:root {





      --gold-dim:        rgba(201,168,76,0.12);


      --steel-muted:     #8A96A3;
      --steel-dark:      #586472;

      --text-light:      #D4DCE5;

      --border-gold:     rgba(201,168,76,0.18);
      --border-navy:     rgba(15,35,64,0.09);
      /* Accent unique forecast — violet/indigo */
      --accent-violet:       rgba(139,92,246,0.13);
      --accent-violet-text:  #c4b5fd;
      --chart-budget:  rgba(201,168,76,0.6);
      --chart-real:    rgba(34,197,94,0.8);
      --chart-fore:    rgba(139,92,246,0.8);
      --chart-gap-pos: rgba(34,197,94,0.15);
      --chart-gap-neg: rgba(239,68,68,0.15);
    }

    *, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
    html { scroll-behavior: smooth; }
    body { font-family: 'DM Sans', sans-serif; background: var(--warm-cream); color: var(--navy-deep); line-height: 1.6; -webkit-font-smoothing: antialiased; }

    .skip-link { position: absolute; top: -100%; left: 16px; background: var(--swiss-gold); color: var(--navy-deep); padding: 10px 18px; font-weight: 600; font-size: 14px; border-radius: 0 0 6px 6px; text-decoration: none; z-index: 9999; transition: top 0.2s; }
    .skip-link:focus { top: 0; }
    :focus-visible { outline: 2px solid var(--swiss-gold); outline-offset: 3px; border-radius: 2px; }

    /* STICKY CTA */
    .sticky-cta { position: fixed; bottom: 0; left: 0; right: 0; background: var(--navy-deep); border-top: 2px solid var(--swiss-gold); padding: 14px 24px; display: flex; align-items: center; justify-content: center; gap: 16px; z-index: 300; transform: translateY(100%); transition: transform 0.3s ease; box-shadow: 0 -4px 20px rgba(0,0,0,0.3); }
    
    .sticky-cta-text { color: var(--text-light); font-size: 14px; }
    
    .sticky-cta a { background: var(--swiss-gold); color: var(--navy-deep); padding: 10px 24px; border-radius: 4px; font-weight: 600; font-size: 14px; text-decoration: none; white-space: nowrap; transition: background 0.2s; }
    
    .sticky-close { position: absolute; right: 16px; background: none; border: none; color: var(--steel-muted); font-size: 22px; cursor: pointer; line-height: 1; padding: 8px; }

    .scroll-top { position: fixed; bottom: 80px; right: 24px; width: 44px; height: 44px; background: var(--navy-mid); border: 1px solid var(--border-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; cursor: pointer; z-index: 250; opacity: 0; pointer-events: none; transition: opacity 0.3s, background 0.2s; color: var(--swiss-gold); font-size: 18px; text-decoration: none; }
    .scroll-top.visible { opacity: 1; pointer-events: auto; }
    .scroll-top:hover { background: var(--navy-light); }

    /* ─── HERO ─── */
    .hero { background: var(--navy-deep); padding: 64px 48px 0; position: relative; overflow: hidden; }
    .hero::before { content: ''; position: absolute; top: 0; right: 0; width: 55%; height: 100%; background: linear-gradient(135deg, transparent 30%, rgba(139,92,246,0.05) 100%); pointer-events: none; }
    .hero::after { content: 'FORECAST'; position: absolute; right: -20px; bottom: -20px; font-family: 'Playfair Display', serif; font-size: 120px; font-weight: 700; color: rgba(255,255,255,0.02); line-height: 1; letter-spacing: -4px; pointer-events: none; user-select: none; }

    .hero-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 400px; gap: 52px; align-items: start; position: relative; z-index: 1; animation: fadeUp 0.5s ease both; }
    @keyframes fadeUp { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }

    .hero-tag { display: inline-flex; align-items: center; gap: 8px; background: var(--gold-dim); border: 1px solid var(--border-gold); color: var(--swiss-gold); font-size: 11px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; padding: 6px 14px; border-radius: 2px; margin-bottom: 20px; }
    .hero-tag-dot { width: 6px; height: 6px; background: var(--swiss-gold); border-radius: 50%; flex-shrink: 0; }

