:root{
  --rc-navy:#0F2340;
  --rc-navy-mid:#1A3A5C;
  --rc-navy-light:#234870;
  --rc-gold:#C9A84C;
  --rc-gold-light:#E2C97A;
  --rc-gold-soft:rgba(201,168,76,.11);
  --rc-gold-border:rgba(201,168,76,.22);
  --rc-cream:#F5F1EA;
  --rc-cream-dark:#EDE8DF;
  --rc-text:#3D4F63;
  --rc-muted:#7B8794;
  --rc-border:rgba(15,35,64,.09);
  --rc-radius:12px;
  --rc-shadow:0 8px 22px rgba(15,35,64,.055);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;overflow-x:hidden}
.rc-page{font-family:'DM Sans',sans-serif;background:var(--rc-cream);color:var(--rc-navy);line-height:1.65;overflow:hidden}
.rc-page a{color:inherit;text-decoration:none}

.rc-section{padding:58px 24px}
.rc-white{background:#fff}.rc-cream{background:var(--rc-cream)}.rc-cream-dark{background:var(--rc-cream-dark)}.rc-navy{background:var(--rc-navy);color:#fff}.rc-navy-mid{background:var(--rc-navy-mid);color:#fff}
.rc-kicker{display:inline-block;color:var(--rc-gold);font-size:10.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px}
.rc-section-head{max-width:820px;margin:0 0 28px}
.rc-section-head h2{font-family:'Playfair Display',serif;font-size:clamp(23px,2.35vw,32px);line-height:1.18;margin:0 0 12px;color:var(--rc-navy)}
.rc-navy h2,.rc-navy-mid h2{color:#fff!important}.rc-section-head p{margin:0;color:var(--rc-text);font-size:15.2px;line-height:1.72}.rc-navy .rc-section-head p,.rc-navy-mid .rc-section-head p{color:rgba(244,248,252,.86)!important}
.rc-btn,.rc-btn-outline,.rc-btn-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 20px;border-radius:6px;font-weight:700;font-size:14px;transition:.22s ease;text-align:center}
.rc-btn{background:var(--rc-gold);color:var(--rc-navy)!important}.rc-btn:hover{background:var(--rc-gold-light);transform:translateY(-1px);box-shadow:0 6px 18px rgba(201,168,76,.18)}
.rc-btn-outline{color:var(--rc-gold)!important;border:1px solid var(--rc-gold-border);background:rgba(201,168,76,.07)}.rc-btn-outline:hover{border-color:var(--rc-gold);background:rgba(201,168,76,.13)}
.rc-btn-ghost{color:rgba(244,248,252,.88)!important;border-bottom:1px solid rgba(201,168,76,.28);border-radius:0;padding-left:0;padding-right:0}
.rc-alert{margin-top:22px;border-left:3px solid var(--rc-gold);background:rgba(201,168,76,.08);border-radius:0 var(--rc-radius) var(--rc-radius) 0;padding:16px 20px}.rc-alert strong{display:block;color:var(--rc-navy);margin-bottom:6px}.rc-alert p{margin:0;color:var(--rc-text);font-size:13.8px;line-height:1.66}
.rc-alert-dark{background:rgba(255,255,255,.075);border:1px solid rgba(201,168,76,.24);border-left:3px solid var(--rc-gold);box-shadow:none}.rc-alert-dark strong{color:#F6E2A0}.rc-alert-dark p{color:rgba(236,242,248,.88)}

.rc-sticky{position:fixed;left:0;right:0;bottom:0;z-index:900;background:var(--rc-navy);border-top:2px solid var(--rc-gold);padding:10px 18px;display:flex;justify-content:center;align-items:center;gap:12px;box-shadow:0 -3px 16px rgba(0,0,0,.24);transform:translateY(100%);transition:.3s ease}.rc-sticky.on{transform:translateY(0)}.rc-sticky span{color:rgba(244,248,252,.9);font-size:13px}.rc-sticky span strong{color:#fff}.rc-sticky-x{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:#B8C5D1;font-size:22px;cursor:pointer}

.rc-hero{background:var(--rc-navy);color:#fff;padding:54px 24px 0;position:relative;overflow:hidden}.rc-hero:before{content:"";position:absolute;right:-170px;top:-190px;width:620px;height:620px;background:radial-gradient(circle,rgba(201,168,76,.10),transparent 66%);pointer-events:none}.rc-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.30),transparent)}
