 14px}
.sw-score.winbiz-featured{border-color:var(--winbiz-bd);background:rgba(27,107,58,.08)}
.sw-score-name{display:flex;align-items:center;gap:8px;margin-bottom:8px}
.sw-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.sw-dot.winbiz{background:var(--winbiz)}
.sw-dot.bexio{background:var(--bexio)}
.sw-dot.abacus{background:var(--abacus)}
.sw-dot.banana{background:var(--banana)}
.sw-score-label{font-size:12px;font-weight:700;color:rgba(212,220,229,.9);letter-spacing:.06em;text-transform:uppercase}
.sw-score-tagline{font-size:11px;color:var(--steel);margin-bottom:8px}
.score-bars{display:flex;flex-direction:column;gap:5px}
.score-bar-row{display:flex;align-items:center;gap:8px}
.score-bar-lbl{font-size:10px;color:var(--steel);min-width:80px;flex-shrink:0}
.score-bar-bg{flex:1;height:5px;background:rgba(255,255,255,.08);border-radius:3px;overflow:hidden}
.score-bar-fill{height:100%;border-radius:3px;transition:width .6s ease}
.score-bar-fill.winbiz{background:var(--winbiz)}
.score-bar-fill.bexio{background:var(--bexio)}
.score-bar-fill.abacus{background:var(--abacus)}
.score-bar-fill.banana{background:var(--banana)}
.score-bar-val{font-size:10px;font-weight:700;color:rgba(212,220,229,.7);min-width:24px;text-align:right}
.score-cta{display:block;text-align:center;padding:13px 18px;background:var(--gold);color:var(--navy);font-weight:700;font-size:14px;transition:background .2s}

.score-note{text-align:center;font-size:11px;color:var(--steel);padding:8px 20px 12px}

/* TRUST BAR */
.hero-trust{max-width:1160px;margin:36px auto 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(201,168,76,.08)}
.hti{padding:13px 16px;display:flex;align-items:center;gap:9px;font-size:12.5px;color:#9BADB8;border-right:1px solid rgba(201,168,76,.07)}
.hti:last-child{border-right:none}

/* INFO BOXES */
.info-box{background:var(--gold-dim);border:1px solid var(--gold-bd);border-left:3px solid var(--gold);border-radius:0 6px 6px 0;padding:14px 18px;margin:18px 0}
.info-box p{font-size:14px;color:var(--text);line-height:1.7;margin:0}
.info-box.warn{background:var(--red-dim);border-color:var(--red-bd);border-left-color:#dc2626}.info-box.warn p{color:var(--red-tx)}
.info-box.green{background:var(--green-dim);border-color:var(--green-bd);border-left-color:#16a34a}.info-box.green p{color:var(--green-tx)}
.info-box.blue{background:var(--blue-dim);border-color:var(--blue-bd);border-left-color:#0e6b8a}.info-box.blue p{color:var(--blue-tx)}
.info-box.orange{background:var(--orange-dim);border-color:var(--orange-bd);border-left-color:#ea580c}.info-box.orange p{color:var(--orange-tx)}
.info-box.winbiz{background:var(--winbiz-dim);border-color:var(--winbiz-bd);border-left-color:var(--winbiz)}.info-box.winbiz p{color:var(--winbiz)}
.info-box.bexio{background:var(--bexio-dim);border-color:var(--bexio-bd);border-left-color:var(--bexio)}.info-box.bexio p{color:var(--bexio)}
.info-box.abacus{background:var(--abacus-dim);border-color:var(--abacus-bd);border-left-color:var(--abacus)}.info-box.abacus p{color:var(--abacus)}
.info-box.banana{background:var(--banana-dim);border-color:var(--banana-bd);border-left-color:var(--banana)}.info-box.banana p{color:var(--banana)}
.info-box a{color:inherit;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}

/* TOC */
.toc-block{background:#fff;border:1px solid rgba(15,35,64,.1);border-left:3px solid var(--gold);border-radius:0 var(--r) var(--r) 0;padding:20px 24px}
.toc-block summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px}
.toc-block summary::-webkit-details-marker{display:none}
.toc-title{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--navy)}
.toc-chev{transition:transform .3s;font-size:18px;color:var(--gold)}
.toc-block[open] .toc-chev{transform:rotate(180deg)}
.toc-list{list-style:none;margin-top:14px;display:flex;flex-direction:column;gap:6px}
.toc-list li{display:flex;align-items:baseline;gap:8px}
.toc-list a{font-size:14px;color:var(--text);transition:color .2s;line-height:1.4;border-bottom:1px solid transparent}
.toc-list a:hover{color:var(--gold);border-color:rgba(201,168,76,.3)}
.toc-n{font-size:11px;font-weight:700;color:var(--steel);min-width:18px}