    .hero h1 { font-family: 'Playfair Display', serif; font-size: clamp(30px, 3.2vw, 44px); font-weight: 700; color: var(--white); line-height: 1.12; margin-bottom: 18px; letter-spacing: -0.5px; }
    .hero h1 em { font-style: normal; color: var(--swiss-gold); }
    .hero-lead { font-size: 16px; color: var(--text-light); line-height: 1.72; margin-bottom: 32px; max-width: 500px; }

    .hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 40px; }
    .btn-primary { display: inline-flex; align-items: center; gap: 6px; background: var(--swiss-gold); color: var(--navy-deep); padding: 14px 28px; border-radius: 4px; font-size: 15px; font-weight: 600; text-decoration: none; transition: background 0.2s, transform 0.15s; white-space: nowrap; }
    .btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
    .btn-primary.btn-full { width: 100%; justify-content: center; margin-top: 8px; }
    .btn-ghost { display: inline-flex; align-items: center; gap: 6px; background: transparent; border: 1px solid rgba(201,168,76,0.4); color: var(--swiss-gold); padding: 13px 22px; border-radius: 4px; font-size: 14px; font-weight: 500; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
    .btn-ghost:hover { background: var(--gold-dim); border-color: var(--swiss-gold); }

    .hero-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: var(--border-gold); border-radius: 8px; overflow: hidden; }
    .stat-item { background: var(--navy-mid); padding: 18px 14px; text-align: center; }
    .stat-num { display: block; font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 700; color: var(--swiss-gold); line-height: 1; margin-bottom: 5px; }
    .stat-label { font-size: 11px; color: var(--steel-muted); line-height: 1.4; }

    /* HERO CARD — forecast vs réalisé chart */
    .hero-card { background: var(--navy-mid); border-radius: 10px; border: 1px solid var(--border-gold); padding: 24px; position: relative; overflow: hidden; }
    .hero-card::before { content: ''; position: absolute; top: -50px; right: -50px; width: 180px; height: 180px; background: radial-gradient(circle, rgba(139,92,246,0.08) 0%, transparent 70%); }
    .hero-card-label { font-size: 10px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--accent-violet-text); margin-bottom: 14px; }
    .hero-card h3 { font-family: 'Playfair Display', serif; font-size: 15px; color: var(--white); margin-bottom: 18px; line-height: 1.35; }

    /* CHART — unified 12-column */
    .chart-wrap { margin-bottom: 14px; }
    .chart-body {
      display: grid; grid-template-columns: repeat(12, 1fr);
      gap: 3px; align-items: end;
      background: rgba(255,255,255,0.03);
      border-radius: 6px; padding: 10px 8px 0;
      position: relative;
    }
    /* divider after col 9 (Sep) */
    .chart-body::after {
      content: ''; position: absolute;
      left: calc(75% + 1px); top: 6px; bottom: 0;
      width: 1px; background: rgba(139,92,246,0.35);
      pointer-events: none;
    }
    .chart-col { display: flex; flex-direction: column; align-items: center; gap: 2px; }
    .bar-pair { display: flex; flex-direction: column; gap: 2px; width: 100%; }
    .bar-budget { background: var(--chart-budget); border-radius: 2px 2px 0 0; width: 100%; min-height: 2px; }
    .bar-real   { background: var(--chart-real);   border-radius: 2px 2px 0 0; width: 100%; min-height: 2px; }
    .bar-fore   { background: var(--chart-fore);   border-radius: 2px 2px 0 0; width: 100%; min-height: 2px; opacity: 0.9; }
    /* month labels row */
    .chart-labels {
      display: grid; grid-template-columns: repeat(12, 1fr);
      gap: 3px; padding: 4px 8px 2px;
    }
    .chart-lbl { font-size: 7.5px; color: var(--steel-muted); text-align: center; line-height: 1.2; }
    .chart-lbl.fore-lbl { color: var(--accent-violet-text); }
    /* forecast zone tag */
    .chart-zone-tag {
      display: flex; justify-content: flex-end; padding: 0 8px 8px;
    }
    .chart-zone-tag span {
      font-size: 9px; color: var(--accent-violet-text);
      border: 1px solid rgba(139,92,246,0.3);
      background: rgba(139,92,246,0.08);
      padding: 2px 7px; border-radius: 3px; letter-spacing: 0.05em;
    }

