:root{
  --rf-navy:#0F2340;
  --rf-navy2:#193252;
  --rf-gold:#C9A84C;
  --rf-gold-light:#E7CF8A;
  --rf-cream:#F5F1EA;
  --rf-text:#445669;
  --rf-border:rgba(15,35,64,.08);
  --rf-white:#fff;
}

.rf-page,
.rf-page *{
  box-sizing:border-box;
}

.rf-page{
  font-family:"DM Sans",sans-serif;
  color:var(--rf-text);
  background:#fff;
  line-height:1.75;
  overflow:hidden;
}

.rf-page img{
  max-width:100%;
  display:block;
}

.rf-wrap{
  width:min(1140px, calc(100% - 40px));
  margin:auto;
}

/* HERO */

.rf-hero{
  position:relative;
  overflow:hidden;
  background:
    linear-gradient(135deg, rgba(15,35,64,.97), rgba(15,35,64,.90)),
    radial-gradient(circle at top right, rgba(201,168,76,.18), transparent 42%);
  padding:90px 0 72px;
}

.rf-hero:before{
  content:"";
  position:absolute;
  width:620px;
  height:620px;
  top:-220px;
  right:-180px;
  background:radial-gradient(circle, rgba(201,168,76,.14), transparent 70%);
}

.rf-hero-grid{
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:1.12fr .88fr;
  gap:54px;
  align-items:center;
}

.rf-kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  background:rgba(201,168,76,.10);
  border:1px solid rgba(201,168,76,.22);
  color:var(--rf-gold-light);
  border-radius:100px;
  padding:8px 16px;
  font-size:12px;
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.08em;
  margin-bottom:24px;
}

.rf-dot{
  width:8px;
  height:8px;
  border-radius:50%;
  background:var(--rf-gold);
}

.rf-hero h1{
  margin:0 0 22px;
  font-family:"Playfair Display",serif;
  color:#fff;
  font-size:clamp(36px,5vw,66px);
  line-height:1.08;
  letter-spacing:-.03em;
}

.rf-hero h1 em{
  font-style:normal;
  color:var(--rf-gold);
}

.rf-lead{
  color:rgba(255,255,255,.82);
  font-size:19px;
  max-width:760px;
}

.rf-hero-card{
  background:rgba(255,255,255,.05);
  border:1px solid rgba(201,168,76,.18);
  backdrop-filter:blur(12px);
  border-radius:28px;
  padding:36px;
}

.rf-hero-card h3{
  margin:0 0 16px;
  color:#fff;
  font-size:28px;
  line-height:1.2;
}

.rf-hero-card p{
  margin:0 0 24px;
  color:rgba(255,255,255,.74);
  font-size:15px;
}

.rf-badges{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}

.rf-badge{
  padding:10px 14px;
  border-radius:100px;
  background:rgba(255,255,255,.05);
  border:1px solid rgba(201,168,76,.14);
  color:#fff;
  font-size:13px;
  font-weight:700;
}

/* GEO ANSWER */

.rf-geo{
  background:var(--rf-cream);
  border-bottom:1px solid rgba(15,35,64,.05);
}

.rf-geo-inner{
  padding:30px 0;
}

.rf-geo p{
  margin:0;
  color:#2F4052;
  font-size:17px;
}

.rf-geo strong{
  color:var(--rf-navy);
}

/* TOC */

.rf-toc{
  background:#fff;
  border-bottom:1px solid rgba(15,35,64,.06);
}

.rf-toc-inner{
  display:flex;
  flex-wrap:wrap;
  gap:14px;
  padding:20px 0;
}

.rf-toc a{
  text-decoration:none;
  color:var(--rf-navy);
  font-size:14px;
  font-weight:700;
  border:1px solid rgba(15,35,64,.08);
  border-radius:100px;
  padding:10px 16px;
  transition:.25s;
}

.rf-toc a:hover{
  border-color:var(--rf-gold);
  color:var(--rf-gold);
}

/* CONTENT */

.rf-content{
  padding:76px 0;
}

.rf-grid{
  display:grid;
  grid-template-columns:minmax(0,1fr) 320px;
  gap:64px;
}

.rf-main h2{
  margin:0 0 24px;
  font-family:"Playfair Display",serif;
  color:var(--rf-navy);
  font-size:44px;
  line-height:1.1;
}

.rf-main h3{
  margin:56px 0 20px;
  color:var(--rf-navy);
  font-size:30px;
  line-height:1.25;
}

.rf-main p{
  margin:0 0 22px;
  font-size:17px;
}

.rf-main strong{
  color:var(--rf-navy);
}

.rf-main ul{
  margin:0 0 24px;
  padding-left:24px;
}

.rf-main li{
  margin-bottom:14px;
  font-size:17px;
}

/* CARDS */

.rf-signs{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
  margin:48px 0;
}

.rf-card{
  background:#fff;
  border:1px solid rgba(15,35,64,.08);
  border-radius:24px;
  padding:34px;
  box-shadow:0 14px 34px rgba(15,35,64,.05);
}

.rf-card-num{
  width:52px;
  height:52px;
  border-radius:50%;
  background:rgba(201,168,76,.12);
  color:var(--rf-gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:800;
  margin-bottom:20px;
}

.rf-card h4{
  margin:0 0 14px;
  color:var(--rf-navy);
  font-size:24px;
  line-height:1.2;
}

