:root{
  --rp-navy:#0F2340;
  --rp-navy-mid:#1A3A5C;
  --rp-navy-light:#234870;
  --rp-gold:#C9A84C;
  --rp-gold-light:#E2C97A;
  --rp-gold-soft:rgba(201,168,76,.12);
  --rp-gold-border:rgba(201,168,76,.25);
  --rp-cream:#F5F1EA;
  --rp-cream-dark:#EDE8DF;
  --rp-white:#fff;
  --rp-text:#3D4F63;
  --rp-muted:#7B8794;
  --rp-border:rgba(15,35,64,.09);
  --rp-green:#166534;
  --rp-green-soft:rgba(22,101,52,.09);
  --rp-red:#7f1d1d;
  --rp-red-soft:rgba(127,29,29,.08);
  --rp-blue:#0E7490;
  --rp-blue-soft:rgba(14,116,144,.10);
  --rp-radius:18px;
  --rp-shadow:0 18px 46px rgba(15,35,64,.08);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'DM Sans',sans-serif;
  background:var(--rp-cream);
  color:var(--rp-text);
  line-height:1.68;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
.rp-page{background:var(--rp-cream);overflow:hidden}

.rp-section{padding:74px 24px}
.rp-white{background:#fff}
.rp-cream{background:var(--rp-cream)}
.rp-cream-dark{background:var(--rp-cream-dark)}
.rp-navy{background:var(--rp-navy)}
.rp-navy-mid{background:var(--rp-navy-mid)}
.rp-kicker{
  display:inline-block;
  color:var(--rp-gold);
  font-size:11px;
  font-weight:800;
  letter-spacing:.13em;
  text-transform:uppercase;
  margin-bottom:12px;
}
.rp-section-head{max-width:850px;margin-bottom:36px}

.rp-section-head h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(26px,3vw,42px);
  line-height:1.12;
  margin:0 0 15px;
  color:var(--rp-navy);
}
.rp-section-head h2 em{font-style:normal;color:var(--rp-gold)}
.rp-section-head p{
  margin:0;
  color:var(--rp-text);
  font-size:15.5px;
  line-height:1.76;
}
.rp-light h2,.rp-light p{color:#fff!important}
.rp-light p{color:rgba(232,238,245,.86)!important}

.rp-btn,.rp-btn-outline,.rp-btn-ghost{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  min-height:46px;
  padding:13px 24px;
  border-radius:8px;
  font-size:15px;
  font-weight:800;
  text-decoration:none;
  transition:all .22s ease;
  cursor:pointer;
}
.rp-btn{background:var(--rp-gold);color:var(--rp-navy)}
.rp-btn:hover{background:var(--rp-gold-light);transform:translateY(-2px);box-shadow:0 10px 30px rgba(201,168,76,.25)}
.rp-btn-outline{color:var(--rp-gold);border:1px solid var(--rp-gold-border);background:rgba(201,168,76,.08)}
.rp-btn-outline:hover{border-color:var(--rp-gold);background:rgba(201,168,76,.16)}
.rp-btn-ghost{color:rgba(232,238,245,.88);padding-left:0;padding-right:0;border-bottom:1px solid rgba(201,168,76,.28);border-radius:0}
.rp-btn-ghost:hover{color:var(--rp-gold)}

.rp-sticky{
  position:fixed;
  bottom:0;
  left:0;
  right:0;
  z-index:800;
  background:var(--rp-navy);
  border-top:2px solid var(--rp-gold);
  padding:12px 20px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:14px;
  box-shadow:0 -4px 24px rgba(0,0,0,.30);
  transform:translateY(100%);
  transition:transform .3s ease;
}
.rp-sticky.on{transform:translateY(0)}
.rp-sticky span{color:rgba(232,238,245,.9);font-size:13px}
.rp-sticky span strong{color:#fff}
.rp-sticky button{
  border:0;
  font-family:'DM Sans',sans-serif;
}
.rp-sticky-x{
  position:absolute;
  right:14px;
  top:50%;
  transform:translateY(-50%);
  background:transparent;
  color:var(--rp-muted);
  font-size:22px;
  line-height:1;
  cursor:pointer;
}

