.rci-page{
  --rci-navy:#0F2340;--rci-navy-mid:#1A3A5C;--rci-navy-light:#234870;
  --rci-gold:#C9A84C;--rci-gold-light:#E2C97A;--rci-gold-soft:rgba(201,168,76,.12);--rci-gold-border:rgba(201,168,76,.27);
  --rci-cream:#F5F1EA;--rci-cream-dark:#EDE8DF;--rci-text:#3D4F63;--rci-muted:#6F7D8B;--rci-border:rgba(15,35,64,.10);
  --rci-radius:16px;--rci-shadow:0 16px 42px rgba(15,35,64,.08);
  width:100vw;max-width:none!important;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);
  background:var(--rci-cream);color:var(--rci-navy);font-family:'DM Sans',Arial,sans-serif;line-height:1.65;overflow:hidden;-webkit-font-smoothing:antialiased
}
.rci-page *{box-sizing:border-box}.rci-page a{color:inherit;text-decoration:none}.rci-page [id]{scroll-margin-top:90px}
.rci-wrap{max-width:1180px;margin:0 auto;padding:0 24px}.rci-section{padding:68px 24px}.rci-white{background:#fff}.rci-cream{background:var(--rci-cream)}.rci-cream-dark{background:var(--rci-cream-dark)}.rci-navy{background:var(--rci-navy)}.rci-navy-mid{background:var(--rci-navy-mid)}
.rci-kicker{display:inline-block;color:#806712;font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:11px}.rci-light .rci-kicker,.rci-hero .rci-kicker{color:var(--rci-gold-light)}
.rci-section-head{max-width:850px;margin-bottom:32px}.rci-section-head h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(25px,3vw,39px);line-height:1.15;margin:0 0 13px;color:var(--rci-navy)}.rci-section-head p{margin:0;color:var(--rci-text);font-size:15.5px;line-height:1.75}.rci-light h2{color:#fff}.rci-light p{color:rgba(238,243,248,.88)}
.rci-btn,.rci-btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:13px 23px;border-radius:7px;font-size:14.5px;font-weight:800;transition:all .22s ease}.rci-btn{background:var(--rci-gold);color:var(--rci-navy)}.rci-btn:hover{background:var(--rci-gold-light);transform:translateY(-2px);box-shadow:0 10px 30px rgba(201,168,76,.24)}.rci-btn-ghost{color:rgba(238,243,248,.9);padding-left:0;padding-right:0;border-bottom:1px solid rgba(201,168,76,.35);border-radius:0}.rci-btn-ghost:hover{color:var(--rci-gold-light)}
.rci-inline-link{color:#735D18!important;font-weight:800;text-decoration:underline!important;text-decoration-color:rgba(115,93,24,.35)!important;text-underline-offset:3px}.rci-dark-link{color:var(--rci-gold-light)!important;font-weight:800;text-decoration:underline!important;text-decoration-color:rgba(226,201,122,.42)!important;text-underline-offset:3px}
.rci-sticky{position:fixed;bottom:0;left:0;right:0;z-index:800;background:var(--rci-navy);border-top:2px solid var(--rci-gold);padding:11px 54px 11px 20px;display:flex;align-items:center;justify-content:center;gap:14px;box-shadow:0 -4px 24px rgba(0,0,0,.30);transform:translateY(100%);visibility:hidden;pointer-events:none;transition:transform .3s ease,visibility 0s linear .3s}.rci-sticky.on{transform:translateY(0);visibility:visible;pointer-events:auto;transition-delay:0s}.rci-sticky span{color:rgba(238,243,248,.90);font-size:13px}.rci-sticky span strong{color:#fff}.rci-sticky-x{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:#AAB6C1;font-size:22px;line-height:1;cursor:pointer}
.rci-hero{position:relative;overflow:hidden;background:var(--rci-navy);padding:58px 24px 0}.rci-hero::before{content:"";position:absolute;width:700px;height:700px;right:-170px;top:-180px;background:radial-gradient(circle,rgba(201,168,76,.11) 0%,transparent 66%);pointer-events:none}.rci-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.38),transparent)}