    .chart-legend { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 12px; }
    .legend-item { display: flex; align-items: center; gap: 5px; font-size: 10px; color: var(--steel-muted); }
    .legend-dot { width: 9px; height: 9px; border-radius: 2px; flex-shrink: 0; }
    .legend-dot.budget { background: var(--chart-budget); }
    .legend-dot.real   { background: var(--chart-real); }
    .legend-dot.fore   { background: var(--chart-fore); }

    .chart-alert { background: rgba(139,92,246,0.1); border: 1px solid rgba(139,92,246,0.25); border-radius: 6px; padding: 10px 14px; display: flex; align-items: flex-start; gap: 8px; margin-bottom: 14px; }
    .chart-alert-icon { font-size: 13px; flex-shrink: 0; margin-top: 1px; }
    .chart-alert p { font-size: 11px; color: var(--accent-violet-text); line-height: 1.55; }
    .chart-alert strong { color: #ede9fe; }

    .hero-card-footer { display: flex; align-items: center; justify-content: space-between; border-top: 1px solid var(--border-gold); padding-top: 12px; }
    .hero-card-footer span { font-size: 11px; color: var(--steel-muted); }
    .hero-card-footer strong { display: block; font-size: 12px; color: var(--swiss-gold); }
    .cta-circle { width: 32px; height: 32px; background: var(--swiss-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--navy-deep); font-size: 14px; font-weight: 700; text-decoration: none; transition: all 0.2s; flex-shrink: 0; }
    .cta-circle:hover { background: var(--gold-light); transform: scale(1.1); }

    /* HERO TRUST */
    .hero-trust { max-width: 1200px; margin: 36px auto 0; display: grid; grid-template-columns: repeat(4,1fr); border-top: 1px solid var(--border-gold); overflow: hidden; animation: fadeUp 0.5s 0.12s ease both; }
    .trust-item { padding: 16px 18px; display: flex; align-items: center; gap: 10px; font-size: 12px; color: var(--text-light); background: rgba(255,255,255,0.02); border-right: 1px solid rgba(255,255,255,0.05); }
    .trust-item:last-child { border-right: none; }
    .trust-icon { font-size: 16px; flex-shrink: 0; }

    /* SECTION SYSTEM */
    
    .s-tag { display: inline-block; font-size: 11px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 4px 12px; border-radius: 2px; margin-bottom: 14px; }
    .s-title { font-family: 'Playfair Display', serif; font-size: clamp(24px, 2.6vw, 34px); font-weight: 700; color: var(--navy-deep); line-height: 1.18; margin-bottom: 14px; }
    
    .s-lead { font-size: 15px; color: var(--text-body); max-width: 580px; line-height: 1.72; margin-bottom: 44px; }
    .s-lead.on-dark { color: var(--text-light); }

    /* ─── ENJEUX ─── */
    .section-enjeux { padding: 80px 48px; background: var(--warm-cream); }
    .enjeux-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
    .enjeux-sticky { position: sticky; top: 24px; }
    .enjeu-cards { display: flex; flex-direction: column; gap: 8px; }
    .enjeu-card { background: white; border-radius: 6px; padding: 18px 20px; display: grid; grid-template-columns: 44px 1fr auto; gap: 14px; align-items: start; border-left: 3px solid transparent; transition: border-color 0.25s, box-shadow 0.25s; }
    .enjeu-card:hover { border-left-color: var(--swiss-gold); box-shadow: 0 4px 16px rgba(15,35,64,0.08); }
    .enjeu-icon { width: 44px; height: 44px; background: var(--navy-deep); border-radius: 6px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .enjeu-icon svg { width: 20px; height: 20px; stroke: var(--swiss-gold); fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
    .enjeu-text strong { display: block; font-size: 13px; font-weight: 600; color: var(--navy-deep); margin-bottom: 3px; }
    .enjeu-text p { font-size: 12px; color: var(--text-body); line-height: 1.55; }
    .enjeu-badge { font-size: 10px; font-weight: 700; color: var(--swiss-gold); white-space: nowrap; background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 3px 9px; border-radius: 3px; flex-shrink: 0; align-self: start; }