.rp-hero{
  position:relative;
  overflow:hidden;
  background:var(--rp-navy);
  padding:62px 24px 0;
}
.rp-hero::before{
  content:"";
  position:absolute;
  width:720px;
  height:720px;
  right:-170px;
  top:-190px;
  background:radial-gradient(circle,rgba(201,168,76,.11) 0%,transparent 66%);
  pointer-events:none;
}
.rp-hero::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:0;
  height:1px;
  background:linear-gradient(90deg,transparent,rgba(201,168,76,.38),transparent);
}
.rp-hero-grid{
  max-width:1160px;
  margin:0 auto;
  display:grid;
  grid-template-columns:minmax(0,1fr) 395px;
  gap:48px;
  align-items:start;
  position:relative;
  z-index:2;
}
.rp-badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:var(--rp-gold-soft);
  border:1px solid var(--rp-gold-border);
  color:var(--rp-gold-light);
  padding:7px 14px;
  border-radius:999px;
  font-size:11px;
  font-weight:800;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom:18px;
}
.rp-dot{width:7px;height:7px;border-radius:50%;background:var(--rp-gold);flex-shrink:0}
.rp-hero h1{
  font-family:'Playfair Display',serif;
  font-size:clamp(31px,4vw,52px);
  line-height:1.08;
  color:#fff;
  margin:0 0 18px;
  max-width:820px;
}
.rp-hero h1 em{font-style:normal;color:var(--rp-gold)}
.rp-hero-intro{
  font-size:16.5px;
  color:rgba(232,238,245,.96);
  line-height:1.72;
  margin:0 0 18px;
  max-width:730px;
  font-weight:700;
  border-left:3px solid var(--rp-gold);
  padding-left:16px;
}
.rp-hero-lead{
  font-size:15.5px;
  color:rgba(232,238,245,.84);
  line-height:1.78;
  margin:0 0 24px;
  max-width:730px;
}
.rp-hero-lead a{
  color:var(--rp-gold);
  font-weight:800;
  text-decoration:underline;
  text-decoration-color:rgba(201,168,76,.45);
}
.rp-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:26px}
.rp-hero-checks{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:10px 15px;
  max-width:740px;
  margin-bottom:24px;
}
.rp-check{
  display:flex;
  gap:9px;
  color:rgba(232,238,245,.9);
  font-size:13px;
  line-height:1.45;
}
.rp-check::before{
  content:"✓";
  width:19px;
  height:19px;
  min-width:19px;
  border-radius:50%;
  background:rgba(201,168,76,.15);
  border:1px solid rgba(201,168,76,.35);
  color:var(--rp-gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:10px;
  font-weight:900;
  margin-top:1px;
}
.rp-hero-card{
  background:var(--rp-navy-mid);
  border:1px solid var(--rp-gold-border);
  border-radius:var(--rp-radius);
  overflow:hidden;
  box-shadow:0 22px 55px rgba(0,0,0,.16);
}
.rp-hero-card-head{
  padding:15px 20px;
  background:linear-gradient(135deg,var(--rp-gold),var(--rp-gold-light));
  color:var(--rp-navy);
  font-weight:900;
  font-size:14px;
}
.rp-hero-card-head span{
  display:block;
  font-size:11.5px;
  font-weight:600;
  opacity:.72;
  margin-top:2px;
}
.rp-hero-card-body{padding:18px 20px}
.rp-row{
  display:flex;
  justify-content:space-between;
  gap:14px;
  padding:10px 0;
  border-bottom:1px solid rgba(201,168,76,.08);
}
.rp-row:last-child{border-bottom:0}
.rp-row span:first-child{color:#D4DCE5;font-size:13px;line-height:1.45}
.rp-row span:first-child small{display:block;color:#93A3B2;font-size:11px;margin-top:2px}
.rp-row span:last-child{color:var(--rp-gold);font-size:12.5px;font-weight:900;white-space:nowrap;text-align:right}
.rp-card-cta{
  display:block;
  background:var(--rp-gold);
  color:var(--rp-navy);
  text-align:center;
  padding:14px 18px;
  font-weight:900;
  font-size:14px;
}
.rp-card-note{
  padding:10px 18px 14px;
  color:#9BADB8;
  font-size:11.5px;
  text-align:center;
}
.rp-trust{
  max-width:1160px;
  margin:34px auto 0;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  border-top:1px solid rgba(201,168,76,.10);
  position:relative;
  z-index:2;
}
.rp-trust-item{
  padding:13px 15px;
  color:#9BADB8;
  font-size:12.5px;
  border-right:1px solid rgba(201,168,76,.08);
}
.rp-trust-item:last-child{border-right:0}

.rp-toc{
  background:var(--rp-cream-dark);
  padding:26px 24px;
  border-bottom:1px solid rgba(15,35,64,.06);
}
.rp-toc-box{
  max-width:1160px;
  margin:0 auto;
  background:#fff;
  border:1px solid var(--rp-border);
  border-radius:var(--rp-radius);
  box-shadow:var(--rp-shadow);
  overflow:hidden;
}
.rp-toc-head{
  padding:18px 22px;
  background:var(--rp-navy);
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
}
.rp-toc-head strong{
  font-family:'Playfair Display',serif;
  font-size:21px;
  line-height:1.2;
}
.rp-toc-head span{
  font-size:12px;
  color:rgba(232,238,245,.75);
}
.rp-toc-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:0;
}
.rp-toc-grid a{
  padding:16px 18px;
  border-right:1px solid var(--rp-border);
  border-bottom:1px solid var(--rp-border);
  color:var(--rp-text);
  font-size:13.5px;
  line-height:1.42;
}
.rp-toc-grid a:nth-child(3n){border-right:0}
.rp-toc-grid a:hover{background:rgba(201,168,76,.08);color:var(--rp-navy)}
.rp-toc-grid b{
  color:var(--rp-gold);
  display:block;
  font-size:11px;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom:3px;
}