.rc-hero-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:42px;align-items:start;position:relative;z-index:2}.rc-badge{display:inline-flex;align-items:center;gap:8px;background:var(--rc-gold-soft);border:1px solid var(--rc-gold-border);color:var(--rc-gold-light);padding:6px 13px;border-radius:4px;font-size:10.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px}.rc-dot{width:7px;height:7px;border-radius:50%;background:var(--rc-gold)}
.rc-hero h1{font-family:'Playfair Display',serif;font-size:clamp(28px,3.4vw,42px);line-height:1.12;margin:0 0 14px;color:#fff;max-width:820px}.rc-hero h1 em{display:block;font-style:normal;color:var(--rc-gold);font-size:.78em;margin-top:6px;line-height:1.22}
.rc-hero-intro{font-size:15.8px;line-height:1.68;color:rgba(244,248,252,.94);font-weight:700;max-width:720px;border-left:3px solid var(--rc-gold);padding-left:16px;margin:0 0 16px}.rc-hero-lead{font-size:15.1px;color:rgba(232,238,245,.84);line-height:1.72;max-width:720px;margin:0 0 15px}.rc-hero-lead a{color:var(--rc-gold);font-weight:700;text-decoration:underline;text-decoration-color:rgba(201,168,76,.45)}
.rc-actions{display:flex;gap:12px;flex-wrap:wrap;margin:8px 0 22px}.rc-checks{display:grid;grid-template-columns:1fr 1fr;gap:8px 14px;max-width:720px}.rc-check{display:flex;gap:9px;align-items:flex-start;color:rgba(244,248,252,.90);font-size:13px;line-height:1.45}.rc-check:before{content:"✓";width:19px;height:19px;min-width:19px;border-radius:50%;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.32);color:var(--rc-gold);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;margin-top:1px}
.rc-hero-card{background:var(--rc-navy-mid);border:1px solid var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden;box-shadow:0 14px 34px rgba(0,0,0,.16)}.rc-card-head{background:linear-gradient(135deg,var(--rc-gold),var(--rc-gold-light));color:var(--rc-navy);font-weight:700;padding:14px 20px;font-size:14px}.rc-card-head small{display:block;color:rgba(15,35,64,.68);font-size:12px;margin-top:2px}.rc-card-body{padding:14px 20px}.rc-row{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-bottom:1px solid rgba(201,168,76,.10)}.rc-row:last-child{border-bottom:0}.rc-row span:first-child{color:#D4DCE5;font-size:13px}.rc-row span:last-child{color:var(--rc-gold);font-size:12.4px;font-weight:700;text-align:right}.rc-card-cta{display:block;background:var(--rc-gold);color:var(--rc-navy)!important;text-align:center;padding:13px 18px;font-weight:700}.rc-card-note{padding:10px 16px 14px;color:#B8C5D1;font-size:11.5px;text-align:center}
.rc-trust{max-width:1160px;margin:32px auto 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(201,168,76,.12);position:relative;z-index:2}.rc-trust div{padding:13px 15px;color:#B8C5D1;font-size:12.5px;border-right:1px solid rgba(201,168,76,.08)}.rc-trust div:last-child{border-right:0}

.rc-warning{background:var(--rc-navy);border-top:2px solid var(--rc-gold);border-bottom:1px solid rgba(201,168,76,.12)}.rc-warning-in{max-width:1160px;margin:0 auto;padding:13px 24px;display:flex;align-items:center;gap:14px}.rc-warning-icon{width:30px;height:30px;min-width:30px;border-radius:50%;background:rgba(201,168,76,.14);color:var(--rc-gold-light);display:flex;align-items:center;justify-content:center;font-weight:700}.rc-warning-text{flex:1;color:#D4DCE5;font-size:13.4px;line-height:1.58}.rc-warning-text strong{color:#fff}