/* TABLE */
.tbl-wrap{overflow-x:auto;border-radius:6px;border:1px solid rgba(15,35,64,.1);margin:20px 0;-webkit-overflow-scrolling:touch}
.tbl{width:100%;border-collapse:collapse;font-size:14px;min-width:300px}
.tbl thead{background:var(--navy)}
.tbl thead th{padding:11px 16px;color:var(--gold);font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-align:left;white-space:nowrap}
.tbl thead th.winbiz-h{color:#86efac}
.tbl thead th.bexio-h{color:#93c5fd}
.tbl thead th.abacus-h{color:#fca5a5}
.tbl thead th.banana-h{color:#fde68a}
.tbl tbody tr{border-bottom:1px solid rgba(15,35,64,.09)}
.tbl tbody tr:last-child{border-bottom:none}
.tbl tbody tr:nth-child(even){background:rgba(15,35,64,.03)}
.tbl td{padding:10px 16px;color:var(--text);vertical-align:middle;word-break:break-word}
.tbl td strong{color:var(--navy);font-weight:600}
.tbl tr.hi td{background:rgba(201,168,76,.1);font-weight:700;color:var(--navy)}
.tbl tr.section-row td{background:rgba(15,35,64,.06);font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--steel);padding:7px 16px}
.tbl td.winbiz-col{background:rgba(27,107,58,.05)}
.badge-ok{display:inline-block;background:var(--green-dim);border:1px solid var(--green-bd);color:var(--green-tx);border-radius:3px;padding:2px 8px;font-size:11px;font-weight:600}


.badge-b{display:inline-block;background:var(--blue-dim);border:1px solid var(--blue-bd);color:var(--blue-tx);border-radius:3px;padding:2px 8px;font-size:11px;font-weight:600}
.ic-ok{color:var(--green-tx);font-weight:700}
.ic-no{color:#b91c1c;font-weight:700}
.ic-part{color:#92400e;font-weight:700}

/* ART LAYOUT */
.art-layout{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start;min-width:0}
.art-layout>*{min-width:0}
.art-txt{font-size:15.5px;color:var(--text);line-height:1.78}
.art-txt p{margin-bottom:14px}
.art-txt p:last-child{margin-bottom:0}

/* MK ROW */
.mk-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}
.mk{background:#fff;border:1px solid rgba(201,168,76,.28);border-radius:var(--r);padding:24px 22px;text-align:center;box-shadow:0 8px 24px rgba(15,35,64,.05)}
.mk-num{font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:var(--gold);line-height:1;margin-bottom:8px}
.mk-lbl{font-size:13px;color:var(--text);line-height:1.45;font-weight:500}

/* SOFTWARE PROFILE CARDS */
.sw-profile{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid rgba(15,35,64,.08);margin-bottom:2px}
.sw-profile.winbiz-first{border:2px solid var(--winbiz-bd);background:rgba(27,107,58,.025)}
.sw-profile-hd{padding:20px 24px;display:grid;grid-template-columns:auto 1fr auto;gap:16px;align-items:center}
.sw-pill{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:4px 12px;border-radius:20px}
.sw-pill.winbiz{background:var(--winbiz-dim);color:var(--winbiz);border:1px solid var(--winbiz-bd)}
.sw-pill.bexio{background:var(--bexio-dim);color:var(--bexio);border:1px solid var(--bexio-bd)}
.sw-pill.abacus{background:var(--abacus-dim);color:var(--abacus);border:1px solid var(--abacus-bd)}
.sw-pill.banana{background:var(--banana-dim);color:var(--banana);border:1px solid var(--banana-bd)}
.sw-name{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:var(--navy);margin-bottom:2px}
.sw-tagline{font-size:13px;color:var(--steel)}
.sw-price-box{text-align:right;flex-shrink:0}
.sw-price{font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:var(--navy);line-height:1}
.sw-price-note{font-size:11px;color:var(--steel);margin-top:2px}
.sw-body{padding:0 24px 24px;display:grid;grid-template-columns:1fr 1fr;gap:24px}
.sw-col-ttl{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--steel);margin-bottom:10px}
.sw-list{list-style:none;display:flex;flex-direction:column;gap:6px}
.sw-list li{display:flex;gap:8px;font-size:13.5px;color:var(--text);line-height:1.5}
.sw-list li.ok::before{content:'✓';color:var(--green-tx);font-weight:700;flex-shrink:0;width:14px}
.sw-list li.no::before{content:'✗';color:#b91c1c;font-weight:700;flex-shrink:0;width:14px}
.sw-list li.part::before{content:'◐';color:#92400e;font-weight:700;flex-shrink:0;width:14px}
.sw-verdict{margin-top:16px;padding:14px 18px;border-radius:6px;font-size:13.5px;line-height:1.65;font-weight:500}
.sw-verdict.winbiz{background:var(--winbiz-dim);border:1px solid var(--winbiz-bd);color:var(--winbiz)}
.sw-verdict.bexio{background:var(--bexio-dim);border:1px solid var(--bexio-bd);color:var(--bexio)}
.sw-verdict.abacus{background:var(--abacus-dim);border:1px solid var(--abacus-bd);color:var(--abacus)}
.sw-verdict.banana{background:var(--banana-dim);border:1px solid var(--banana-bd);color:var(--banana)}
.sw-profile-stack{display:flex;flex-direction:column;gap:2px;background:var(--gold-bd);border-radius:var(--r);overflow:hidden}

