:root {

--gold-dim:rgba(201,168,76,0.12);
--steel-muted:#8A96A3;
      --steel-dark:#586472;--text-light:#D4DCE5;
--border-gold:rgba(201,168,76,0.18);--border-navy:rgba(15,35,64,0.09);
      --accent-green:rgba(16,185,129,0.14);--accent-green-txt:#34d399;
      --accent-red:rgba(239,68,68,0.12);--accent-red-txt:#f87171;
      --accent-blue:rgba(59,130,246,0.14);--accent-blue-txt:#60a5fa;
    }
    *,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{font-family:'DM Sans',sans-serif;background:#F5F1EA;color:#0F2340;line-height:1.6;-webkit-font-smoothing:antialiased}
    .visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
    .skip-link{position:absolute;top:-100%;left:16px;background:#C9A84C;color:#0F2340;padding:10px 18px;font-weight:600;font-size:14px;border-radius:0 0 6px 6px;text-decoration:none;z-index:9999;transition:top .2s}
    .skip-link:focus{top:0}
    :focus-visible{outline:2px solid #C9A84C;outline-offset:3px;border-radius:2px}
    /* PROGRESS BAR */
    .progress-bar{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,#C9A84C,#E2C97A);width:0%;z-index:1000;transition:width .1s linear}
    /* SCROLL TOP */
    .scroll-top{position:fixed;bottom:30px;right:24px;width:44px;height:44px;background:#1A3A5C;border:1px solid rgba(201,168,76,0.18);border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:250;opacity:0;pointer-events:none;transition:opacity .3s,background .2s;color:#C9A84C;font-size:18px;text-decoration:none}
    .scroll-top.visible{opacity:1;pointer-events:auto}
    .scroll-top:hover{background:#234870}
    /* ARTICLE HEADER */
    .article-header{background:#0F2340;padding:64px 48px 52px;position:relative;overflow:hidden}
    .article-header::before{content:'';position:absolute;top:-80px;right:-60px;width:600px;height:600px;background:radial-gradient(circle,rgba(201,168,76,0.06) 0%,transparent 65%);pointer-events:none}
    /* Décor unique — ✓ check mark */
    .article-header::after{content:'✓';position:absolute;right:48px;bottom:-20px;font-size:220px;color:rgba(201,168,76,0.04);line-height:1;pointer-events:none;user-select:none}
    .article-header-inner{max-width:1200px;margin:0 auto;position:relative;z-index:1}
    .article-cat{display:inline-flex;align-items:center;gap:8px;background:rgba(201,168,76,0.12);border:1px solid rgba(201,168,76,0.28);color:#C9A84C;padding:5px 12px;border-radius:2px;font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;margin-bottom:20px;text-decoration:none;transition:background .2s}
    .article-cat:hover{background:rgba(201,168,76,.2)}
    .article-header h1{font-family:'Playfair Display',serif;font-size:clamp(26px,3vw,40px);font-weight:700;color:#FFFFFF;line-height:1.15;margin-bottom:18px}
    .article-header h1 em{font-style:normal;color:#C9A84C}
    .article-lead{font-size:17px;color:#D4DCE5;line-height:1.72;max-width:700px;margin-bottom:28px}
    .article-meta{display:flex;align-items:center;gap:16px;flex-wrap:wrap;font-size:13px;color:#8A96A3}
    .article-meta time{color:#D4DCE5}
    .article-sep{color:#586472}
    .article-read{color:#C9A84C;font-weight:600}
    /* AUTHOR BLOCK */
    .author-block{display:flex;align-items:center;gap:12px;margin-top:24px;padding-top:24px;border-top:1px solid rgba(201,168,76,0.18)}
    .author-avatar{width:42px;height:42px;background:#1A3A5C;border:2px solid #C9A84C;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;color:#C9A84C;font-size:14px;flex-shrink:0}
    .author-info strong{display:block;color:#FFFFFF;font-size:14px}
    .author-info span{color:#8A96A3;font-size:12px}
    /* ARTICLE LAYOUT */
    .article-wrapper{max-width:1200px;margin:0 auto;padding:52px 48px;display:grid;grid-template-columns:1fr 300px;gap:52px;align-items:start}
