/* ── TOKENS ─────────────────────────────────────────────────────── */
:root {





  --gold-dim:   rgba(201,168,76,0.12);


  --steel-muted: #8A96A3;

  --text-light: #D4DCE5;

  --border-gold: rgba(201,168,76,0.18);
  --border-navy: rgba(15,35,64,0.09);
  --steel-dark: #586472;
}
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'DM Sans', sans-serif;
  font-size: 15.5px;
  background: var(--warm-cream);
  color: var(--navy-deep);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
:focus-visible { outline: 2px solid var(--swiss-gold); outline-offset: 3px; border-radius: 2px; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
p { line-height: 1.75; text-align: justify; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

/* ── SKIP LINK ───────────────────────────────────────────────────── */
.skip-link {
  position: absolute; top: -100%; left: 1rem;
  background: var(--swiss-gold); color: var(--navy-deep);
  padding: 0.5rem 1rem; font-weight: 600; font-size: 15px;
  border-radius: 4px; text-decoration: none; z-index: 9999; transition: top 0.2s;
}
.skip-link:focus { top: 1rem; }
.visually-hidden {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ── DISCLAIMER ─────────────────────────────────────────────────── */
.disclaimer-box {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: rgba(201,168,76,0.06);
  border: 1px solid var(--border-gold);
  border-left: 4px solid var(--swiss-gold);
  border-radius: 8px;
  padding: 16px 20px;
  margin-bottom: 32px;
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.65;
}
.disclaimer-icon { font-size: 20px; flex-shrink: 0; margin-top: 1px; }
.disclaimer-text strong { color: var(--navy-deep); }
.disclaimer-text a { color: var(--swiss-gold); text-decoration: underline; text-underline-offset: 2px; }

/* ── STICKY CTA ─────────────────────────────────────────────────── */
.sticky-cta {
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--navy-deep); border-top: 2px solid var(--swiss-gold);
  padding: 14px 24px;
  display: flex; align-items: center; justify-content: center; gap: 16px;
  z-index: 300; transform: translateY(100%);
  transition: transform 0.3s ease;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.3);
}

.sticky-cta-text { color: var(--text-light); font-size: 15px; }

.sticky-cta a {
  background: var(--swiss-gold); color: var(--navy-deep);
  padding: 10px 24px; border-radius: 4px;
  font-weight: 600; font-size: 15px; white-space: nowrap; transition: background 0.2s;
}

.sticky-btn-ghost {
  background: transparent; border: 1px solid rgba(201,168,76,0.45);
  color: var(--swiss-gold); padding: 10px 24px; border-radius: 4px;
  font-weight: 500; font-size: 15px; white-space: nowrap; transition: all 0.2s;
}
.sticky-btn-ghost:hover { border-color: var(--swiss-gold); background: var(--gold-dim); }
.sticky-close {
  position: absolute; right: 16px;
  background: none; border: none; color: var(--steel-muted);
  font-size: 22px; cursor: pointer; line-height: 1; padding: 6px;
}
.sticky-close:hover { color: var(--white); }

/* ── SCROLL TOP ─────────────────────────────────────────────────── */
.scroll-top {
  position: fixed; bottom: 80px; right: 24px;
  width: 44px; height: 44px;
  background: var(--navy-mid); border: 1px solid var(--border-gold); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--swiss-gold); font-size: 18px; z-index: 250;
  opacity: 0; pointer-events: none; transition: opacity 0.3s, background 0.2s;
  text-decoration: none;
}
.scroll-top.visible { opacity: 1; pointer-events: auto; }
.scroll-top:hover { background: var(--navy-light); }

/* ── BUTTONS ─────────────────────────────────────────────────────── */
.btn-primary {
  background: var(--swiss-gold); color: var(--navy-deep);
  padding: 14px 30px; border-radius: 4px;
  font-weight: 600; font-size: 16px;
  display: inline-flex; align-items: center; gap: 8px;
  transition: all 0.25s; white-space: nowrap;
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(201,168,76,0.32); }
.btn-soft {
  color: var(--text-light); font-size: 15px;
  display: inline-flex; align-items: center; gap: 6px; padding: 14px 0;
  border-bottom: 1px solid rgba(201,168,76,0.25); transition: color 0.2s, border-color 0.2s;
}
.btn-soft:hover { color: var(--swiss-gold); border-color: var(--swiss-gold); }
.btn-ghost {
  color: var(--text-light); font-size: 15px;
  display: inline-flex; align-items: center; gap: 6px; padding: 14px 0;
  border-bottom: 1px solid rgba(201,168,76,0.25); transition: color 0.2s, border-color 0.2s;
}
.btn-ghost:hover { color: var(--swiss-gold); border-color: var(--swiss-gold); }
.btn-phone {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  background: rgba(201,168,76,0.12); border: 1px solid var(--border-gold);
  color: var(--swiss-gold); padding: 13px 24px; border-radius: 4px;
  font-size: 15px; font-weight: 600; white-space: nowrap; transition: all 0.2s;
}