.rc-toc{background:#fff;border-bottom:1px solid var(--rc-border);overflow-x:auto}.rc-toc-in{max-width:1160px;margin:0 auto;padding:0 24px;display:flex;white-space:nowrap}.rc-toc a{display:inline-block;padding:11px 13px;color:var(--rc-muted)!important;font-size:12px;font-weight:700;border-bottom:2px solid transparent}.rc-toc a:hover,.rc-toc a.rc-toc-cta{color:var(--rc-navy)!important;background:var(--rc-gold-soft);border-color:var(--rc-gold)}


.rc-card,.rc-info-card,.rc-faq-item,.rc-step-card,.rc-risk-card,.rc-doc-card,.rc-profile-card,.rc-error-card{background:#fff;border:1px solid var(--rc-border);border-radius:var(--rc-radius);padding:20px;box-shadow:var(--rc-shadow)}.rc-card h3,.rc-info-card h3,.rc-faq-item h3,.rc-step-card h3,.rc-risk-card h3,.rc-doc-card h3,.rc-profile-card h3,.rc-error-card h3{margin:0 0 8px;color:var(--rc-navy);font-size:15.4px;line-height:1.35}.rc-card p,.rc-info-card p,.rc-faq-item p,.rc-step-card p,.rc-risk-card p,.rc-doc-card p,.rc-profile-card p,.rc-error-card p{margin:0;color:var(--rc-text);font-size:13.4px;line-height:1.66}.rc-step-card span,.rc-risk-card span,.rc-error-card span{display:inline-block;margin-bottom:10px;color:var(--rc-gold);font-family:'Playfair Display',serif;font-size:22px;font-weight:700;line-height:1}.rc-profile-card strong{display:inline-block;color:var(--rc-gold);font-size:10.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.rc-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}.rc-list li{display:flex;gap:9px;color:var(--rc-text);font-size:13.5px;line-height:1.54}.rc-list li:before{content:"✓";width:19px;height:19px;min-width:19px;border-radius:50%;background:var(--rc-gold-soft);color:var(--rc-gold);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;margin-top:1px}.rc-navy .rc-list li,.rc-navy-mid .rc-list li,.rc-form-section .rc-list li{color:rgba(244,248,252,.90)!important}.rc-navy .rc-list li:before,.rc-navy-mid .rc-list li:before,.rc-form-section .rc-list li:before{background:rgba(201,168,76,.17)!important;border:1px solid rgba(201,168,76,.34)!important}
.rc-dark-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;background:var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden}.rc-dark-grid article{background:var(--rc-navy-mid);padding:20px}.rc-dark-grid h3{color:#fff;font-size:15.2px;margin:0 0 7px}.rc-dark-grid p{color:rgba(244,248,252,.83);font-size:13.2px;line-height:1.62;margin:0}
.rc-outcome-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;background:var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden}.rc-outcome-card{background:var(--rc-navy-mid);padding:20px}.rc-outcome-card strong{display:block;font-family:'Playfair Display',serif;font-size:22px;color:var(--rc-gold);line-height:1;margin-bottom:9px}.rc-outcome-card h3{color:#fff;font-size:14.8px;margin:0 0 7px;line-height:1.3}.rc-outcome-card p{color:rgba(232,238,245,.82);font-size:13px;line-height:1.62;margin:0}
.rc-doc-card ul{list-style:none;margin:12px 0 0;padding:0;display:flex;flex-direction:column;gap:8px}.rc-doc-card li{display:flex;gap:8px;color:var(--rc-text);font-size:13.3px;line-height:1.5}.rc-doc-card li:before{content:"•";color:var(--rc-gold);font-weight:700}
