:root{
  --rf7-navy:#0F2340;
  --rf7-navy-mid:#1A3A5C;
  --rf7-navy-lt:#234870;
  --rf7-gold:#C9A84C;
  --rf7-gold-lt:#E2C97A;
  --rf7-gold-dim:rgba(201,168,76,.12);
  --rf7-gold-bd:rgba(201,168,76,.22);
  --rf7-cream:#F5F1EA;
  --rf7-cream-dk:#EDE8DF;
  --rf7-steel:#8A96A3;
  --rf7-text:#3D4F63;
  --rf7-white:#FFFFFF;
  --rf7-r:8px;
  --rf7-green-dim:rgba(22,163,74,.1);
  --rf7-green-bd:rgba(22,163,74,.25);
  --rf7-red-dim:rgba(220,38,38,.1);
  --rf7-red-bd:rgba(220,38,38,.3);
}

.rf7-page,
.rf7-page *{box-sizing:border-box}

.rf7-page{
  font-family:'DM Sans',sans-serif;
  background:var(--rf7-cream);
  color:var(--rf7-navy);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

.rf7-page a{color:inherit;text-decoration:none}



.rf7-s-tag{
  display:inline-block;
  font-size:11px;
  font-weight:700;
  letter-spacing:.13em;
  text-transform:uppercase;
  color:var(--rf7-gold);
  margin-bottom:10px;
}

.rf7-sec{padding:72px 24px}
.rf7-sec.dk{background:var(--rf7-navy)}
.rf7-sec.mid{background:var(--rf7-navy-mid)}
.rf7-sec.cr{background:var(--rf7-cream)}
.rf7-sec.crd{background:var(--rf7-cream-dk)}
.rf7-sec.wh{background:#fff}

.rf7-sec-ttl{
  font-family:'Playfair Display',serif;
  font-size:clamp(24px,2.6vw,36px);
  font-weight:700;
  line-height:1.18;
  margin:0 0 14px;
}

.rf7-sec-ttl em{font-style:normal;color:var(--rf7-gold)}

.rf7-sec-ttl.nv{color:var(--rf7-navy)}

.rf7-sec-sub{
  font-size:15.5px;
  max-width:720px;
  line-height:1.75;
  margin:0;
}

.rf7-sec-sub.nv{color:var(--rf7-text)}
.rf7-sec-sub.wh{color:rgba(212,220,229,.82)}
.rf7-sec-hd{margin-bottom:40px}

.rf7-btn-gold{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  background:var(--rf7-gold);
  color:var(--rf7-navy)!important;
  padding:13px 26px;
  border-radius:4px;
  font-weight:700;
  font-size:15px;
  white-space:nowrap;
  transition:all .2s;
  text-decoration:none;
}

.rf7-btn-gold:hover{
  background:var(--rf7-gold-lt);
  transform:translateY(-2px);
  box-shadow:0 8px 28px rgba(201,168,76,.32);
}

.rf7-btn-ghost{
  display:inline-flex;
  align-items:center;
  gap:6px;
  color:rgba(212,220,229,.85)!important;
  font-size:14px;
  padding:13px 0;
  border-bottom:1px solid rgba(201,168,76,.25);
  transition:all .2s;
}

.rf7-btn-ghost:hover{
  color:var(--rf7-gold)!important;
  border-color:var(--rf7-gold);
}

.rf7-context-link{
  color:var(--rf7-gold)!important;
  font-weight:700;
  border-bottom:1px solid rgba(201,168,76,.3);
}

/* HERO */
.rf7-hero{
  background:var(--rf7-navy);
  padding:56px 24px 0;
  position:relative;
  overflow:hidden;
}

.rf7-hero::before{
  content:'';
  position:absolute;
  top:-80px;
  right:-80px;
  width:600px;
  height:600px;
  background:radial-gradient(circle,rgba(201,168,76,.08) 0%,transparent 65%);
  pointer-events:none;
}

.rf7-hero::after{
  content:'';
  position:absolute;
  bottom:0;
  left:0;
  right:0;
  height:1px;
  background:linear-gradient(90deg,transparent,rgba(201,168,76,.3),transparent);
}

