:root{
  --ocp-navy:#0F2340;
  --ocp-navy-mid:#1A3A5C;
  --ocp-navy-light:#234870;
  --ocp-gold:#C9A84C;
  --ocp-gold-light:#E2C97A;
  --ocp-gold-soft:rgba(201,168,76,.12);
  --ocp-gold-border:rgba(201,168,76,.25);
  --ocp-cream:#F5F1EA;
  --ocp-cream-dark:#EDE8DF;
  --ocp-white:#fff;
  --ocp-text:#3D4F63;
  --ocp-muted:#7B8794;
  --ocp-border:rgba(15,35,64,.1);
  --ocp-green:#166534;
  --ocp-green-soft:rgba(22,101,52,.09);
  --ocp-blue:#0E7490;
  --ocp-blue-soft:rgba(14,116,144,.1);
  --ocp-orange:#B45309;
  --ocp-orange-soft:rgba(180,83,9,.1);
  --ocp-red:#9F1239;
  --ocp-red-soft:rgba(159,18,57,.08);
  --ocp-radius:18px;
  --ocp-shadow:0 18px 48px rgba(15,35,64,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'DM Sans',sans-serif;background:var(--ocp-cream);color:var(--ocp-navy);line-height:1.68;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.ocp-page{background:var(--ocp-cream);overflow:hidden}

.ocp-section{padding:72px 24px}
.ocp-white{background:#fff}.ocp-cream{background:var(--ocp-cream)}.ocp-cream-dark{background:var(--ocp-cream-dark)}.ocp-navy{background:var(--ocp-navy)}
.ocp-kicker{display:inline-block;color:var(--ocp-gold);font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px}
.ocp-section-head{max-width:860px;margin-bottom:34px}

.ocp-section-head h2{font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,40px);line-height:1.14;margin:0 0 14px;color:var(--ocp-navy)}
.ocp-section-head p{margin:0;color:var(--ocp-text);font-size:15.8px;line-height:1.78;max-width:820px}
.ocp-light h2,.ocp-light p{color:#fff!important}.ocp-light p{color:rgba(232,238,245,.86)!important}
.ocp-btn,.ocp-btn-outline,.ocp-btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:13px 24px;border-radius:8px;font-size:15px;font-weight:800;text-decoration:none;transition:all .22s ease;text-align:center;line-height:1.35}
.ocp-btn{background:var(--ocp-gold);color:var(--ocp-navy)}
.ocp-btn:hover{background:var(--ocp-gold-light);transform:translateY(-2px);box-shadow:0 10px 30px rgba(201,168,76,.24)}
.ocp-btn-outline{color:var(--ocp-gold);border:1px solid var(--ocp-gold-border);background:rgba(201,168,76,.08)}
.ocp-btn-outline:hover{border-color:var(--ocp-gold);background:rgba(201,168,76,.16)}
.ocp-btn-ghost{color:rgba(232,238,245,.88);padding-left:0;padding-right:0;border-bottom:1px solid rgba(201,168,76,.28);border-radius:0}
.ocp-btn-ghost:hover{color:var(--ocp-gold)}
.ocp-light .ocp-form-box h3{color:var(--ocp-navy)!important}
.ocp-light .ocp-form-box p{color:var(--ocp-text)!important}
.ocp-light .ocp-form-box label{color:var(--ocp-navy)!important}
.ocp-sticky{position:fixed;left:0;right:0;bottom:0;z-index:800;background:var(--ocp-navy);border-top:2px solid var(--ocp-gold);padding:12px 20px;display:flex;align-items:center;justify-content:center;gap:14px;box-shadow:0 -4px 24px rgba(0,0,0,.3);transform:translateY(100%);transition:transform .3s ease}
.ocp-sticky.on{transform:translateY(0)}
.ocp-sticky span{color:rgba(232,238,245,.9);font-size:13px}.ocp-sticky span strong{color:#fff}
.ocp-sticky-x{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:var(--ocp-muted);font-size:22px;line-height:1;cursor:pointer}
.ocp-hero{position:relative;overflow:hidden;background:var(--ocp-navy);padding:58px 24px 0}
.ocp-hero::before{content:"";position:absolute;width:700px;height:700px;right:-160px;top:-180px;background:radial-gradient(circle,rgba(201,168,76,.11) 0%,transparent 66%);pointer-events:none}
.ocp-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.38),transparent)}