/* WINBIZ FIRST BADGE */
.winbiz-badge-first{display:inline-flex;align-items:center;gap:6px;background:#1B6B3A;color:#fff;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:4px 10px;border-radius:3px;margin-bottom:12px}

/* PROFILE DECISION TABLE */
.profile-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;background:var(--gold-bd);border-radius:var(--r);overflow:hidden;margin-top:28px}
.profile-col{background:#fff;padding:24px 20px}
.profile-col.featured{background:var(--navy)}
.profile-col.winbiz-feat{background:#0f3d22}
.profile-icon{font-size:28px;margin-bottom:12px;display:block}
.profile-type{font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--steel);margin-bottom:6px;display:block}
.profile-col.featured .profile-type,.profile-col.winbiz-feat .profile-type{color:var(--gold)}
.profile-name{font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:var(--navy);margin-bottom:10px;line-height:1.3}
.profile-col.featured .profile-name,.profile-col.winbiz-feat .profile-name{color:#fff}
.profile-list{list-style:none;display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.profile-list li{display:flex;gap:8px;font-size:13px;color:var(--text);line-height:1.5}
.profile-list li::before{content:'→';color:var(--gold);flex-shrink:0;font-weight:700}
.profile-col.featured .profile-list li,.profile-col.winbiz-feat .profile-list li{color:rgba(212,220,229,.85)}
.profile-rec{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:4px;margin-top:4px}
.profile-rec.winbiz{background:var(--winbiz-dim);color:var(--winbiz);border:1px solid var(--winbiz-bd)}
.profile-rec.bexio{background:var(--bexio-dim);color:var(--bexio);border:1px solid var(--bexio-bd)}
.profile-rec.abacus{background:var(--abacus-dim);color:var(--abacus);border:1px solid var(--abacus-bd)}
.profile-rec.banana{background:var(--banana-dim);color:var(--banana);border:1px solid var(--banana-bd)}

/* MIGRATION STEPS */

.mig-card{background:#fff;border:1px solid rgba(15,35,64,.1);border-radius:var(--r);padding:22px 20px;transition:box-shadow .2s}
.mig-card:hover{box-shadow:0 6px 28px rgba(15,35,64,.1)}
.mig-step{display:inline-block;font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;background:var(--navy);color:var(--gold);padding:3px 10px;border-radius:3px;margin-bottom:12px}
.mig-title{font-size:15px;font-weight:600;color:var(--navy);margin-bottom:8px;line-height:1.35}
.mig-desc{font-size:13.5px;color:var(--text);line-height:1.65;margin-bottom:12px}
.mig-tip{font-size:12.5px;border-top:1px solid rgba(15,35,64,.08);padding-top:10px;line-height:1.5}
.mig-tip.ok{color:var(--green-tx)}.mig-tip.warn{color:#b91c1c}.mig-tip.info{color:var(--blue-tx)}