.rf7-hero-in{
  max-width:1160px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1fr 400px;
  gap:44px;
  align-items:start;
  position:relative;
  z-index:2;
}

.rf7-hero-badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:var(--rf7-gold-dim);
  border:1px solid rgba(201,168,76,.3);
  color:var(--rf7-gold-lt);
  padding:6px 14px;
  border-radius:4px;
  font-size:11px;
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.04em;
  margin-bottom:18px;
}

.rf7-hero-badge-dot{
  width:7px;
  height:7px;
  border-radius:50%;
  background:var(--rf7-gold);
  flex-shrink:0;
}

.rf7-hero h1{
  font-family:'Playfair Display',serif;
  font-size:clamp(28px,3vw,43px);
  color:#fff;
  font-weight:700;
  line-height:1.13;
  margin:0 0 16px;
}

.rf7-hero h1 em{font-style:normal;color:var(--rf7-gold)}

.rf7-hero-lead{
  font-size:15.5px;
  color:rgba(212,220,229,.88);
  line-height:1.75;
  margin-bottom:20px;
  max-width:620px;
}

.rf7-hero-checks{
  display:flex;
  flex-direction:column;
  gap:9px;
  margin-bottom:26px;
}

.rf7-hck{
  display:flex;
  align-items:flex-start;
  gap:10px;
  font-size:13.5px;
  color:rgba(212,220,229,.9);
  line-height:1.5;
}

.rf7-hck-ic{
  width:20px;
  height:20px;
  min-width:20px;
  background:rgba(201,168,76,.15);
  border:1px solid rgba(201,168,76,.35);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  color:var(--rf7-gold);
  font-size:10px;
  font-weight:700;
  flex-shrink:0;
  margin-top:1px;
}

.rf7-hero-btns{
  display:flex;
  align-items:center;
  gap:14px;
  flex-wrap:wrap;
}

/* DEF CARD */
.rf7-def-card{
  background:var(--rf7-navy-mid);
  border:1px solid var(--rf7-gold-bd);
  border-radius:var(--rf7-r);
  overflow:hidden;
  position:sticky;
  top:20px;
}

.rf7-def-hd{
  background:linear-gradient(135deg,var(--rf7-gold),var(--rf7-gold-lt));
  padding:14px 20px;
}

.rf7-def-hd-title{
  font-size:14px;
  font-weight:700;
  color:var(--rf7-navy);
  margin-bottom:2px;
}

.rf7-def-hd-sub{
  font-size:11.5px;
  color:rgba(15,35,64,.65);
}

.rf7-def-body{
  padding:18px 20px;
  display:flex;
  flex-direction:column;
  gap:12px;
}

.rf7-def-row{
  padding:11px 14px;
  background:rgba(255,255,255,.04);
  border-radius:6px;
  border:1px solid rgba(201,168,76,.1);
}

.rf7-def-row-lbl{
  font-size:10px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--rf7-steel);
  margin-bottom:4px;
}

.rf7-def-row-val{
  font-size:13.5px;
  color:rgba(212,220,229,.9);
  line-height:1.5;
}

.rf7-def-row-val strong{color:var(--rf7-gold)}

.rf7-def-cta{
  display:block;
  text-align:center;
  padding:13px 18px;
  background:var(--rf7-gold);
  color:var(--rf7-navy)!important;
  font-weight:700;
  font-size:14px;
  transition:background .2s;
}

.rf7-def-cta:hover{background:var(--rf7-gold-lt)}

.rf7-def-note{
  text-align:center;
  font-size:11px;
  color:var(--rf7-steel);
  padding:8px 20px 12px;
  background:var(--rf7-navy-mid);
}

.rf7-hero-trust{
  max-width:1160px;
  margin:36px auto 0;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  border-top:1px solid rgba(201,168,76,.08);
  position:relative;
  z-index:2;
}

.rf7-hti{
  padding:13px 16px;
  display:flex;
  align-items:center;
  gap:9px;
  font-size:12.5px;
  color:#9BADB8;
  border-right:1px solid rgba(201,168,76,.07);
}