.rc-compare{display:grid;grid-template-columns:1fr 1fr;gap:2px;background:var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden}.rc-compare-col{background:#fff;padding:22px}.rc-compare-col.dark{background:var(--rc-navy)}.rc-compare-col h3{font-family:'Playfair Display',serif;font-size:18px;color:var(--rc-navy);margin:0 0 14px}.rc-compare-col.dark h3{color:#fff}.rc-compare-col.dark .rc-list li{color:rgba(232,238,245,.88)}
.rc-price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden}.rc-price-card{background:var(--rc-navy-mid);padding:24px 20px;position:relative;display:flex;flex-direction:column}.rc-price-card.featured{background:var(--rc-navy-light)}.rc-price-badge{position:absolute;top:-1px;left:50%;transform:translateX(-50%);background:var(--rc-gold);color:var(--rc-navy);padding:4px 12px;border-radius:0 0 5px 5px;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;white-space:nowrap}.rc-price-card h3{color:#fff;font-family:'Playfair Display',serif;font-size:18px;margin:8px 0 5px}.rc-price-card strong{color:var(--rc-gold);font-family:'Playfair Display',serif;font-size:22px;line-height:1.1;margin-bottom:10px;display:block}.rc-price-card p{color:#B8C5D1;font-size:12.5px;line-height:1.55;margin:0 0 14px}.rc-price-card ul{list-style:none;padding:0;margin:0 0 18px;display:flex;flex-direction:column;gap:7px;flex:1}.rc-price-card li{color:rgba(232,238,245,.88);font-size:12.8px;line-height:1.45;display:flex;gap:8px}.rc-price-card li:before{content:"✓";color:var(--rc-gold);font-weight:700;flex-shrink:0}.rc-note{text-align:center;max-width:840px;margin:18px auto 0;color:#B8C5D1;font-size:13px;line-height:1.65}
.rc-calc{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;background:#fff;border:1px solid rgba(15,35,64,.08);border-radius:12px;padding:22px;box-shadow:0 7px 20px rgba(15,35,64,.05)}.rc-calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.rc-calc-fields label{font-size:13px;font-weight:700;color:var(--rc-navy);display:flex;flex-direction:column;gap:7px}.rc-calc-fields input{width:100%;min-height:48px;padding:12px;border:1px solid rgba(15,35,64,.14);border-radius:7px;background:#fff;color:var(--rc-navy);font-size:16px;line-height:1.35;font-weight:700;font-family:'DM Sans',sans-serif}.rc-calc-result{background:var(--rc-navy);border-radius:12px;padding:22px;color:#fff;display:flex;flex-direction:column;justify-content:center;border:1px solid rgba(201,168,76,.22)}.rc-calc-small{font-size:11.5px;text-transform:uppercase;letter-spacing:.11em;color:var(--rc-gold);margin-bottom:9px;font-weight:700}.rc-calc-price{font-family:'Playfair Display',serif;font-size:28px;font-weight:700;color:var(--rc-gold);margin-bottom:10px;line-height:1.1}.rc-calc-result p{font-size:13.8px;color:rgba(232,238,245,.86);line-height:1.66;margin:0 0 18px}.rc-calc-disclaimer{font-size:12px;color:var(--rc-muted);line-height:1.6;margin-top:12px}
.rc-case-card{background:#fff;border:1px solid rgba(15,35,64,.08);border-radius:12px;padding:20px;box-shadow:0 7px 18px rgba(15,35,64,.045)}.rc-case-featured{background:var(--rc-navy);color:#fff;border-color:rgba(201,168,76,.30)}.rc-case-tag{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--rc-gold);margin-bottom:10px}.rc-case-card h3{font-family:'Playfair Display',serif;font-size:18px;margin:0 0 8px;color:var(--rc-navy);line-height:1.3}.rc-case-featured h3{color:#fff}.rc-case-card p{font-size:13.7px;line-height:1.66;color:var(--rc-text);margin:0 0 14px}.rc-case-featured p{color:rgba(232,238,245,.86)}.rc-case-card ul{list-style:none;display:flex;flex-direction:column;gap:7px;margin:0;padding:0}.rc-case-card li{font-size:13.3px;color:var(--rc-text);display:flex;gap:8px;line-height:1.5}.rc-case-featured li{color:rgba(232,238,245,.9)}.rc-case-card li:before{content:'✓';color:var(--rc-gold);font-weight:700;flex-shrink:0}