.rci-hero-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:48px;align-items:center;position:relative;z-index:2}.rci-hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--rci-gold-soft);border:1px solid rgba(201,168,76,.32);color:var(--rci-gold-light);padding:7px 14px;border-radius:5px;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:17px}.rci-dot{width:7px;height:7px;border-radius:50%;background:var(--rci-gold);flex-shrink:0}.rci-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(31px,3.6vw,48px);line-height:1.08;color:#fff;margin:0 0 17px;max-width:800px}.rci-hero h1 em{display:block;font-style:normal;color:var(--rci-gold-light);font-size:.78em;line-height:1.2;margin-top:8px}.rci-hero-intro{font-size:16px;color:rgba(241,245,249,.97);line-height:1.72;margin:0 0 15px;max-width:710px;font-weight:700;border-left:3px solid var(--rci-gold);padding-left:16px}.rci-hero-lead{font-size:15px;color:rgba(232,238,245,.86);line-height:1.75;margin:0 0 23px;max-width:700px}.rci-hero-checks{display:grid;grid-template-columns:1fr 1fr;gap:9px 16px;max-width:710px}.rci-hcheck{display:flex;gap:9px;color:rgba(238,243,248,.91);font-size:13px;line-height:1.47}.rci-check{width:19px;height:19px;min-width:19px;border-radius:50%;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.38);color:var(--rci-gold-light);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:900;margin-top:1px}
.rci-hero-card{background:var(--rci-navy-mid);border:1px solid var(--rci-gold-border);border-radius:var(--rci-radius);overflow:hidden;box-shadow:0 24px 58px rgba(0,0,0,.15)}.rci-hero-card-head{padding:16px 20px;background:linear-gradient(135deg,var(--rci-gold),var(--rci-gold-light));color:var(--rci-navy);font-weight:900;font-size:14px}.rci-hero-card-head span{display:block;font-size:11.5px;color:rgba(15,35,64,.72);font-weight:700;margin-top:2px}.rci-hero-card-body{padding:18px 20px}.rci-hero-row{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid rgba(201,168,76,.10)}.rci-hero-row:last-child{border-bottom:0}.rci-hero-row span:first-child{color:#D9E1E9;font-size:13px;line-height:1.45}.rci-hero-row span:first-child small{display:block;color:#A4B0BC;font-size:11px;margin-top:2px}.rci-hero-row span:last-child{color:var(--rci-gold-light);font-size:12px;font-weight:900;white-space:nowrap;text-align:right}.rci-hero-card-cta{display:block;background:var(--rci-gold);color:var(--rci-navy);text-align:center;padding:14px 18px;font-weight:900;font-size:14px}.rci-hero-card-note{padding:10px 18px 14px;color:#B2C0CC;font-size:11.5px;text-align:center}
.rci-hero-trust{max-width:1180px;margin:34px auto 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(201,168,76,.13);position:relative;z-index:2}.rci-trust-item{padding:14px 15px;color:#BBC6D0;font-size:12.5px;border-right:1px solid rgba(201,168,76,.09)}.rci-trust-item:last-child{border-right:0}
.rci-notice{background:var(--rci-navy);border-top:3px solid var(--rci-gold);border-bottom:1px solid rgba(201,168,76,.16)}.rci-notice-in{max-width:1180px;margin:0 auto;padding:16px 24px;display:flex;align-items:center;gap:16px}.rci-notice-icon{width:34px;height:34px;min-width:34px;border-radius:50%;background:rgba(201,168,76,.16);color:var(--rci-gold-light);display:flex;align-items:center;justify-content:center;font-weight:900}.rci-notice-text{flex:1;color:#D9E1E9;font-size:13.5px;line-height:1.62}.rci-notice-text strong{color:#fff}
.rci-toc{background:#fff;border-bottom:1px solid var(--rci-border);overflow-x:auto;-webkit-overflow-scrolling:touch}.rci-toc-in{max-width:1180px;margin:0 auto;padding:0 24px;display:flex;white-space:nowrap}.rci-toc a{display:inline-block;padding:12px 14px;font-size:12px;font-weight:900;color:var(--rci-muted);border-bottom:2px solid transparent}.rci-toc a:hover,.rci-toc a.rci-toc-cta{color:var(--rci-navy);background:var(--rci-gold-soft);border-color:var(--rci-gold)}
.rci-answer-box{background:#fff;border:1px solid rgba(201,168,76,.35);border-top:4px solid var(--rci-gold);border-radius:var(--rci-radius);box-shadow:var(--rci-shadow);padding:27px}.rci-answer-box h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(24px,3vw,35px);line-height:1.16;margin:0 0 8px;color:var(--rci-navy)}.rci-answer-box>p{margin:0 0 20px;color:var(--rci-text);font-size:14px;line-height:1.7}.rci-answer-grid div{background:var(--rci-cream);border-radius:11px;padding:17px}.rci-answer-grid strong{display:block;color:var(--rci-navy);font-size:12px;margin-bottom:5px;text-transform:uppercase;letter-spacing:.05em}.rci-answer-grid span{display:block;color:var(--rci-text);font-size:13px;line-height:1.55}