.price-cta-btn.outline { border: 1px solid rgba(15,35,64,0.2); color: var(--navy-deep); display:block; text-align:center; padding:13px 20px; border-radius:4px; font-size:15px; font-weight:600; transition:all 0.2s; }
.price-cta-btn.outline:hover { border-color: var(--swiss-gold); color: var(--swiss-gold); }
.price-cta-btn.fill { background: var(--swiss-gold); color: var(--navy-deep); display:block; text-align:center; padding:13px 20px; border-radius:4px; font-size:15px; font-weight:600; transition:all 0.2s; }


/* ── INLINE LINKS ────────────────────────────────────────────────── */
.intro-text a, .intro-right a, .services-text a, .comp-col a, .comp-item-desc a, .comp-impact a, .article-rich a {
  color: var(--navy-deep); font-weight: 600;
  text-decoration: underline; text-decoration-color: rgba(201,168,76,0.4);
  transition: color 0.2s, text-decoration-color 0.2s;
}
.intro-text a:hover, .intro-right a:hover, .services-text a:hover,
.comp-col a:hover, .comp-item-desc a:hover, .comp-impact a:hover, .article-rich a:hover {
  color: var(--swiss-gold); text-decoration-color: var(--swiss-gold);
}
.pb-card a, .profile-sub a, .profile-list a, .start-text a, .faq-answer a, .testi-card a {
  color: var(--swiss-gold); text-decoration: underline;
  text-decoration-color: rgba(201,168,76,0.35); transition: text-decoration-color 0.2s;
}

/* ── LAYOUT HELPERS ─────────────────────────────────────────────── */

.s-tag { display: inline-block; font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); margin-bottom: 10px; }
.s-title { font-family: 'Playfair Display', serif; font-size: clamp(28px,2.8vw,38px); font-weight: 700; color: var(--navy-deep); line-height: 1.18; margin-bottom: 14px; }

.s-lead { font-size: 17px; color: var(--text-body); max-width: 640px; line-height: 1.72; margin-bottom: 44px; }
.s-lead.on-dark { color: var(--text-light); }
section[id], div[id] { scroll-margin-top: 80px; }