    /* SOLUTION BOX */
    .solution-box { background: var(--navy-deep); border-radius: 10px; padding: 30px; position: relative; overflow: hidden; }
    .solution-box::before { content: ''; position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; background: radial-gradient(circle, rgba(139,92,246,0.08) 0%, transparent 65%); }
    .solution-box::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--swiss-gold), transparent); }
    .sol-tag { display: inline-block; background: var(--gold-dim); color: var(--swiss-gold); border: 1px solid var(--border-gold); font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; padding: 4px 12px; border-radius: 2px; margin-bottom: 14px; }
    .solution-box h3 { font-family: 'Playfair Display', serif; font-size: 19px; color: var(--white); line-height: 1.3; margin-bottom: 10px; }
    .solution-box > p { font-size: 13px; color: var(--text-light); line-height: 1.72; margin-bottom: 18px; }
    .sol-list { list-style: none; display: flex; flex-direction: column; gap: 7px; margin-bottom: 20px; }
    .sol-list li { display: flex; align-items: flex-start; gap: 10px; color: var(--text-light); font-size: 13px; line-height: 1.5; }
    .chk-gold { width: 18px; height: 18px; flex-shrink: 0; background: rgba(201,168,76,0.18); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 9px; font-weight: 700; margin-top: 2px; }
    .sol-trust-grid { display: flex; flex-direction: column; gap: 7px; margin-top: 10px; }
    .sol-trust-item { background: white; border-radius: 5px; padding: 10px 14px; display: flex; align-items: center; gap: 10px; border: 1px solid var(--border-navy); }
    .sol-trust-icon { font-size: 16px; flex-shrink: 0; }
    .sol-trust-item div { display: flex; flex-direction: column; }
    .sol-trust-item strong { font-size: 12px; font-weight: 600; color: var(--navy-deep); }
    .sol-trust-item span { font-size: 11px; color: var(--steel-muted); }

    /* ─── SECTION DIFFÉRENCES ─── */
    .section-diff { padding: 80px 48px; background: var(--navy-deep); }
    .diff-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 40px; }
    .diff-card { background: var(--navy-mid); padding: 28px 24px; transition: background 0.25s; }
    .diff-card:hover { background: var(--navy-light); }
    .diff-card.featured { background: rgba(139,92,246,0.08); border: 1px solid rgba(139,92,246,0.2); }
    .diff-icon { width: 42px; height: 42px; border-radius: 6px; display: flex; align-items: center; justify-content: center; background: var(--gold-dim); margin-bottom: 14px; }
    .diff-icon svg { width: 20px; height: 20px; stroke: var(--swiss-gold); fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
    .diff-period { font-size: 10px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--steel-muted); margin-bottom: 7px; }
    .diff-card.featured .diff-period { color: var(--accent-violet-text); }
    .diff-card h3 { font-family: 'Playfair Display', serif; font-size: 16px; color: var(--white); margin-bottom: 9px; line-height: 1.3; }
    .diff-card p { font-size: 12px; color: var(--steel-muted); line-height: 1.65; margin-bottom: 14px; }
    .diff-items { list-style: none; display: flex; flex-direction: column; gap: 6px; }
    .diff-items li { font-size: 12px; color: var(--text-light); display: flex; align-items: flex-start; gap: 8px; line-height: 1.4; }
    .diff-dot { width: 5px; height: 5px; background: var(--swiss-gold); border-radius: 50%; flex-shrink: 0; margin-top: 5px; }
    .diff-badge { display: inline-block; margin-top: 14px; font-size: 10px; font-weight: 600; color: var(--swiss-gold); background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 3px 9px; border-radius: 3px; }