.ocp-hero-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:48px;align-items:center;position:relative;z-index:2}
.ocp-hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--ocp-gold-soft);border:1px solid rgba(201,168,76,.3);color:var(--ocp-gold-light);padding:7px 14px;border-radius:6px;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px}
.ocp-dot{width:7px;height:7px;border-radius:50%;background:var(--ocp-gold);flex-shrink:0}
.ocp-hero h1{font-family:'Playfair Display',serif;font-size:clamp(30px,3.7vw,48px);line-height:1.08;color:#fff;margin:0 0 16px;max-width:800px}
.ocp-hero h1 em{display:block;font-style:normal;color:var(--ocp-gold);font-size:.82em;line-height:1.18;margin-top:8px}
.ocp-hero-intro{font-size:16px;color:rgba(232,238,245,.96);line-height:1.72;margin:0 0 18px;max-width:700px;font-weight:700;border-left:3px solid var(--ocp-gold);padding-left:16px}
.ocp-hero-lead{font-size:15.5px;color:rgba(232,238,245,.84);line-height:1.78;margin:0 0 24px;max-width:660px}

.ocp-hero-checks{display:grid;grid-template-columns:1fr 1fr;gap:9px 14px;max-width:700px;margin-bottom:18px}
.ocp-hcheck{display:flex;gap:9px;color:rgba(232,238,245,.9);font-size:13px;line-height:1.45}
.ocp-check{width:19px;height:19px;min-width:19px;border-radius:50%;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.35);color:var(--ocp-gold);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:900;margin-top:1px}
.ocp-hero-card{background:var(--ocp-navy-mid);border:1px solid var(--ocp-gold-border);border-radius:var(--ocp-radius);overflow:hidden;box-shadow:0 22px 55px rgba(0,0,0,.14)}
.ocp-hero-card-head{padding:15px 20px;background:linear-gradient(135deg,var(--ocp-gold),var(--ocp-gold-light));color:var(--ocp-navy)}
.ocp-hero-card-head strong{display:block;font-size:15px}.ocp-hero-card-head span{font-size:12px;opacity:.8}
.ocp-hero-card-body{padding:20px}
.ocp-mini{display:grid;gap:12px}
.ocp-mini-row{display:grid;grid-template-columns:92px 1fr;gap:12px;padding-bottom:12px;border-bottom:1px solid rgba(201,168,76,.12)}
.ocp-mini-row:last-child{border-bottom:0;padding-bottom:0}
.ocp-mini-row b{color:var(--ocp-gold);font-size:13px}.ocp-mini-row span{color:rgba(232,238,245,.86);font-size:13px;line-height:1.55}
.ocp-trust{max-width:1160px;margin:34px auto 0;border-top:1px solid rgba(201,168,76,.12);display:grid;grid-template-columns:repeat(4,1fr);position:relative;z-index:2}
.ocp-trust div{padding:13px 16px;border-right:1px solid rgba(201,168,76,.08);color:#AEB9C5;font-size:12.5px;display:flex;align-items:center;gap:8px}
.ocp-trust div:last-child{border-right:0}
.ocp-toc{background:#fff;padding:24px 24px 0}
.ocp-toc-in{max-width:1160px;margin:0 auto;background:#fff;border:1px solid var(--ocp-border);border-left:3px solid var(--ocp-gold);border-radius:0 12px 12px 0;padding:20px 24px;box-shadow:0 10px 30px rgba(15,35,64,.04)}
.ocp-toc details{margin:0}
.ocp-toc summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px}
.ocp-toc summary::-webkit-details-marker{display:none}
.ocp-toc-label{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:var(--ocp-navy);font-weight:900}
.ocp-toc-chev{color:var(--ocp-gold);font-size:18px;transition:transform .25s ease;line-height:1}
.ocp-toc details[open] .ocp-toc-chev{transform:rotate(180deg)}
.ocp-toc-list{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-direction:column;gap:7px}
.ocp-toc-list li{display:flex;align-items:baseline;gap:10px;margin:0}
.ocp-toc-n{font-size:11px;font-weight:900;color:var(--ocp-muted);min-width:24px;letter-spacing:.04em}
.ocp-toc a{font-size:14.5px;color:var(--ocp-text);text-decoration:none;line-height:1.45;border-bottom:1px solid transparent;transition:all .2s}