.rf-card p{
  margin:0;
  font-size:15px;
}

/* INFO BOX */

.rf-box{
  background:var(--rf-cream);
  border-left:4px solid var(--rf-gold);
  border-radius:0 18px 18px 0;
  padding:26px 28px;
  margin:34px 0;
}

.rf-box p{
  margin:0;
  font-size:16px;
}

/* COMPARE */

.rf-compare{
  overflow:hidden;
  border-radius:28px;
  margin:56px 0;
  border:1px solid rgba(15,35,64,.08);
}

.rf-compare-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
}

.rf-col{
  padding:40px;
}

.rf-col h4{
  margin:0 0 20px;
  font-size:26px;
}

.rf-col ul{
  list-style:none;
  padding:0;
  margin:0;
}

.rf-col li{
  position:relative;
  padding-left:22px;
  margin-bottom:16px;
}

.rf-col li:before{
  position:absolute;
  left:0;
  top:0;
  font-weight:800;
}

.rf-col.bad{
  background:#fff;
}

.rf-col.bad h4{
  color:#8b1e1e;
}

.rf-col.bad li:before{
  content:"×";
  color:#c53030;
}

.rf-col.good{
  background:var(--rf-navy);
}

.rf-col.good h4{
  color:#fff;
}

.rf-col.good li{
  color:rgba(255,255,255,.84);
}

.rf-col.good li:before{
  content:"✓";
  color:var(--rf-gold);
}

/* CTA */

.rf-cta{
  margin-top:72px;
  position:relative;
  overflow:hidden;
  border-radius:32px;
  padding:58px;
  background:
    linear-gradient(135deg, rgba(15,35,64,.98), rgba(25,50,82,.95));
}

.rf-cta:before{
  content:"";
  position:absolute;
  top:-120px;
  right:-120px;
  width:340px;
  height:340px;
  background:radial-gradient(circle, rgba(201,168,76,.18), transparent 70%);
}

.rf-cta h2{
  color:#fff;
  margin:0 0 20px;
}

.rf-cta p{
  color:rgba(255,255,255,.82);
  font-size:18px;
  max-width:760px;
}

.rf-actions{
  display:flex;
  flex-wrap:wrap;
  gap:16px;
  margin-top:30px;
}

.rf-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  border-radius:14px;
  padding:16px 24px;
  font-weight:800;
  transition:.25s;
}

.rf-btn-primary{
  background:var(--rf-gold);
  color:var(--rf-navy);
}

.rf-btn-primary:hover{
  background:var(--rf-gold-light);
}

.rf-btn-outline{
  border:1px solid rgba(201,168,76,.28);
  color:#fff;
}

/* SIDEBAR */

.rf-side{
  position:sticky;
  top:20px;
  align-self:start;
}

.rf-sidebox{
  background:var(--rf-navy);
  border-radius:28px;
  padding:34px;
  border:1px solid rgba(201,168,76,.16);
}

.rf-sidebox h3{
  margin:0 0 16px;
  color:#fff;
  font-size:28px;
  line-height:1.2;
}

.rf-sidebox p{
  color:rgba(255,255,255,.78);
  font-size:15px;
}

.rf-sidebox ul{
  list-style:none;
  padding:0;
  margin:24px 0;
}

.rf-sidebox li{
  position:relative;
  padding-left:22px;
  margin-bottom:14px;
  color:rgba(255,255,255,.84);
  font-size:14px;
}

.rf-sidebox li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color:var(--rf-gold);
  font-weight:800;
}

/* FAQ */

.rf-faq{
  margin-top:80px;
}

.rf-faq details{
  border-bottom:1px solid rgba(15,35,64,.08);
  padding:22px 0;
}

.rf-faq summary{
  cursor:pointer;
  list-style:none;
  font-size:19px;
  color:var(--rf-navy);
  font-weight:700;
}

.rf-faq summary::-webkit-details-marker{
  display:none;
}

.rf-faq p{
  margin-top:18px;
}

/* RELATED */

.rf-related{
  margin-top:80px;
  padding-top:34px;
  border-top:1px solid rgba(15,35,64,.08);
}

.rf-related h3{
  margin:0 0 20px;
  color:var(--rf-navy);
}

.rf-pills{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
}

.rf-pills a{
  text-decoration:none;
  color:var(--rf-navy);
  border:1px solid rgba(15,35,64,.08);
  border-radius:100px;
  padding:12px 18px;
  font-size:14px;
  font-weight:700;
  transition:.25s;
}

.rf-pills a:hover{
  border-color:var(--rf-gold);
  color:var(--rf-gold);
}

/* MOBILE */

@media(max-width:980px){

  

  .rf-side{
    position:relative;
    top:auto;
  }

  .rf-hero{
    padding:72px 0 56px;
  }

  .rf-main h2{
    font-size:36px;
  }

  .rf-main h3{
    font-size:28px;
  }

  .rf-cta{
    padding:38px 28px;
  }

}

@media(max-width:640px){

  .rf-wrap{
    width:min(100%, calc(100% - 28px));
  }

  .rf-hero h1{
    font-size:42px;
  }

  .rf-lead{
    font-size:17px;
  }

  .rf-main p,
  .rf-main li{
    font-size:16px;
  }

  .rf-main h2{
    font-size:31px;
  }

  .rf-main h3{
    font-size:24px;
  }

  .rf-card{
    padding:28px;
  }

}