    /* ─── SECTION ANALYSE ─── */
    .section-analyse { padding: 80px 48px; background: var(--warm-cream-dark); }
    .analyse-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; margin-top: 40px; }
    .analyse-intro { font-size: 15px; color: var(--text-body); line-height: 1.75; margin-bottom: 22px; }
    .ecart-types { display: flex; flex-direction: column; gap: 14px; }
    .ecart-card { background: white; border-radius: 8px; padding: 20px 22px; border-top: 3px solid var(--border-gold); transition: border-top-color 0.25s, box-shadow 0.25s; }
    .ecart-card:hover { border-top-color: var(--swiss-gold); box-shadow: 0 4px 20px rgba(15,35,64,0.08); }
    .ecart-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 8px; gap: 10px; }
    .ecart-card h4 { font-size: 14px; font-weight: 600; color: var(--navy-deep); line-height: 1.3; }
    .ecart-tag { font-size: 10px; font-weight: 700; padding: 2px 8px; border-radius: 2px; flex-shrink: 0; }
    .ecart-tag.struct { color: #f87171; background: rgba(239,68,68,0.1); border: 1px solid rgba(239,68,68,0.2); }
    .ecart-tag.conj { color: #60a5fa; background: rgba(96,165,250,0.1); border: 1px solid rgba(96,165,250,0.2); }
    .ecart-tag.mix { color: var(--accent-violet-text); background: var(--accent-violet); border: 1px solid rgba(139,92,246,0.2); }
    .ecart-card p { font-size: 13px; color: var(--text-body); line-height: 1.6; }
    .ecart-action { font-size: 11px; color: var(--steel-dark); margin-top: 8px; padding-top: 8px; border-top: 1px solid var(--border-navy); font-style: italic; }
    .ecart-action strong { color: var(--navy-deep); font-style: normal; }

    /* ANALYSE ASIDE */
    .analyse-aside { display: flex; flex-direction: column; gap: 16px; }
    .fiscal-card { background: var(--navy-deep); border-radius: 8px; padding: 26px; border: 1px solid var(--border-gold); position: relative; overflow: hidden; }
    .fiscal-card::before { content: ''; position: absolute; top: 0; right: 0; width: 120px; height: 120px; background: radial-gradient(circle, rgba(139,92,246,0.09) 0%, transparent 70%); }
    .fiscal-card-label { font-size: 10px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-violet-text); margin-bottom: 14px; }
    .fiscal-card h4 { font-family: 'Playfair Display', serif; font-size: 16px; color: var(--white); margin-bottom: 12px; line-height: 1.35; }
    .fiscal-items { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .fiscal-item { display: flex; align-items: flex-start; gap: 10px; }
    .fi-num { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700; color: rgba(201,168,76,0.3); line-height: 1; flex-shrink: 0; width: 24px; }
    .fi-content strong { display: block; font-size: 12px; font-weight: 600; color: var(--white); margin-bottom: 2px; }
    .fi-content span { font-size: 11px; color: var(--steel-muted); line-height: 1.4; }

    .calendar-card { background: white; border-radius: 8px; padding: 22px; border: 1px solid var(--border-navy); }
    .calendar-title { font-family: 'Playfair Display', serif; font-size: 14px; color: var(--navy-deep); margin-bottom: 16px; display: flex; align-items: center; gap: 8px; }
    .calendar-title::before { content: ''; display: block; width: 4px; height: 16px; background: var(--swiss-gold); border-radius: 2px; flex-shrink: 0; }
    .cal-list { list-style: none; }
    .cal-item { display: grid; grid-template-columns: 72px 1fr; gap: 10px; padding: 10px 0; border-bottom: 1px solid var(--border-navy); align-items: start; }
    .cal-item:last-child { border-bottom: none; }
    .cal-period { font-size: 10px; font-weight: 700; color: var(--swiss-gold); text-transform: uppercase; letter-spacing: 0.08em; padding-top: 2px; line-height: 1.4; }
    .cal-content strong { display: block; font-size: 12px; font-weight: 600; color: var(--navy-deep); margin-bottom: 1px; }
    .cal-content span { font-size: 11px; color: var(--text-body); line-height: 1.45; }
    .cal-item.highlight .cal-period { color: var(--accent-violet-text); }
    .cal-item.highlight .cal-content strong { color: var(--navy-deep); }