.rp-article{
  max-width:900px;
  margin:0 auto;
}
.rp-article p{
  font-size:15.8px;
  color:var(--rp-text);
  line-height:1.78;
  margin:0 0 18px;
}
.rp-article a{
  color:var(--rp-navy);
  font-weight:800;
  text-decoration:underline;
  text-decoration-color:rgba(201,168,76,.55);
  text-underline-offset:3px;
}
.rp-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.rp-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rp-box{
  background:#fff;
  border:1px solid var(--rp-border);
  border-radius:var(--rp-radius);
  padding:24px;
  box-shadow:var(--rp-shadow);
}
.rp-box h3{
  margin:0 0 10px;
  color:var(--rp-navy);
  font-size:19px;
  line-height:1.25;
}
.rp-box p{font-size:14.5px;margin-bottom:0}
.rp-box ul{
  margin:12px 0 0;
  padding-left:18px;
  color:var(--rp-text);
  font-size:14.3px;
}
.rp-box li{margin:7px 0}

.rp-alert{
  border-left:4px solid var(--rp-gold);
  border-radius:0 var(--rp-radius) var(--rp-radius) 0;
  background:rgba(201,168,76,.10);
  padding:18px 22px;
  margin:28px 0;
}
.rp-alert strong{
  display:block;
  color:var(--rp-navy);
  margin-bottom:6px;
  font-size:14px;
}
.rp-alert p{margin:0;font-size:14px;line-height:1.68}
.rp-alert.red{background:var(--rp-red-soft);border-left-color:#b91c1c}
.rp-alert.green{background:var(--rp-green-soft);border-left-color:#166534}
.rp-alert.blue{background:var(--rp-blue-soft);border-left-color:var(--rp-blue)}

.rp-table-wrap{
  margin:28px 0;
  overflow-x:auto;
  border-radius:var(--rp-radius);
  box-shadow:var(--rp-shadow);
}
.rp-table{
  width:100%;
  border-collapse:collapse;
  min-width:720px;
  background:#fff;
}
.rp-table th{
  background:var(--rp-navy);
  color:#fff;
  text-align:left;
  padding:15px 16px;
  font-size:12.5px;
  line-height:1.35;
}
.rp-table td{
  padding:15px 16px;
  border-bottom:1px solid var(--rp-border);
  vertical-align:top;
  font-size:14px;
  line-height:1.58;
}
.rp-table tr:last-child td{border-bottom:0}
.rp-table td strong{color:var(--rp-navy)}
.rp-chip{
  display:inline-flex;
  align-items:center;
  padding:5px 9px;
  border-radius:999px;
  background:rgba(201,168,76,.10);
  color:var(--rp-navy);
  font-size:12px;
  font-weight:800;
  white-space:nowrap;
}

.rp-split{
  display:grid;
  grid-template-columns:minmax(0,1fr) 330px;
  gap:34px;
  align-items:start;
}
.rp-side-note{
  position:sticky;
  top:22px;
  background:var(--rp-navy);
  color:#fff;
  border-radius:var(--rp-radius);
  padding:24px;
  box-shadow:var(--rp-shadow);
  border:1px solid rgba(201,168,76,.20);
}
.rp-side-note h3{
  margin:0 0 12px;
  color:#fff;
  font-size:19px;
}
.rp-side-note p{
  color:rgba(232,238,245,.86);
  font-size:14px;
  margin:0 0 14px;
}
.rp-side-note ul{
  margin:0;
  padding-left:18px;
  color:rgba(232,238,245,.86);
  font-size:13.5px;
}
.rp-side-note li{margin:7px 0}

.rp-steps{display:grid;gap:16px;margin-top:24px}
.rp-step{
  background:#fff;
  border:1px solid var(--rp-border);
  border-radius:var(--rp-radius);
  padding:22px;
  display:grid;
  grid-template-columns:42px minmax(0,1fr);
  gap:16px;
  box-shadow:var(--rp-shadow);
}
.rp-step-num{
  width:42px;
  height:42px;
  border-radius:50%;
  background:var(--rp-navy);
  color:var(--rp-gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:900;
}
.rp-step h3{margin:0 0 7px;color:var(--rp-navy);font-size:18px}
.rp-step p{margin:0;font-size:14.5px}