/* ── HERO ────────────────────────────────────────────────────────── */
.hero { background: var(--navy-deep); padding: 72px 48px 0; position: relative; overflow: hidden; }
.hero::before {
  content: ''; position: absolute; top: -80px; right: -80px;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(201,168,76,0.08) 0%, transparent 65%);
  pointer-events: none;
}
.hero::after {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent 0%, rgba(201,168,76,0.35) 50%, transparent 100%);
}
.hero-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 400px; gap: 64px; align-items: start; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--gold-dim); border: 1px solid rgba(201,168,76,0.28);
  color: var(--swiss-gold); padding: 6px 14px; border-radius: 2px;
  font-size: 12px; font-weight: 500; letter-spacing: 0.14em; text-transform: uppercase;
  margin-bottom: 24px; animation: fadeUp 0.5s ease both;
}
.hero h1 { font-family: 'Playfair Display', serif; font-size: clamp(22px,2.1vw,32px); font-weight: 700; color: var(--white); line-height: 1.14; margin-bottom: 10px; animation: fadeUp 0.5s 0.1s ease both; }
.hero h1 em { font-style: normal; color: var(--swiss-gold); }
.hero h2 { font-family: 'DM Sans', sans-serif; font-size: 17px; font-weight: 400; color: var(--text-light); line-height: 1.55; margin-bottom: 20px; animation: fadeUp 0.5s 0.15s ease both; }
.hero-lead { font-size: 16px; color: var(--text-light); line-height: 1.75; margin-bottom: 28px; text-align: left; animation: fadeUp 0.5s 0.2s ease both; }
.hero-actions { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; animation: fadeUp 0.5s 0.3s ease both; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; animation: fadeUp 0.5s 0.35s ease both; }
.chip { display: inline-flex; align-items: center; gap: 7px; background: rgba(201,168,76,0.08); border: 1px solid var(--border-gold); color: var(--text-light); padding: 8px 14px; border-radius: 4px; font-size: 14px; transition: all 0.2s; }
.chip svg { stroke: var(--swiss-gold); }
.chip:hover { background: rgba(201,168,76,0.15); color: var(--swiss-gold); border-color: var(--swiss-gold); }
.hero-card { background: var(--navy-mid); border: 1px solid var(--border-gold); border-radius: 8px; padding: 28px; animation: fadeUp 0.5s 0.2s ease both; }
.hero-card-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; }
.hero-card-title { font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); }
.hero-card-badge { background: rgba(34,197,94,0.15); color: #4ade80; font-size: 12px; font-weight: 600; padding: 3px 10px; border-radius: 10px; }
.service-checks { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-bottom: 22px; }
.service-checks li { display: flex; align-items: flex-start; gap: 7px; color: var(--text-light); font-size: 14px; line-height: 1.4; }
.chk { width: 17px; height: 17px; flex-shrink: 0; background: rgba(201,168,76,0.15); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 9px; margin-top: 1px; }
.hero-stats { display: grid; grid-template-columns: 1fr 1fr 1fr; border-top: 1px solid var(--border-gold); padding-top: 18px; }
.stat-item { text-align: center; padding: 0 10px; border-right: 1px solid var(--border-gold); }
.stat-item:last-child { border-right: none; }
.stat-num { font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 700; color: var(--swiss-gold); display: block; line-height: 1.1; }
.stat-label { font-size: 11px; color: var(--steel-muted); text-transform: uppercase; letter-spacing: 0.09em; margin-top: 2px; display: block; }
.hero-trust { max-width: 1200px; margin: 52px auto 0; display: grid; grid-template-columns: repeat(4,1fr); border-top: 1px solid rgba(201,168,76,0.1); }
.trust-item { padding: 16px 18px; display: flex; align-items: center; gap: 10px; border-right: 1px solid rgba(201,168,76,0.08); font-size: 14px; color: var(--steel-muted); }
.trust-item:last-child { border-right: none; }
.trust-icon { font-size: 16px; flex-shrink: 0; }

/* ── INTRO ───────────────────────────────────────────────────────── */
.intro-block { background: var(--warm-cream); padding: 80px 48px; }
.intro-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.intro-label { display: inline-block; font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); margin-bottom: 10px; }
.intro-title { font-family: 'Playfair Display', serif; font-size: clamp(28px,2.8vw,38px); font-weight: 700; color: var(--navy-deep); line-height: 1.18; margin-bottom: 16px; }
.intro-text p, .intro-right p { font-size: 15.5px; color: var(--text-body); margin-bottom: 16px; }
.update-note {
  background: var(--white);
  border: 1px solid var(--border-gold);
  border-left: 4px solid var(--swiss-gold);
  border-radius: 8px;
  padding: 18px 20px;
  margin-top: 22px;
}
.update-note strong { color: var(--navy-deep); }
.infographic-card {
  background: var(--white);
  border: 1px solid var(--border-gold);
  border-radius: 10px;
  padding: 18px;
  overflow: hidden;
  box-shadow: 0 12px 28px rgba(15,35,64,0.06);
}
.infographic-caption { font-size: 13px; color: var(--steel-dark); margin-top: 10px; text-align: left; }

/* ── PROBLEMES ───────────────────────────────────────────────────── */
.section-problemes { background: var(--navy-deep); padding: 80px 48px; }
.problemes-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 32px; }
.pb-card { background: var(--navy-mid); padding: 32px 28px; }
.pb-num { font-family: 'Playfair Display', serif; font-size: 42px; font-weight: 700; color: rgba(201,168,76,0.18); line-height: 1; margin-bottom: 10px; }
.pb-title { font-size: 16px; font-weight: 600; color: var(--white); margin-bottom: 10px; }
.pb-card p { font-size: 14.5px; color: var(--text-light); line-height: 1.75; }
.pb-card p strong { color: rgba(255,255,255,0.88); }