.ocp-toc a:hover{color:var(--ocp-gold);border-color:rgba(201,168,76,.35)}
.ocp-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}.ocp-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.ocp-card{background:#fff;border:1px solid var(--ocp-border);border-radius:var(--ocp-radius);padding:24px;box-shadow:var(--ocp-shadow)}
.ocp-card h3{font-size:18px;line-height:1.22;margin:0 0 10px;color:var(--ocp-navy)}
.ocp-card p{margin:0;color:var(--ocp-text);font-size:14.5px;line-height:1.72}.ocp-card a{color:var(--ocp-navy);font-weight:800;text-decoration:underline;text-decoration-color:rgba(201,168,76,.45);text-underline-offset:3px}
.ocp-note,.ocp-warning,.ocp-strategy,.ocp-practice{border-radius:0 var(--ocp-radius) var(--ocp-radius) 0;padding:18px 22px;margin:22px 0;border-left:4px solid var(--ocp-gold);background:rgba(201,168,76,.09)}
.ocp-note strong,.ocp-warning strong,.ocp-strategy strong,.ocp-practice strong{display:block;font-size:14px;color:var(--ocp-navy);margin-bottom:6px}
.ocp-note p,.ocp-warning p,.ocp-strategy p,.ocp-practice p{margin:0;color:var(--ocp-text);font-size:14px;line-height:1.72}
.ocp-warning{border-left-color:var(--ocp-red);background:var(--ocp-red-soft)}.ocp-warning strong{color:var(--ocp-red)}
.ocp-strategy{border-left-color:var(--ocp-blue);background:var(--ocp-blue-soft)}.ocp-strategy strong{color:var(--ocp-blue)}
.ocp-practice{border-left-color:var(--ocp-green);background:var(--ocp-green-soft)}.ocp-practice strong{color:var(--ocp-green)}
.ocp-table-wrap{overflow-x:auto;border-radius:var(--ocp-radius);box-shadow:var(--ocp-shadow);margin:24px 0;background:#fff;border:1px solid var(--ocp-border)}
.ocp-table{width:100%;border-collapse:collapse;min-width:760px;background:#fff}
.ocp-table th{background:var(--ocp-navy);color:#fff;text-align:left;font-size:12px;letter-spacing:.06em;text-transform:uppercase;padding:14px 16px;white-space:nowrap}
.ocp-table td{padding:15px 16px;border-bottom:1px solid var(--ocp-border);vertical-align:top;color:var(--ocp-text);font-size:14px;line-height:1.55}
.ocp-table tr:last-child td{border-bottom:0}.ocp-table td strong{color:var(--ocp-navy)}
.ocp-content{max-width:900px;margin:0 auto}
.ocp-content p{font-size:16px;line-height:1.82;color:var(--ocp-text);margin:0 0 18px}
.ocp-content h2{font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,38px);line-height:1.14;color:var(--ocp-navy);margin:0 0 16px;padding-top:6px}
.ocp-content h3{font-size:20px;line-height:1.24;color:var(--ocp-navy);margin:28px 0 10px}
.ocp-content ul,.ocp-content ol{margin:14px 0 22px;padding-left:22px;color:var(--ocp-text)}
.ocp-content li{margin:8px 0;font-size:15.5px;line-height:1.65}.ocp-content a{color:var(--ocp-navy);font-weight:800;text-decoration:underline;text-decoration-color:rgba(201,168,76,.45);text-underline-offset:3px}
.ocp-number-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin:24px 0}
.ocp-num{background:#fff;border:1px solid var(--ocp-border);border-radius:16px;padding:18px;box-shadow:var(--ocp-shadow)}
.ocp-num b{display:flex;width:34px;height:34px;border-radius:50%;align-items:center;justify-content:center;background:var(--ocp-navy);color:var(--ocp-gold);font-weight:900;margin-bottom:12px}
.ocp-num strong{display:block;color:var(--ocp-navy);font-size:14px;margin-bottom:6px}.ocp-num span{font-size:13px;color:var(--ocp-text);line-height:1.55}
.ocp-cta{background:var(--ocp-navy);border-radius:var(--ocp-radius);padding:26px 28px;border:1px solid var(--ocp-gold-border);box-shadow:0 14px 38px rgba(15,35,64,.12);margin:30px 0}.ocp-cta-soft{max-width:860px;margin-left:auto;margin-right:auto}