.rp-dark-cards .rp-box{
  background:rgba(255,255,255,.06);
  border-color:rgba(201,168,76,.18);
  box-shadow:none;
}
.rp-dark-cards .rp-box h3{color:#fff}
.rp-dark-cards .rp-box p,.rp-dark-cards .rp-box li{color:rgba(232,238,245,.86)}

.rp-faq{display:grid;gap:14px}
.rp-faq-item{
  background:#fff;
  border:1px solid var(--rp-border);
  border-radius:16px;
  overflow:hidden;
  box-shadow:var(--rp-shadow);
}
.rp-faq-q{
  width:100%;
  display:flex;
  justify-content:space-between;
  gap:16px;
  align-items:center;
  padding:18px 20px;
  background:#fff;
  border:0;
  color:var(--rp-navy);
  font-family:'DM Sans',sans-serif;
  font-weight:900;
  font-size:15px;
  text-align:left;
  cursor:pointer;
}
.rp-faq-q span:last-child{
  color:var(--rp-gold);
  font-size:20px;
  line-height:1;
}
.rp-faq-a{
  display:none;
  padding:0 20px 18px;
}
.rp-faq-a p{
  margin:0;
  font-size:14.5px;
}
.rp-faq-item.open .rp-faq-a{display:block}

.rp-contact{
  background:var(--rp-cream-dark);
}
.rp-contact-grid{
  max-width:1160px;
  margin:0 auto;
  display:grid;
  grid-template-columns:minmax(0,1fr) 440px;
  gap:34px;
  align-items:stretch;
}
.rp-contact-left{
  background:var(--rp-navy);
  border-radius:var(--rp-radius);
  padding:34px;
  color:#fff;
  border:1px solid rgba(201,168,76,.22);
  box-shadow:var(--rp-shadow);
}
.rp-contact-left h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(28px,3vw,42px);
  line-height:1.12;
  margin:0 0 16px;
  color:#fff;
}
.rp-contact-left p{
  color:rgba(232,238,245,.86);
  font-size:15px;
  line-height:1.76;
}
.rp-contact-list{
  display:grid;
  gap:10px;
  margin-top:22px;
}
.rp-contact-list div{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(201,168,76,.14);
  border-radius:12px;
  padding:12px 14px;
  color:rgba(232,238,245,.9);
  font-size:13.5px;
}
.rp-form-box{
  background:#fff;
  border-radius:var(--rp-radius);
  border:1px solid var(--rp-border);
  box-shadow:var(--rp-shadow);
  padding:26px;
}
.rp-form-box h3{
  margin:0 0 8px;
  color:var(--rp-navy);
  font-size:20px;
}
.rp-form-box p{
  margin:0 0 18px;
  font-size:13.5px;
  color:var(--rp-muted);
}

.rp-related{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.rp-related article{
  background:#fff;
  border:1px solid var(--rp-border);
  border-radius:var(--rp-radius);
  padding:24px;
  box-shadow:var(--rp-shadow);
}
.rp-related h3{
  margin:0 0 10px;
  color:var(--rp-navy);
  font-size:19px;
}
.rp-related p{
  margin:0;
  color:var(--rp-text);
  font-size:14px;
  line-height:1.65;
}
.rp-related a{
  display:inline-flex;
  margin-top:15px;
  color:var(--rp-gold);
  font-weight:900;
}

.rp-final{
  background:var(--rp-navy);
  color:#fff;
  text-align:center;
}
.rp-final h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(28px,3vw,44px);
  line-height:1.12;
  margin:0 0 14px;
  color:#fff;
}
.rp-final p{
  max-width:760px;
  margin:0 auto 24px;
  color:rgba(232,238,245,.86);
  font-size:15.5px;
}

@media(max-width:980px){
  
  .rp-hero-card,
  .rp-side-note{
    position:relative;
    top:auto;
  }
  
  .rp-trust-item{
    border-right:0;
    border-bottom:1px solid rgba(201,168,76,.08);
  }
  .rp-toc-grid a{
    border-right:0!important;
  }
}
@media(max-width:640px){
  .rp-section{padding:54px 18px}
  .rp-wrap{padding:0}
  .rp-hero{padding:46px 18px 0}
  .rp-hero h1{font-size:34px}
  
  
  .rp-card-cta{font-size:13px}
  .rp-row{flex-direction:column}
  .rp-row span:last-child{text-align:left}
  .rp-toc{padding:18px}
  .rp-toc-head{flex-direction:column;align-items:flex-start}
  .rp-step{grid-template-columns:1fr}
  .rp-contact-left,.rp-form-box{padding:24px 20px}
  .rp-sticky{
    padding:10px 14px;
    justify-content:flex-start;
  }
  .rp-sticky span{
    font-size:12px;
    padding-right:32px;
  }
  .rp-sticky .rp-btn{
    display:none;
  }
}