/* MISTAKE DARK */
.mistake-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:28px}
.mistake-card{background:rgba(255,255,255,.06);border:1px solid rgba(201,168,76,.15);border-radius:var(--r);padding:22px 20px}
.mistake-num{font-family:'Playfair Display',serif;font-size:32px;font-weight:700;color:rgba(201,168,76,.3);margin-bottom:8px;line-height:1}
.mistake-card h3{font-size:15px;font-weight:600;color:#fff;margin-bottom:8px;line-height:1.35}
.mistake-card p{font-size:13.5px;color:rgba(212,220,229,.78);line-height:1.65}
.mistake-impact{display:inline-block;margin-top:10px;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;background:rgba(220,38,38,.15);color:#fca5a5;border:1px solid rgba(220,38,38,.3);border-radius:3px;padding:3px 10px}

/* FAQ */
.faq{display:flex;flex-direction:column;gap:2px;background:var(--gold-bd);border-radius:var(--r);overflow:hidden}
.fq{background:#fff}
.fq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 24px}
.fq summary::-webkit-details-marker{display:none}
.fq-q{font-size:14.5px;font-weight:700;color:var(--navy);line-height:1.4}
.fq-ic{font-size:22px;color:var(--gold);flex-shrink:0;transition:transform .25s}
.fq[open] .fq-ic{transform:rotate(45deg)}
.fq-ans{padding:0 24px 20px}
.fq-txt{font-size:14px;color:var(--text);line-height:1.75}
.fq-txt p{color:var(--text)}
.fq-txt strong{color:var(--navy);font-weight:800}
.fq-txt ul{list-style:none;margin-top:8px;display:flex;flex-direction:column;gap:7px}
.fq-txt ul li{display:flex;gap:8px;font-size:13.5px;color:var(--text);line-height:1.55}
.fq-txt ul li::before{content:'→';color:var(--gold);flex-shrink:0;font-weight:700}

/* FORM */

.form-wrap>*{min-width:0}
.fl{background:var(--navy);border:1px solid var(--gold-bd);border-radius:12px;padding:34px 32px;box-shadow:0 16px 40px rgba(15,35,64,.10)}
.fl h2{font-family:'Playfair Display',serif;font-size:clamp(22px,2.4vw,32px);color:#fff;font-weight:700;line-height:1.18;margin-bottom:14px}
.fl h2 em{font-style:normal;color:var(--gold)}
.fl-lead{font-size:15px;color:rgba(212,220,229,.82);line-height:1.75;margin-bottom:24px}
.reassure{display:flex;flex-direction:column;gap:10px;margin-bottom:24px}
.re-item{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:rgba(212,220,229,.85);line-height:1.5}
.re-ic{color:var(--gold);font-weight:700;flex-shrink:0}
.form-tel{display:flex;align-items:center;gap:8px;font-size:15px;font-weight:600;color:#fff}
.form-tel a{color:var(--gold)}
.form-email{font-size:13.5px;color:rgba(212,220,229,.7);margin-top:6px}
.form-email a{color:var(--gold-lt)}
.fbox{background:#fff;border:1px solid rgba(15,35,64,.10);border-radius:12px;overflow:hidden;box-shadow:0 16px 40px rgba(15,35,64,.10);color:var(--navy)}
.fbh{background:linear-gradient(135deg,var(--cream),#fff);padding:20px 24px;border-bottom:1px solid rgba(15,35,64,.10)}
.fbh h3{font-size:15px;font-weight:700;color:var(--navy);margin-bottom:4px}
.fbh p{font-size:12px;color:var(--text)}
.fbb{padding:24px;background:#fff;color:var(--navy)}

/* FINAL CTA */
.fcta-box{background:linear-gradient(135deg,var(--navy-lt),var(--navy-mid));border:1px solid var(--gold-bd);border-radius:12px;padding:44px 48px;display:flex;justify-content:space-between;align-items:center;gap:36px;max-width:1160px;margin:0 auto;overflow:hidden}
.fcta-box h2{font-family:'Playfair Display',serif;font-size:clamp(22px,2.4vw,32px);color:#fff;line-height:1.2;margin-bottom:10px}
.fcta-box h2 em{font-style:normal;color:var(--gold)}
.fcta-box p{font-size:15px;color:rgba(212,220,229,.8);line-height:1.7}
.fcta-box>div:first-child{min-width:0;flex:1}
.fa{display:flex;flex-direction:column;gap:12px;align-items:flex-start;min-width:260px;max-width:340px;flex-shrink:0}
.fa .btn-gold{width:100%;justify-content:center;white-space:normal;overflow-wrap:anywhere;word-break:normal}
.tel-link{display:flex;align-items:center;gap:8px;font-size:15px;font-weight:600;color:#fff}
.tel-link:hover{color:var(--gold)}
.fa-note{font-size:11.5px;color:var(--steel)}