.rc-form-section{background:var(--rc-navy-mid);color:#fff;padding:58px 24px}.rc-form-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 430px;gap:42px;align-items:start}.rc-form-text h2{font-family:'Playfair Display',serif;color:#fff;font-size:clamp(24px,2.5vw,30px);line-height:1.18;margin:0 0 14px}.rc-form-text h2 em{color:var(--rc-gold);font-style:normal}.rc-form-text p{color:rgba(244,248,252,.9)!important;font-size:15.2px;line-height:1.7;margin:0 0 20px}.rc-form-contact{margin-top:18px;display:flex;flex-direction:column;gap:7px}.rc-form-contact a{color:#F2CC63;font-weight:700}.rc-form-box{background:var(--rc-navy);border:1px solid var(--rc-gold-border);border-radius:var(--rc-radius);overflow:hidden;box-shadow:0 12px 30px rgba(0,0,0,.14)}.rc-form-head{background:linear-gradient(135deg,var(--rc-gold),var(--rc-gold-light));color:var(--rc-navy);padding:14px 20px}.rc-form-head h3{margin:0 0 3px;font-size:16px}.rc-form-head p{margin:0;color:rgba(15,35,64,.72)!important;font-size:12.3px}.rc-form-body{padding:18px 20px;color:#fff}.rc-form-section label,.rc-form-section .wpforms-field-label{color:rgba(244,248,252,.94)!important}.rc-form-section input,.rc-form-section textarea,.rc-form-section select{color:#fff!important;background:rgba(255,255,255,.06)!important;border:1px solid rgba(255,255,255,.38)!important;border-radius:6px!important;font-size:16px!important;-webkit-text-fill-color:#fff!important}.rc-form-section input::placeholder,.rc-form-section textarea::placeholder{color:rgba(244,248,252,.45)!important}.rc-form-section button,.rc-form-section input[type="submit"],.rc-form-section .wpforms-submit{background:var(--rc-gold)!important;color:var(--rc-navy)!important;border:0!important;border-radius:6px!important;padding:12px 22px!important;font-weight:700!important;cursor:pointer!important;width:100%!important}
.rc-related{background:var(--rc-cream);border-top:1px solid var(--rc-border);padding:20px 24px}.rc-related-in{max-width:1160px;margin:0 auto;display:flex;gap:9px;flex-wrap:wrap;align-items:center}.rc-related-label{color:var(--rc-muted);font-size:10.5px;font-weight:700;letter-spacing:.11em;text-transform:uppercase}.rc-pill{background:#fff;color:var(--rc-navy)!important;border:1px solid var(--rc-border);border-radius:999px;padding:7px 13px;font-size:12.8px}.rc-pill:hover{border-color:var(--rc-gold);color:var(--rc-gold)!important}
@media(max-width:1024px){.rc-hero-card{max-width:680px}}
@media(max-width:768px){.rc-hero{padding:42px 18px 0}.rc-hero h1{font-size:30px}.rc-hero h1 em{font-size:.80em}.rc-section,.rc-form-section{padding:46px 18px}.rc-row{flex-direction:column;gap:4px}.rc-row span:last-child{text-align:left}.rc-trust div{border-right:0;border-bottom:1px solid rgba(201,168,76,.08)}.rc-warning-in{flex-direction:column;align-items:flex-start;gap:10px}.rc-sticky span{display:none}.rc-sticky .rc-btn{width:100%;max-width:340px}}
@media(max-width:520px){.rc-hero h1{font-size:28px}.rc-section-head h2,.rc-form-text h2{font-size:24px}.rc-card,.rc-info-card,.rc-faq-item,.rc-step-card,.rc-risk-card,.rc-doc-card,.rc-profile-card,.rc-error-card,.rc-price-card,.rc-case-card,.rc-compare-col{padding:18px 15px}.rc-calc{padding:18px 15px}.rc-pill{width:100%}}