.rf7-hti:last-child{border-right:none}

/* TOC */
.rf7-toc-block{
  background:#fff;
  border:1px solid rgba(15,35,64,.1);
  border-left:3px solid var(--rf7-gold);
  border-radius:0 var(--rf7-r) var(--rf7-r) 0;
  padding:20px 24px;
}

.rf7-toc-title{
  font-size:13px;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--rf7-navy);
  margin-bottom:14px;
}

.rf7-toc-list{
  list-style:none;
  display:flex;
  flex-direction:column;
  gap:7px;
  padding:0;
  margin:0;
}

.rf7-toc-list li{
  display:flex;
  align-items:baseline;
  gap:8px;
}

.rf7-toc-num{
  font-size:11px;
  font-weight:700;
  color:var(--rf7-steel);
  min-width:18px;
}

.rf7-toc-list a{
  font-size:14px;
  color:var(--rf7-text)!important;
  transition:color .2s;
  line-height:1.4;
  border-bottom:1px solid transparent;
}

.rf7-toc-list a:hover{
  color:var(--rf7-gold)!important;
  border-color:rgba(201,168,76,.3);
}

/* LAYOUT */
.rf7-art-layout{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:52px;
  align-items:start;
}

.rf7-art-txt{
  font-size:15.5px;
  color:var(--rf7-text);
  line-height:1.78;
}

.rf7-art-txt p{margin:0 0 14px}

.rf7-info-box{
  background:var(--rf7-gold-dim);
  border:1px solid var(--rf7-gold-bd);
  border-left:3px solid var(--rf7-gold);
  border-radius:0 6px 6px 0;
  padding:14px 18px;
  margin:18px 0;
}

.rf7-info-box p{
  font-size:14px;
  color:var(--rf7-text);
  line-height:1.7;
  margin:0;
}

.rf7-info-box.warn{
  background:var(--rf7-red-dim);
  border-color:var(--rf7-red-bd);
  border-left-color:#dc2626;
}

.rf7-info-box.warn p{color:#7f1d1d}

/* TABLE */
.rf7-tbl-wrap{
  overflow-x:auto;
  border-radius:6px;
  border:1px solid rgba(15,35,64,.1);
  margin:20px 0;
  -webkit-overflow-scrolling:touch;
}

.rf7-tbl{
  width:100%;
  border-collapse:collapse;
  font-size:14px;
  min-width:640px;
  background:#fff;
}

.rf7-tbl thead{background:var(--rf7-navy)}

.rf7-tbl thead th{
  padding:11px 16px;
  color:var(--rf7-gold);
  font-size:11px;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  text-align:left;
  white-space:nowrap;
}

.rf7-tbl tbody tr{
  border-bottom:1px solid rgba(15,35,64,.09);
}

.rf7-tbl tbody tr:nth-child(even){
  background:rgba(15,35,64,.03);
}

.rf7-tbl tbody td{
  padding:10px 16px;
  color:var(--rf7-text);
  vertical-align:top;
}

.rf7-tbl tbody td strong{color:var(--rf7-navy)}

/* CARDS */
.rf7-card-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:2px;
  background:var(--rf7-gold-bd);
  border-radius:var(--rf7-r);
  overflow:hidden;
}

.rf7-lever-card{
  background:#fff;
  padding:26px 24px;
}

.rf7-lever-num{
  font-family:'Playfair Display',serif;
  font-size:34px;
  font-weight:700;
  color:rgba(201,168,76,.18);
  line-height:1;
  margin-bottom:8px;
}

.rf7-lever-title{
  font-size:15px;
  font-weight:700;
  color:var(--rf7-navy);
  margin-bottom:8px;
}

.rf7-lever-card p{
  font-size:13.5px;
  color:var(--rf7-text);
  line-height:1.7;
  margin:0 0 10px;
}

.rf7-case-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:2px;
  background:var(--rf7-gold-bd);
  border-radius:var(--rf7-r);
  overflow:hidden;
}