/* RELATED */
.related{background:var(--cream-dk);padding:20px 24px;border-top:1px solid rgba(15,35,64,.07)}
.rel-in{max-width:1160px;margin:0 auto;display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.rel-lbl{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--steel);flex-shrink:0}
.rel-pill{font-size:13px;color:var(--text);background:#fff;border:1px solid rgba(15,35,64,.1);border-radius:20px;padding:5px 14px;transition:all .2s}
.rel-pill:hover{border-color:var(--gold);color:var(--gold);background:var(--gold-dim)}

/* DECISION TREE */
.decision-tree{background:var(--navy);border-radius:var(--r);padding:32px;margin-top:28px}
.dt-question{font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#fff;margin-bottom:18px;text-align:center;line-height:1.3}
.dt-branches{display:grid;grid-template-columns:repeat(4,1fr);gap:3px;background:var(--gold-bd);border-radius:6px;overflow:hidden}
.dt-branch{background:rgba(255,255,255,.04);padding:16px 14px;text-align:center}
.dt-branch.dt-winbiz{background:rgba(27,107,58,.12)}
.dt-arrow{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--steel);margin-bottom:8px;display:block}
.dt-result{font-size:13px;font-weight:600;color:rgba(212,220,229,.9);line-height:1.5;margin-bottom:8px}
.dt-badge{display:inline-block;font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:3px 10px;border-radius:3px}
.dt-badge.winbiz{background:rgba(27,107,58,.25);color:#86efac;border:1px solid var(--winbiz-bd)}
.dt-badge.bexio{background:rgba(43,108,176,.2);color:#93c5fd;border:1px solid var(--bexio-bd)}
.dt-badge.abacus{background:rgba(139,38,53,.2);color:#fca5a5;border:1px solid var(--abacus-bd)}
.dt-badge.banana{background:rgba(217,119,6,.2);color:#fde68a;border:1px solid var(--banana-bd)}

@media(max-width:768px){
  body{padding-bottom:74px}
  .hero{padding:34px 16px 0}.hero-in{grid-template-columns:1fr!important;gap:24px}
  .hero h1{font-size:clamp(26px,7vw,36px);line-height:1.1}
  .hero-btns{flex-direction:column;align-items:stretch}
  .hero-btns a,.btn-gold,.btn-ghost{width:100%;justify-content:center;text-align:center}
  .score-card{position:static}.hero-trust{grid-template-columns:repeat(2,1fr)}.hti:nth-child(2){border-right:none}
  .art-layout,.form-wrap{grid-template-columns:1fr!important;gap:24px}
  .mk-row{grid-template-columns:repeat(2,1fr)}.sw-body{grid-template-columns:1fr}
  .sw-profile-hd{grid-template-columns:auto 1fr;gap:10px}.sw-price-box{grid-column:1/-1;text-align:left}
  .profile-grid{grid-template-columns:1fr 1fr!important}
  
  .dt-branches{grid-template-columns:1fr 1fr}
  .form-wrap{grid-template-columns:1fr!important;gap:22px}.fl{padding:26px 20px}
  .tbl{min-width:700px}.fcta-box{flex-direction:column;padding:32px 24px;gap:24px}
  .fa{align-items:stretch;width:100%}.sec{padding:48px 16px}
  .sticky-msg{display:none}.sticky{padding:10px 50px 10px 14px}
}
@media(max-width:480px){
  .hero h1{font-size:22px}.sec{padding:36px 12px}
  .mk-row{grid-template-columns:1fr 1fr}.hero-trust{grid-template-columns:1fr}
  .hti{border-right:none;border-bottom:1px solid rgba(201,168,76,.07)}
  .profile-grid{grid-template-columns:1fr!important}.dt-branches{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
@media print{.sticky,.related{display:none!important}.sec.dk,.sec.mid{background:#f5f5f5!important}@page{margin:15mm}}
/* 2026 patch — mobile readability safeguards */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.tbl{border-collapse:collapse}
@media(max-width:768px){
  .score-card{position:relative;top:auto}
  .tbl-wrap{margin-left:-4px;margin-right:-4px;padding-bottom:6px}
  .tbl th,.tbl td{white-space:normal;min-width:150px}
  .info-box p{font-size:13.5px}
  .sticky-btn{max-width:100%;white-space:normal;line-height:1.25}
}