    /* ─── SECTION PROCESSUS ─── */
    .section-processus { padding: 80px 48px; background: var(--warm-cream); }
    .processus-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; background: var(--border-navy); border-radius: 8px; overflow: hidden; margin-top: 40px; }
    .proc-step { background: white; padding: 24px 20px; position: relative; }
    .proc-step::after { content: attr(data-n); position: absolute; top: 14px; right: 14px; font-family: 'Playfair Display', serif; font-size: 44px; font-weight: 700; color: rgba(201,168,76,0.08); line-height: 1; }
    .proc-timing { font-size: 10px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); margin-bottom: 9px; }
    .proc-step h3 { font-size: 14px; font-weight: 600; color: var(--navy-deep); margin-bottom: 9px; line-height: 1.3; }
    .proc-step p { font-size: 12px; color: var(--text-body); line-height: 1.6; }
    .proc-badge { display: inline-block; margin-top: 12px; font-size: 10px; font-weight: 600; color: var(--swiss-gold); background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 3px 9px; border-radius: 3px; }

    /* ─── SECTION PILOTAGE ─── */
    .section-pilotage { padding: 80px 48px; background: var(--navy-deep); }
    .pilotage-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
    .pilotage-intro { font-size: 15px; color: var(--text-light); line-height: 1.75; margin-bottom: 22px; }
    .pilotage-blocks { display: flex; flex-direction: column; gap: 2px; }
    .pilotage-block { background: var(--navy-mid); border-radius: 6px; padding: 20px 22px; display: grid; grid-template-columns: 36px 1fr; gap: 14px; align-items: start; transition: background 0.2s; }
    .pilotage-block:hover { background: var(--navy-light); }
    .pilotage-num { font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 700; color: rgba(201,168,76,0.25); line-height: 1; }
    .pilotage-block h4 { font-size: 14px; font-weight: 600; color: var(--white); margin-bottom: 5px; }
    .pilotage-block p { font-size: 12px; color: var(--text-light); line-height: 1.6; }
    .pilotage-aside { display: flex; flex-direction: column; gap: 16px; }
    .testi-card { background: var(--navy-mid); border-radius: 8px; padding: 24px; position: relative; overflow: hidden; border: 1px solid var(--border-gold); }
    .testi-card::before { content: ''; position: absolute; top: 0; right: 0; width: 100px; height: 100px; background: radial-gradient(circle, rgba(139,92,246,0.07) 0%, transparent 70%); }
    .q-mark { font-family: 'Playfair Display', serif; font-size: 48px; color: var(--swiss-gold); line-height: 0.6; display: block; margin-bottom: 12px; opacity: 0.6; }
    .testi-card p { font-size: 13px; color: var(--text-light); line-height: 1.7; font-style: italic; margin-bottom: 14px; }
    .testi-author { display: flex; align-items: center; gap: 10px; }
    .t-avatar { width: 34px; height: 34px; background: var(--navy-deep); border: 2px solid var(--swiss-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--swiss-gold); font-size: 11px; flex-shrink: 0; }
    .t-info strong { display: block; color: var(--white); font-size: 12px; }
    .t-info span { font-size: 11px; color: var(--steel-muted); display: block; }