    /* HEADER TOC (sommaire intégré dans le header bleu) */
    .header-toc{margin-top:28px;padding-top:22px;border-top:1px solid rgba(201,168,76,0.18)}
    .header-toc-label{font-size:10px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#C9A84C;margin-bottom:12px;display:flex;align-items:center;gap:7px}
    .header-toc-list{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
    .header-toc-list li{display:inline-flex}
    .header-toc-list a{font-size:12px;font-weight:500;color:#D4DCE5;text-decoration:none;padding:5px 11px;border-radius:20px;border:1px solid rgba(212,220,229,0.18);background:rgba(255,255,255,0.05);transition:all .2s;line-height:1.4;white-space:nowrap}
    .header-toc-list a:hover,.header-toc-list a.active{color:#C9A84C;border-color:rgba(201,168,76,0.45);background:rgba(201,168,76,0.10)}
    /* SIDEBAR */
    .article-sidebar{display:flex;flex-direction:column;gap:20px;position:sticky;top:20px}
    .sidebar-cta{background:#0F2340;border-radius:8px;padding:24px;border:1px solid rgba(201,168,76,0.18);position:relative;overflow:hidden}
    .sidebar-cta::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,#C9A84C,transparent)}
    .sidebar-cta-tag{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#C9A84C;margin-bottom:12px;display:block}
    .sidebar-cta h3{font-family:'Playfair Display',serif;font-size:18px;color:#FFFFFF;margin-bottom:10px;line-height:1.3}
    .sidebar-cta p{font-size:13px;color:#D4DCE5;line-height:1.6;margin-bottom:16px}
    .btn-sidebar{display:block;background:#C9A84C;background-color:#C9A84C;color:#0F2340;-webkit-text-fill-color:#0F2340;padding:12px 18px;border-radius:4px;font-weight:600;font-size:14px;text-decoration:none;text-align:center;transition:background .2s;margin-bottom:8px}
    .btn-sidebar:hover{background:#E2C97A}
    .btn-sidebar-ghost{display:block;text-align:center;font-size:13px;color:#8A96A3;text-decoration:none;transition:color .2s}
    .btn-sidebar-ghost:hover{color:#C9A84C}
    .sidebar-links{background:#FFFFFF;border-radius:8px;padding:20px;border:1px solid rgba(15,35,64,0.09)}
    .sidebar-links-title{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#586472;margin-bottom:12px}
    .sidebar-links a{display:flex;align-items:flex-start;gap:8px;font-size:13px;color:#3D4F63;text-decoration:none;padding:7px 0;border-bottom:1px solid rgba(15,35,64,0.09);transition:color .2s;line-height:1.4}
    .sidebar-links a:last-child{border-bottom:none;padding-bottom:0}
    .sidebar-links a:hover{color:#C9A84C}
    .sidebar-links a::before{content:'→';color:#C9A84C;flex-shrink:0;margin-top:1px}
    .sidebar-tip{background:rgba(201,168,76,0.12);border:1px solid rgba(201,168,76,0.18);border-radius:8px;padding:18px}
    .sidebar-tip-icon{font-size:20px;margin-bottom:8px;display:block}
    .sidebar-tip p{font-size:13px;color:#0F2340;line-height:1.6}
    /* ARTICLE BODY */
    .article-body{min-width:0}
    .article-body h2{font-family:'Playfair Display',serif;font-size:clamp(20px,2.2vw,28px);font-weight:700;color:#0F2340;margin:48px 0 16px;line-height:1.2;scroll-margin-top:24px}
    .article-body h2:first-child{margin-top:0}
    .article-body h3{font-size:17px;font-weight:600;color:#0F2340;margin:28px 0 10px;line-height:1.3;scroll-margin-top:24px}
    .article-body p{font-size:15px;color:#3D4F63;line-height:1.78;margin-bottom:16px}
    .article-body strong{color:#0F2340}
    .article-body a{color:#C9A84C;text-decoration:none;border-bottom:1px solid rgba(201,168,76,0.18);transition:border-color .2s}
    .article-body a:hover{border-bottom-color:#C9A84C}
    /* CHECKLIST UNIQUE COMPONENT */