.ocp-cta h3{font-family:'Playfair Display',serif;color:#fff;font-size:24px;margin:0 0 10px}.ocp-cta p{color:rgba(232,238,245,.86);margin:0 0 18px}.ocp-cta-actions{display:flex;gap:12px;flex-wrap:wrap}.ocp-cta .ocp-btn-outline{color:#fff;border-color:rgba(201,168,76,.42);background:rgba(255,255,255,.06)}.ocp-cta .ocp-btn-outline:hover{color:var(--ocp-navy);background:var(--ocp-gold);border-color:var(--ocp-gold)}
.ocp-faq{display:grid;gap:12px}.ocp-faq details{background:#fff;border:1px solid var(--ocp-border);border-radius:14px;overflow:hidden;box-shadow:0 12px 32px rgba(15,35,64,.05)}
.ocp-faq summary{cursor:pointer;padding:18px 22px;font-weight:800;color:var(--ocp-navy);list-style:none;position:relative}.ocp-faq summary::-webkit-details-marker{display:none}.ocp-faq summary::after{content:'+';position:absolute;right:20px;color:var(--ocp-gold);font-size:22px;top:50%;transform:translateY(-50%)}
.ocp-faq details[open] summary::after{content:'–'}.ocp-faq details p{padding:0 22px 20px;margin:0;color:var(--ocp-text);font-size:14.5px;line-height:1.75}
.ocp-related{background:#fff;border-top:1px solid var(--ocp-border);padding:28px 24px}.ocp-related-in{max-width:1160px;margin:0 auto}.ocp-related h2{font-family:'Playfair Display',serif;font-size:28px;margin:0 0 18px;color:var(--ocp-navy)}
.ocp-related-card{border:1px solid var(--ocp-border);border-radius:16px;padding:20px;background:var(--ocp-cream);transition:all .2s}.ocp-related-card:hover{transform:translateY(-2px);box-shadow:var(--ocp-shadow)}.ocp-related-card h3{margin:0 0 8px;font-size:17px;color:var(--ocp-navy)}.ocp-related-card p{margin:0 0 12px;color:var(--ocp-text);font-size:14px;line-height:1.62}.ocp-related-card a{color:var(--ocp-navy);font-weight:800;text-decoration:none}
.ocp-form-box{background:#fff;border:1px solid var(--ocp-border);border-radius:var(--ocp-radius);padding:26px;box-shadow:var(--ocp-shadow);margin:24px auto 0;max-width:820px;width:100%}
.ocp-form-box h3{margin:0 0 8px;color:var(--ocp-navy);font-size:20px}.ocp-form-box p{margin:0 0 16px;color:var(--ocp-text);font-size:14.5px;line-height:1.68}
.ocp-form-box .wpforms-container,.ocp-form-box form{max-width:760px!important;margin-left:auto!important;margin-right:auto!important}
.ocp-form-box input,.ocp-form-box select,.ocp-form-box textarea{max-width:100%!important}
.ocp-form-box .wpforms-field-row,.ocp-form-box .wpforms-field-large{max-width:100%!important}
@media(max-width:980px){.ocp-hero-grid{grid-template-columns:1fr;gap:30px}.ocp-hero-card{max-width:520px}.ocp-trust{grid-template-columns:repeat(2,1fr)}.ocp-section{padding:60px 20px}}
@media(max-width:640px){.ocp-wrap{padding:0 18px}.ocp-section{padding:48px 18px}.ocp-hero{padding:44px 18px 0}.ocp-hero h1{font-size:34px}.ocp-hero-intro{font-size:15px}.ocp-hero-checks{grid-template-columns:1fr}.ocp-hero-actions{align-items:stretch}.ocp-hero-card-body{padding:18px}.ocp-mini-row{grid-template-columns:1fr;gap:4px}.ocp-trust{grid-template-columns:1fr;margin-top:24px}.ocp-trust div{border-right:0;border-bottom:1px solid rgba(201,168,76,.08)}.ocp-card{padding:20px}.ocp-table{min-width:700px}.ocp-content p{font-size:15.5px}.ocp-sticky{padding:10px 48px 10px 14px;align-items:flex-start}.ocp-sticky .ocp-btn{display:none}.ocp-sticky span{font-size:12.5px}.ocp-cta{padding:24px}.ocp-cta h3{font-size:24px}.ocp-toc{padding:18px 18px 0}.ocp-toc-in{padding:18px 18px}.ocp-toc-list{gap:8px}.ocp-toc a{font-size:14px}.ocp-toc-label{font-size:12px}.ocp-form-box{padding:22px 18px;max-width:100%}}