.rf7-case{
  background:#fff;
  padding:28px 26px;
}

.rf7-case.dark{background:var(--rf7-navy-mid)}

.rf7-case-label{
  font-size:10px;
  font-weight:700;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--rf7-gold);
  margin-bottom:8px;
}

.rf7-case h3{
  font-family:'Playfair Display',serif;
  font-size:18px;
  color:var(--rf7-navy);
  line-height:1.25;
  margin:0 0 14px;
}

.rf7-case.dark h3{color:#fff}

.rf7-case p{
  font-size:13.5px;
  color:var(--rf7-text);
  line-height:1.7;
  margin:0 0 12px;
}

.rf7-case.dark p{color:rgba(212,220,229,.82)}

.rf7-mini-note{
  background:var(--rf7-gold-dim);
  border:1px solid var(--rf7-gold-bd);
  border-left:3px solid var(--rf7-gold);
  padding:10px 12px;
  border-radius:0 5px 5px 0;
  font-size:12.5px;
  color:var(--rf7-navy);
  line-height:1.6;
  margin-top:12px;
}

.rf7-warning{
  background:rgba(220,38,38,.10);
  border:1px solid rgba(220,38,38,.25);
  border-left:3px solid #dc2626;
  padding:10px 12px;
  border-radius:0 5px 5px 0;
  font-size:12.5px;
  color:#7f1d1d;
  line-height:1.6;
  margin-top:12px;
}

/* FAQ */
.rf7-faq{
  display:flex;
  flex-direction:column;
  gap:2px;
  border-radius:var(--rf7-r);
  overflow:hidden;
  background:var(--rf7-gold-bd);
}

.rf7-fq{background:var(--rf7-navy-mid)}

.rf7-fq summary{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:20px 24px;
  cursor:pointer;
  list-style:none;
}

.rf7-fq summary::-webkit-details-marker{display:none}

.rf7-fq-q{
  font-size:14.5px;
  font-weight:700;
  color:#fff;
  line-height:1.4;
  flex:1;
}

.rf7-fq-ic{
  width:28px;
  height:28px;
  flex-shrink:0;
  background:var(--rf7-gold-dim);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  color:var(--rf7-gold);
  font-size:20px;
  font-weight:300;
}

.rf7-fq-ic::before{content:'+'}

.rf7-fq-ans{padding:0 24px 20px}

.rf7-fq-txt{
  font-size:14px;
  color:rgba(212,220,229,.85);
  line-height:1.75;
  border-top:1px solid var(--rf7-gold-bd);
  padding-top:14px;
}

/* RELATED */


.rf7-related-card{
  background:#fff;
  border-radius:var(--rf7-r);
  padding:22px;
  border:1px solid rgba(15,35,64,.08);
  transition:box-shadow .2s,border-color .2s;
}

.rf7-related-card:hover{
  box-shadow:0 4px 18px rgba(15,35,64,.09);
  border-color:rgba(201,168,76,.25);
}

.rf7-related-card h3{
  font-family:'Playfair Display',serif;
  font-size:17px;
  font-weight:700;
  color:var(--rf7-navy);
  margin:0 0 8px;
  line-height:1.2;
}

.rf7-related-card p{
  font-size:13px;
  color:var(--rf7-text);
  line-height:1.6;
  margin:0 0 10px;
}

.rf7-related-card span{
  color:var(--rf7-gold);
  font-weight:700;
  font-size:13px;
}

/* FORM */
.rf7-form-wrap{
  max-width:1160px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1fr 460px;
  gap:52px;
  align-items:start;
}

.rf7-form-left h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(22px,2.3vw,30px);
  color:#fff;
  margin:0 0 14px;
  line-height:1.2;
}

.rf7-form-left h2 em{
  font-style:normal;
  color:var(--rf7-gold);
}

.rf7-form-lead{
  font-size:15px;
  color:rgba(212,220,229,.82);
  line-height:1.75;
  margin-bottom:22px;
}

.rf7-reassure{
  display:flex;
  flex-direction:column;
  gap:9px;
  margin-bottom:24px;
}

.rf7-re-item{
  display:flex;
  align-items:center;
  gap:10px;
  font-size:14px;
  color:rgba(212,220,229,.8);
}