    /* ─── TARIFS ─── */
    .section-tarifs { padding: 80px 48px; background: var(--warm-cream-dark); }
    .tarifs-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 40px; }
    .tarif-card { background: var(--white); padding: 26px 22px; }
    .tarif-card.featured { background: var(--navy-deep); }
    .tarif-label { font-size: 10px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--steel-muted); margin-bottom: 7px; }
    .tarif-card.featured .tarif-label { color: var(--accent-violet-text); }
    .tarif-card h3 { font-family: 'Playfair Display', serif; font-size: 16px; color: var(--navy-deep); margin-bottom: 12px; line-height: 1.3; }
    .tarif-card.featured h3 { color: var(--white); }
    .tarif-price { margin-bottom: 16px; }
    .tarif-price strong { font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 700; color: var(--swiss-gold); }
    .tarif-price span { font-size: 12px; color: var(--steel-muted); }
    .tarif-items { list-style: none; display: flex; flex-direction: column; gap: 7px; }
    .tarif-items li { font-size: 12px; color: var(--text-body); display: flex; align-items: flex-start; gap: 8px; line-height: 1.45; }
    .tarif-card.featured .tarif-items li { color: var(--text-light); }
    .ti-chk { color: var(--swiss-gold); font-weight: 700; flex-shrink: 0; font-size: 13px; }
    .tarif-note { font-size: 11px; color: var(--steel-muted); margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--border-navy); font-style: italic; }
    .tarif-card.featured .tarif-note { border-top-color: var(--border-gold); }

    /* ─── FAQ ─── */
    .section-faq { padding: 80px 48px; background: var(--warm-cream); }
    .faq-list { display: flex; flex-direction: column; gap: 2px; border-radius: 8px; overflow: hidden; background: var(--border-navy); }
    .faq-item { background: white; }
    .faq-question { width: 100%; text-align: left; background: none; border: none; padding: 20px 26px; display: flex; align-items: center; justify-content: space-between; gap: 16px; cursor: pointer; transition: background 0.2s; }
    .faq-question:hover { background: rgba(15,35,64,0.02); }
    .faq-title { font-size: 14px; font-weight: 600; color: var(--navy-deep); line-height: 1.4; text-align: left; flex: 1; }
    .faq-icon { width: 26px; height: 26px; flex-shrink: 0; background: var(--gold-dim); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 20px; line-height: 1; font-weight: 300; transition: transform 0.3s, background 0.2s; }
    .faq-item.open .faq-icon { transform: rotate(45deg); background: rgba(201,168,76,0.22); }
    .faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease, padding 0.25s; padding: 0 26px; }
    .faq-item.open .faq-answer { max-height: 700px; padding-bottom: 20px; }
    .faq-answer p { font-size: 13px; color: var(--text-body); line-height: 1.72; border-top: 1px solid var(--border-navy); padding-top: 14px; }

    /* ─── CTA ─── */
    .section-cta { padding: 80px 48px; background: var(--warm-cream-dark); }
    .cta-box { max-width: 1200px; margin: 0 auto; background: var(--navy-deep); border-radius: 12px; padding: 52px; position: relative; overflow: hidden; display: grid; grid-template-columns: 1fr auto; gap: 52px; align-items: center; }
    .cta-box::before { content: ''; position: absolute; top: 0; right: 0; width: 400px; height: 100%; background: linear-gradient(135deg, transparent 30%, rgba(139,92,246,0.05) 100%); pointer-events: none; }
    .cta-box::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--swiss-gold) 0%, transparent 60%); }
    .cta-content, .cta-actions { position: relative; z-index: 1; }
    .cta-content h2 { font-family: 'Playfair Display', serif; font-size: 28px; color: var(--white); line-height: 1.22; margin-bottom: 10px; }
    .cta-content h2 em { font-style: normal; color: var(--swiss-gold); }
    .cta-content p { font-size: 14px; color: var(--text-light); line-height: 1.7; }
    .cta-actions { display: flex; flex-direction: column; gap: 9px; flex-shrink: 0; }
    .btn-phone { display: flex; align-items: center; justify-content: center; gap: 8px; background: rgba(201,168,76,0.12); border: 1px solid var(--border-gold); color: var(--swiss-gold); padding: 12px 22px; border-radius: 4px; font-size: 14px; font-weight: 600; text-decoration: none; white-space: nowrap; transition: all 0.2s; }
    