    .checklist-block{background:#FFFFFF;border-radius:10px;border:1px solid rgba(15,35,64,0.09);overflow:hidden;margin:32px 0}
    .checklist-header{background:#0F2340;padding:18px 24px;display:flex;align-items:center;justify-content:space-between}
    .checklist-header-left{display:flex;align-items:center;gap:12px}
    .checklist-icon{width:36px;height:36px;background:rgba(201,168,76,0.12);border-radius:6px;display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
    .checklist-title{font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#FFFFFF}
    .checklist-subtitle{font-size:12px;color:#8A96A3;margin-top:2px}
    .checklist-progress{text-align:right}
    .checklist-count{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C9A84C;display:block;line-height:1}
    .checklist-count-label{font-size:10px;color:#8A96A3;text-transform:uppercase;letter-spacing:.1em}
    .checklist-bar{height:4px;background:rgba(201,168,76,.15);margin:0}
    .checklist-bar-fill{height:100%;background:linear-gradient(90deg,#C9A84C,#E2C97A);transition:width .4s ease;width:0%}
    .checklist-items{padding:0}
    .checklist-item{display:flex;align-items:flex-start;gap:14px;padding:14px 24px;border-bottom:1px solid rgba(15,35,64,0.09);cursor:pointer;transition:background .2s;user-select:none}
    .checklist-item:last-child{border-bottom:none}
    .checklist-item:hover{background:rgba(201,168,76,.03)}
    .checklist-item.done{background:rgba(52,211,153,.03)}
    .checklist-item.done .item-text{color:#8A96A3;text-decoration:line-through;text-decoration-color:#34d399}
    .checklist-item.done .item-title{color:#8A96A3}
    .chk-box{width:22px;height:22px;border:2px solid rgba(15,35,64,0.09);border-radius:4px;flex-shrink:0;margin-top:2px;display:flex;align-items:center;justify-content:center;transition:all .2s;background:#FFFFFF}
    .checklist-item.done .chk-box{background:#34d399;border-color:#34d399}
    .chk-mark{display:none;color:white;font-size:13px;font-weight:700}
    .checklist-item.done .chk-mark{display:block}
    .item-content{flex:1;min-width:0}
    .item-title{font-size:14px;font-weight:600;color:#0F2340;margin-bottom:3px;line-height:1.3}
    .item-text{font-size:13px;color:#3D4F63;line-height:1.5}
    .item-badge{display:inline-block;font-size:10px;font-weight:600;padding:2px 7px;border-radius:3px;margin-top:6px;letter-spacing:.06em;text-transform:uppercase}
    .badge-urgent{background:rgba(239,68,68,0.12);color:#f87171}
    .badge-important{background:rgba(201,168,76,0.12);color:#C9A84C}
    .badge-optional{background:rgba(59,130,246,0.14);color:#60a5fa}
    .checklist-footer{padding:14px 24px;background:rgba(201,168,76,.04);border-top:1px solid rgba(201,168,76,0.18);display:flex;align-items:center;justify-content:space-between;gap:12px}
    .checklist-reset{background:none;border:1px solid rgba(15,35,64,0.09);color:#8A96A3;padding:6px 14px;border-radius:4px;font-size:12px;cursor:pointer;transition:all .2s}
    .checklist-reset:hover{border-color:#C9A84C;color:#C9A84C}
    .checklist-completed-msg{font-size:13px;color:#34d399;font-weight:600;display:none}
    .checklist-completed-msg.show{display:block}
    /* TIP BOX */
    .tip-box{background:rgba(201,168,76,0.12);border-left:4px solid #C9A84C;border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0}
    .tip-box-label{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#C9A84C;margin-bottom:6px;display:flex;align-items:center;gap:6px}
    .tip-box p{font-size:14px;color:#0F2340;line-height:1.65;margin:0}
    /* WARNING BOX */
    .warning-box{background:rgba(239,68,68,0.12);border-left:4px solid #f87171;border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0}