.rci-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.rci-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.rci-card,.rci-step,.rci-scope-card,.rci-related-card{background:#fff;border:1px solid var(--rci-border);border-radius:var(--rci-radius);padding:22px;box-shadow:0 2px 13px rgba(15,35,64,.05)}.rci-card h3,.rci-step h3,.rci-scope-card h3,.rci-related-card h3{font-size:15.5px;color:var(--rci-navy);margin:0 0 8px;line-height:1.34}.rci-card p,.rci-step p,.rci-scope-card p,.rci-related-card p{margin:0;color:var(--rci-text);font-size:13.5px;line-height:1.7}.rci-card-label{display:inline-block;margin-bottom:9px;color:#735D18;font-size:10.5px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.rci-capital{font-family:'Playfair Display',Georgia,serif;font-size:24px;color:var(--rci-navy);font-weight:700;margin:4px 0 10px}.rci-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}.rci-list li{display:flex;gap:10px;color:var(--rci-text);font-size:13.5px;line-height:1.57}.rci-list li::before{content:"✓";width:20px;height:20px;min-width:20px;border-radius:50%;background:var(--rci-gold-soft);color:#735D18;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:900;margin-top:1px}.rci-card .rci-list,.rci-scope-card .rci-list{margin-top:13px}.rci-light .rci-list li,.rci-form-text .rci-list li{color:rgba(241,245,249,.92)}.rci-light .rci-list li::before,.rci-form-text .rci-list li::before{background:rgba(201,168,76,.21);border:1px solid rgba(201,168,76,.38);color:var(--rci-gold-light)}
.rci-alert{border-radius:0 var(--rci-radius) var(--rci-radius) 0;padding:18px 22px;margin:24px 0;border-left:4px solid var(--rci-gold);background:rgba(201,168,76,.09)}.rci-alert strong{display:block;color:var(--rci-navy);font-size:14px;margin-bottom:5px}.rci-alert p{margin:0;color:var(--rci-text);font-size:13.5px;line-height:1.7}.rci-alert-dark{background:rgba(255,255,255,.09);border:1px solid rgba(201,168,76,.34);border-left:4px solid var(--rci-gold);box-shadow:0 14px 34px rgba(0,0,0,.12)}.rci-alert-dark strong{color:#F6E2A0}.rci-alert-dark p{color:rgba(241,245,249,.90)}
.rci-dark-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--rci-gold-border);border-radius:var(--rci-radius);overflow:hidden}.rci-dark-grid article{background:var(--rci-navy-mid);padding:23px}.rci-dark-grid h3{color:#fff;font-size:15px;margin:0 0 8px}.rci-dark-grid p{color:rgba(238,243,248,.84);font-size:13px;line-height:1.67;margin:0}
.rci-process{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.rci-step{position:relative;padding-top:54px}.rci-step span{position:absolute;top:18px;left:22px;color:#806712;font-family:'Playfair Display',Georgia,serif;font-size:25px;font-weight:700;line-height:1}.rci-scope-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.rci-scope-card{position:relative}.rci-scope-card::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;border-radius:16px 16px 0 0;background:var(--rci-gold)}.rci-scope-card.separate::before{background:var(--rci-navy-light)}.rci-scope-label{display:inline-block;margin-bottom:12px;color:#735D18;font-size:10.5px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.rci-scope-card.separate .rci-scope-label{color:var(--rci-navy-light)}
.rci-doc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2px;background:var(--rci-gold-border);border-radius:var(--rci-radius);overflow:hidden}.rci-doc{background:var(--rci-navy-mid);padding:24px}.rci-doc h3{color:#fff;font-size:15.5px;margin:0 0 12px}.rci-doc .rci-list li{color:rgba(241,245,249,.88)}.rci-doc .rci-list li::before{background:rgba(201,168,76,.21);border:1px solid rgba(201,168,76,.38);color:var(--rci-gold-light)}
.rci-fit-card{background:#fff;border:1px solid var(--rci-border);border-radius:var(--rci-radius);padding:24px;box-shadow:var(--rci-shadow)}.rci-fit-card h3{font-size:18px;margin:0 0 16px;color:var(--rci-navy)}.rci-fit-card.alt{background:#FFFDF8;border-color:rgba(201,168,76,.32)}.rci-fit-card.alt .rci-list li::before{content:"→"}
.rci-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.rci-related-card{display:flex;flex-direction:column}.rci-related-card p{flex:1;margin-bottom:16px}.rci-related-card a{color:#735D18;font-weight:900;font-size:13px;text-decoration:underline;text-decoration-color:rgba(115,93,24,.34);text-underline-offset:3px}