.rf7-re-ic{
  width:22px;
  height:22px;
  background:rgba(201,168,76,.15);
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:10px;
  color:var(--rf7-gold);
  flex-shrink:0;
}

.rf7-fbox{
  background:var(--rf7-navy-mid);
  border:1px solid var(--rf7-gold-bd);
  border-radius:10px;
  overflow:hidden;
}

.rf7-fbh{
  background:linear-gradient(135deg,var(--rf7-gold),var(--rf7-gold-lt));
  padding:18px 22px;
}

.rf7-fbh h3{
  font-size:17px;
  font-weight:700;
  color:var(--rf7-navy);
  margin:0 0 2px;
}

.rf7-fbh p{
  font-size:12.5px;
  color:rgba(15,35,64,.68);
  margin:0;
}

.rf7-fbb{padding:22px}

.rf7-fbb .wpforms-field-label,
.rf7-fbb label{
  display:block!important;
  font-size:11px!important;
  font-weight:700!important;
  letter-spacing:.04em!important;
  text-transform:uppercase!important;
  color:rgba(212,220,229,.78)!important;
  margin-bottom:6px!important;
  font-family:'DM Sans',sans-serif!important;
}

.rf7-fbb input[type="text"],
.rf7-fbb input[type="email"],
.rf7-fbb input[type="tel"],
.rf7-fbb select,
.rf7-fbb textarea{
  width:100%!important;
  padding:11px 13px!important;
  border-radius:5px!important;
  border:1px solid rgba(201,168,76,.25)!important;
  background:rgba(255,255,255,.06)!important;
  color:#fff!important;
  font-size:16px!important;
  font-family:'DM Sans',sans-serif!important;
  -webkit-text-fill-color:#fff!important;
}

.rf7-fbb input::placeholder,
.rf7-fbb textarea::placeholder{
  color:rgba(138,150,163,.7)!important;
  -webkit-text-fill-color:rgba(138,150,163,.7)!important;
}

.rf7-fbb .wpforms-submit,
.rf7-fbb button[type="submit"],
.rf7-fbb input[type="submit"]{
  width:100%!important;
  padding:14px!important;
  background:#C9A84C!important;
  color:#0F2340!important;
  border:none!important;
  border-radius:5px!important;
  font-weight:700!important;
  font-size:15px!important;
  cursor:pointer!important;
  font-family:'DM Sans',sans-serif!important;
}

.rf7-fbb .wpforms-field{margin-bottom:13px!important}
.rf7-fbb .wpforms-title,
.rf7-fbb .wpforms-description{display:none!important}

/* RESPONSIVE */
@media(max-width:1024px){
  .rf7-hero-in,
  .rf7-art-layout,
  .rf7-form-wrap{
    grid-template-columns:1fr;
    gap:28px;
  }

  .rf7-def-card{position:static}

  .rf7-hero-trust{grid-template-columns:repeat(2,1fr)}

  

  .rf7-sec{padding:56px 24px}
}

@media(max-width:640px){
  .rf7-hero{padding:36px 16px 0}
  .rf7-sec{padding:44px 16px}
  

  .rf7-hero h1{font-size:25px}

  .rf7-hero-lead,
  .rf7-art-txt{font-size:14.5px}

  .rf7-sec-ttl{font-size:28px}

  .rf7-hero-trust{grid-template-columns:1fr}

  .rf7-hti{
    border-right:none;
    border-bottom:1px solid rgba(201,168,76,.07);
  }

  .rf7-hero-btns{
    flex-direction:column;
    align-items:stretch;
  }

  .rf7-btn-gold,
  .rf7-btn-ghost{
    width:100%;
    justify-content:center;
    text-align:center;
  }

  .rf7-tbl{min-width:520px}
}

@media(max-width:420px){
  .rf7-hero h1{font-size:22px}
  .rf7-sec{padding:36px 14px}
  .rf7-wrap{padding:0 14px}

  .rf7-fq summary{padding:16px 18px}
  .rf7-fq-ans{padding:0 18px 16px}
}