    .warning-box-label{font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#f87171;margin-bottom:6px}
    .warning-box p{font-size:14px;color:#0F2340;line-height:1.65;margin:0}
    /* INLINE CTA */
    .inline-cta{background:#0F2340;border-radius:8px;padding:24px;margin:36px 0;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;position:relative;overflow:hidden}
    .inline-cta::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,#C9A84C,transparent)}
    .inline-cta p{font-size:14px;color:#D4DCE5;line-height:1.6;margin:0}
    .inline-cta strong{color:#FFFFFF}
    .btn-inline{background:#C9A84C;background-color:#C9A84C;color:#0F2340;-webkit-text-fill-color:#0F2340;padding:11px 22px;border-radius:4px;font-weight:600;font-size:14px;text-decoration:none;white-space:nowrap;transition:background .2s;display:inline-flex;align-items:center;gap:8px}
    .btn-inline:hover{background:#E2C97A}
    /* TABLE */
    .article-table-wrap{overflow-x:auto;margin:28px 0;-webkit-overflow-scrolling:touch}
    .article-table{width:100%;border-collapse:collapse;font-size:14px}
    .article-table th{background:#0F2340;color:#C9A84C;padding:10px 14px;text-align:left;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
    .article-table td{padding:10px 14px;border-bottom:1px solid rgba(15,35,64,0.09);color:#3D4F63;vertical-align:top;line-height:1.5}
    .article-table tr:last-child td{border-bottom:none}
    .article-table tr:nth-child(even) td{background:rgba(201,168,76,.02)}
    .td-urgent{color:#f87171;font-weight:600}
    .td-ok{color:#34d399}
    /* SUMMARY BOX */
    .summary-box{background:#1A3A5C;border-radius:8px;padding:28px;margin:36px 0;border:1px solid rgba(201,168,76,0.18)}
    .summary-title{font-family:'Playfair Display',serif;font-size:18px;color:#FFFFFF;margin-bottom:16px}
    .summary-list{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:8px}
    .summary-list li{font-size:13px;color:#D4DCE5;display:flex;align-items:flex-start;gap:8px;line-height:1.4}
    .s-dot{color:#C9A84C;font-size:16px;margin-top:-1px;flex-shrink:0}
    /* FAQ */
    .article-faq{margin:48px 0 0}
    .faq-list{display:flex;flex-direction:column;gap:2px;border-radius:8px;overflow:hidden;background:rgba(15,35,64,0.09)}
    .faq-item{background:#FFFFFF}
    .faq-question{width:100%;text-align:left;background:none;border:none;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:14px;cursor:pointer;transition:background .2s}
    .faq-question:hover{background:rgba(15,35,64,.02)}
    .faq-title{font-size:14px;font-weight:600;color:#0F2340;line-height:1.4;text-align:left;flex:1}
    .faq-icon{width:26px;height:26px;flex-shrink:0;background:rgba(201,168,76,0.12);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#C9A84C;font-size:18px;line-height:1;font-weight:300;transition:transform .3s,background .2s}
    .faq-item.open .faq-icon{transform:rotate(45deg);background:rgba(201,168,76,.22)}
    .faq-answer{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .25s ease;padding:0 22px}
    .faq-item.open .faq-answer{max-height:600px;padding-bottom:18px}
    .faq-answer p{font-size:14px;color:#3D4F63;line-height:1.72;border-top:1px solid rgba(15,35,64,0.09);padding-top:12px}
    /* CTA FINAL */
    .article-cta{padding:52px 48px;background:#0F2340}
    .cta-box{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr auto;gap:48px;align-items:center;position:relative}
    .cta-box::after{content:'';position:absolute;bottom:-52px;left:0;right:0;height:2px;background:linear-gradient(90deg,#C9A84C,transparent)}
    .cta-content h2{font-family:'Playfair Display',serif;font-size:28px;color:#FFFFFF;line-height:1.2;margin-bottom:10px}
    .cta-content h2 em{font-style:normal;color:#C9A84C}