    .cta-note { font-size: 11px; color: var(--steel-muted); text-align: center; }
    .cta-email { display: inline-flex; align-items: center; justify-content: center; font-size: 13px; color: var(--steel-muted); text-decoration: none; transition: color 0.2s; }
    .cta-email:hover { color: var(--swiss-gold); }

    /* RELATED + LEGAL */
    .section-related { padding: 40px 48px 60px; background: var(--warm-cream); }
    .legal-note { font-size: 11px; color: var(--steel-muted); line-height: 1.6; border-left: 3px solid var(--border-gold); padding-left: 14px; margin-bottom: 22px; font-style: italic; }
    .related-title { font-size: 12px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--steel-dark); margin-bottom: 16px; }
    .related-links { display: flex; flex-wrap: wrap; gap: 10px; }
    .related-link { display: inline-flex; align-items: center; gap: 6px; background: white; border: 1px solid var(--border-navy); color: var(--navy-deep); text-decoration: none; font-size: 13px; font-weight: 500; padding: 10px 16px; border-radius: 4px; transition: all 0.2s; }
    .related-link:hover { border-color: var(--swiss-gold); color: var(--swiss-gold); }
    .related-link-arrow { color: var(--swiss-gold); }

    /* ─── RESPONSIVE ─── */
    @media (max-width: 1024px) {
      .hero { padding: 52px 24px 0; }
      .hero::after { font-size: 90px; }
      .hero-inner { grid-template-columns: 1fr; gap: 28px; }
      .hero-trust { grid-template-columns: repeat(2,1fr); }
      .section-enjeux, .section-diff, .section-analyse, .section-processus,
      .section-pilotage, .section-tarifs, .section-faq,
      .section-cta, .section-related { padding: 56px 24px; }
      .enjeux-grid { grid-template-columns: 1fr; gap: 24px; }
      .enjeux-sticky { position: static; }
      
      .analyse-grid { grid-template-columns: 1fr; gap: 28px; }
      
      .pilotage-grid { grid-template-columns: 1fr; gap: 28px; }
      
      .cta-box { grid-template-columns: 1fr; gap: 24px; padding: 36px 26px; }
      .cta-actions { flex-direction: row; flex-wrap: wrap; }
    }
    @media (max-width: 640px) {
      .hero { padding: 36px 16px 0; }
      .hero::after { display: none; }
      .hero-trust { grid-template-columns: 1fr 1fr; }
      .hero-stats { grid-template-columns: repeat(3,1fr); }
      
      
      
      .enjeu-card { grid-template-columns: 44px 1fr; }
      .enjeu-badge { display: none; }
      .sol-trust-grid { display: none; }
      .chart-body { gap: 2px; padding: 8px 4px 0; }
      .chart-labels { gap: 2px; padding: 3px 4px 2px; }
      .chart-lbl { font-size: 6.5px; }
      .bar-budget, .bar-real, .bar-fore { min-width: 3px; }
      .faq-title { font-size: 13px; }
      .sticky-cta { padding: 12px 16px; }
      
      .sticky-cta a { flex: 1; text-align: center; }
      .cta-actions { flex-direction: column; }
      .cta-actions .btn-primary, .cta-actions .btn-phone, .cta-actions .cta-email { width: 100%; justify-content: center; }
      .scroll-top { bottom: 70px; right: 12px; }
      .related-links { flex-direction: column; }
    }
    @media (prefers-reduced-motion: reduce) {
      *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
    }
    @media print {
      .sticky-cta, .scroll-top { display: none !important; }
      .hero { background: white; padding: 20px 0; }
      .hero h1, .s-title { color: #0F2340; }
      .hero::after { display: none; }
      .btn-primary, .btn-ghost { display: none; }
      section { padding: 16px 0; background: white !important; }
    }