.rci-faq-list{display:flex;flex-direction:column;gap:10px}.rci-faq-item{background:#fff;border:1px solid var(--rci-border);border-radius:var(--rci-radius);box-shadow:0 2px 13px rgba(15,35,64,.05);overflow:hidden}.rci-faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:19px 22px;color:var(--rci-navy);font-size:15px;font-weight:800;line-height:1.45}.rci-faq-item summary::-webkit-details-marker{display:none}.rci-faq-item summary::after{content:"+";width:27px;height:27px;min-width:27px;border-radius:50%;background:var(--rci-gold-soft);color:#735D18;display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:500}.rci-faq-item[open] summary::after{content:"−"}.rci-faq-item p{margin:0 22px 20px;padding-top:14px;border-top:1px solid var(--rci-border);color:var(--rci-text);font-size:13.8px;line-height:1.72}
.rci-form-grid{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:42px;align-items:start}.rci-form-text h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(27px,3vw,39px);line-height:1.13;color:#fff;margin:0 0 15px}.rci-form-text h2 em{font-style:normal;color:var(--rci-gold-light)}.rci-form-text>p{color:rgba(238,243,248,.87);font-size:15px;line-height:1.74;margin:0 0 20px}.rci-form-text .rci-list{margin-bottom:21px}.rci-form-contact{display:flex;flex-wrap:wrap;gap:12px 20px}.rci-form-contact a{color:var(--rci-gold-light);font-weight:800;text-decoration:underline;text-decoration-color:rgba(226,201,122,.38);text-underline-offset:3px}.rci-form-box{background:#fff;border-radius:var(--rci-radius);overflow:hidden;box-shadow:0 25px 60px rgba(0,0,0,.18)}.rci-form-head{background:var(--rci-gold);padding:18px 22px;color:var(--rci-navy)}.rci-form-head h3{font-size:18px;margin:0 0 4px}.rci-form-head p{font-size:12.5px;margin:0;color:rgba(15,35,64,.75)}.rci-form-body{padding:22px;color:var(--rci-text)}
.rci-next{background:#0A1B30;border-top:1px solid rgba(201,168,76,.18)}.rci-next-in{max-width:1180px;margin:0 auto;padding:31px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}.rci-next h2{font-family:'Playfair Display',Georgia,serif;color:#fff;font-size:23px;line-height:1.2;margin:0 0 7px}.rci-next p{color:rgba(238,243,248,.82);font-size:13.5px;line-height:1.6;margin:0;max-width:760px}
@media(max-width:1080px){.rci-process{grid-template-columns:repeat(3,1fr)}}
@media(max-width:980px){.rci-hero-card{max-width:680px}.rci-answer-grid{grid-template-columns:repeat(2,1fr)}.rci-grid-3,.rci-scope-grid,.rci-dark-grid,.rci-related-grid{grid-template-columns:repeat(2,1fr)}.rci-hero-trust{grid-template-columns:repeat(2,1fr)}.rci-trust-item:nth-child(2){border-right:0}.rci-form-box{max-width:680px;width:100%}}
@media(max-width:720px){.rci-section{padding:52px 18px}.rci-wrap{padding:0}.rci-hero{padding:44px 18px 0}.rci-hero-grid{gap:30px}.rci-hero h1{font-size:clamp(30px,9.5vw,41px)}.rci-hero-intro,.rci-hero-lead{font-size:15px}.rci-hero-trust{grid-template-columns:1fr;margin-top:30px}.rci-trust-item{border-right:0;border-bottom:1px solid rgba(201,168,76,.08);padding-left:0}.rci-notice-in{align-items:flex-start;flex-wrap:wrap;padding:16px 18px}.rci-notice-in .rci-btn{width:100%}.rci-toc-in{padding:0 8px}.rci-next-in{align-items:flex-start;flex-direction:column}.rci-next .rci-btn{width:100%}.rci-form-contact{flex-direction:column;gap:7px}.rci-sticky{justify-content:flex-start;padding:10px 48px 10px 12px}.rci-sticky span{display:none}.rci-sticky .rci-btn{width:100%;min-height:43px;padding:11px 14px}}
@media(max-width:430px){.rci-hero-actions{display:grid;grid-template-columns:1fr}.rci-hero-actions .rci-btn,.rci-hero-actions .rci-btn-ghost{width:100%}.rci-hero-row{display:block}.rci-hero-row span:last-child{display:block;text-align:left;margin-top:4px;white-space:normal}.rci-card,.rci-step,.rci-scope-card,.rci-related-card,.rci-fit-card{padding:19px}.rci-answer-box{padding:21px}}
@media(prefers-reduced-motion:reduce){.rci-page *{scroll-behavior:auto!important;transition:none!important}}