    .cta-content p{font-size:15px;color:#D4DCE5;line-height:1.7}
    .cta-actions{display:flex;flex-direction:column;gap:10px;flex-shrink:0}
    .btn-primary{background:#C9A84C;background-color:#C9A84C;color:#0F2340;-webkit-text-fill-color:#0F2340;padding:14px 28px;border-radius:4px;font-weight:600;font-size:15px;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .25s;white-space:nowrap}
    .btn-primary:hover{background:#E2C97A}
    .btn-phone{display:flex;align-items:center;justify-content:center;gap:8px;background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,0.18);color:#C9A84C;padding:12px 22px;border-radius:4px;font-size:14px;font-weight:600;text-decoration:none;white-space:nowrap;transition:all .2s}
    .btn-phone:hover{background:rgba(201,168,76,.2);border-color:#C9A84C}
    .cta-note{font-size:12px;color:#8A96A3;text-align:center}
    .cta-email{display:block;font-size:13px;color:#8A96A3;text-decoration:none;text-align:center;transition:color .2s}
    .cta-email:hover{color:#C9A84C}
    /* ANIMATIONS */
    @keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
    @media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
    /* RESPONSIVE */
    @media(max-width:1024px){
      .article-wrapper{grid-template-columns:1fr;gap:32px;padding:36px 24px}
      .article-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:16px}
      .header-toc-list a{font-size:11px;padding:4px 9px}
      .article-header,.article-cta{padding-left:24px;padding-right:24px}
      
      .cta-box{grid-template-columns:1fr;gap:24px}
      .summary-list{grid-template-columns:1fr}
    }
    @media(max-width:640px){
      .article-header{padding:40px 16px 36px}
      .header-toc{margin-top:20px;padding-top:18px}
      .header-toc-list{gap:5px;flex-wrap:wrap}
      .header-toc-list a{font-size:11px;padding:4px 9px}
      .article-wrapper{padding:24px 16px}
      .article-sidebar{grid-template-columns:1fr}
      .sidebar-cta{padding:20px 16px}
      .btn-sidebar{padding:12px 16px;font-size:14px;min-height:44px;display:flex;align-items:center;justify-content:center}
      .inline-cta{grid-template-columns:1fr;gap:16px;padding:20px 16px}
      .btn-inline{width:100%;justify-content:center;min-height:44px;font-size:15px}
      .article-cta{padding:36px 16px}
      .cta-box{gap:20px}
      .btn-primary{width:100%;justify-content:center;min-height:44px}
      .btn-phone{width:100%;justify-content:center;min-height:44px}
      .checklist-header{flex-wrap:wrap;gap:10px}
      .checklist-header-left{flex:1;min-width:0}
      .checklist-count{font-size:18px}
      .checklist-item{padding:12px 16px;gap:10px}
      .checklist-footer{padding:12px 16px;flex-direction:column;gap:10px}
      .checklist-footer .btn-inline{width:100%;justify-content:center}
      .summary-list{grid-template-columns:1fr}
      
      .article-table-wrap{margin:16px -16px;width:calc(100% + 32px);border-radius:0;overflow-x:auto;-webkit-overflow-scrolling:touch}
      .article-table{font-size:12px;min-width:500px}
      .article-table th,.article-table td{padding:8px 10px}
      .tip-box,.warning-box{padding:12px 14px}
      .faq-question{padding:14px 16px;font-size:14px}
      .faq-answer{padding:0 16px}
      .scroll-top{bottom:16px;right:16px}
      .sticky-cta-text{display:none}
    }
    @media(max-width:380px){
      .article-header h1{font-size:22px}
      .article-lead{font-size:15px}
      .checklist-title{font-size:15px}
      .btn-inline{white-space:normal;text-align:center}
    }
    @media print{.scroll-top,.sidebar-cta,.inline-cta,.article-cta{display:none}body{background:white}.article-header{background:#0F2340!important;-webkit-print-color-adjust:exact}}