/* ── SERVICES ────────────────────────────────────────────────────── */
.section-services { background: var(--warm-cream-dark); padding: 80px 48px; }
.services-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; margin-top: 32px; }
.services-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; }
.svc-card { background: var(--white); padding: 28px 24px; display: block; transition: background 0.25s; }
.svc-card:hover { background: var(--warm-cream); }
.svc-num { font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700; color: rgba(15,35,64,0.1); line-height: 1; margin-bottom: 6px; }
.svc-card h3 { font-family: 'Playfair Display', serif; font-size: 17px; color: var(--navy-deep); margin-bottom: 8px; }
.svc-card p { font-size: 13.5px; color: var(--text-body); line-height: 1.6; }
.services-text p { color: var(--text-body); margin-bottom: 16px; }

/* ── VIDEO ───────────────────────────────────────────────────────── */
.video-wrap {
  margin: 22px 0 10px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 12px 30px rgba(15,35,64,0.08);
  background: var(--navy-deep);
}
.video-ratio { position: relative; width: 100%; aspect-ratio: 16 / 9; overflow: hidden; background: var(--navy-deep); }
.video-ratio iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; display: block; }
.video-caption { font-size: 12px; line-height: 1.6; color: var(--steel-dark); margin-top: 8px; text-align: left; }

/* ── PROFILES ────────────────────────────────────────────────────── */
.profiles-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 32px; }
.profile-card { background: var(--navy-deep); padding: 32px 28px; }
.profile-icon { width: 46px; height: 46px; background: var(--navy-mid); border-radius: 6px; border: 1px solid var(--border-gold); display: flex; align-items: center; justify-content: center; margin-bottom: 18px; }
.profile-icon svg { stroke: var(--swiss-gold); fill: none; stroke-width: 1.6; }
.profile-title { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: var(--white); margin-bottom: 8px; }
.profile-sub { font-size: 14px; color: rgba(212,220,229,0.7); margin-bottom: 14px; line-height: 1.6; }
.profile-list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.profile-list li { display: flex; align-items: flex-start; gap: 8px; font-size: 14px; color: var(--text-light); }
.profile-list li::before { content: '✓'; color: var(--swiss-gold); font-weight: 700; font-size: 12px; flex-shrink: 0; margin-top: 2px; }

/* ── COMPARISON ──────────────────────────────────────────────────── */
.section-profils { background: var(--navy-mid); padding: 80px 48px; }
.section-comparison { background: var(--warm-cream); padding: 80px 48px; }
.comparison-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 32px; }
.comp-col { background: var(--white); padding: 36px 30px; }
.comp-col.featured { background: var(--navy-deep); }
.comp-label { font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); margin-bottom: 10px; display: block; }
.comp-title { font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 700; color: var(--navy-deep); margin-bottom: 20px; }
.comp-col.featured .comp-title { color: var(--white); }
.comp-list { list-style: none; display: flex; flex-direction: column; gap: 14px; margin-bottom: 28px; }
.comp-list li { border-bottom: 1px solid var(--border-navy); padding-bottom: 14px; }
.comp-col.featured .comp-list li { border-bottom-color: var(--border-gold); }
.comp-item-title { font-size: 14px; font-weight: 600; color: var(--navy-deep); margin-bottom: 4px; }
.comp-col.featured .comp-item-title { color: var(--swiss-gold); }
.comp-item-desc { font-size: 13.5px; color: var(--text-body); line-height: 1.55; }
.comp-col.featured .comp-item-desc { color: var(--text-light); }
.comp-impact { background: var(--warm-cream); border-radius: 6px; padding: 18px 20px; }
.comp-col.featured .comp-impact { background: rgba(201,168,76,0.08); border: 1px solid var(--border-gold); }
.comp-impact-title { font-size: 11px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--steel-dark); margin-bottom: 10px; }
.comp-col.featured .comp-impact-title { color: var(--swiss-gold); }
.comp-impact ul { list-style: none; }
.comp-impact ul li { font-size: 13.5px; color: var(--text-body); padding-left: 14px; position: relative; line-height: 1.5; }
.comp-col.featured .comp-impact ul li { color: var(--text-light); }
.comp-impact ul li::before { content: '›'; position: absolute; left: 0; color: var(--swiss-gold); font-weight: 700; }

/* ── PRICING ─────────────────────────────────────────────────────── */
.section-pricing { background: var(--warm-cream-dark); padding: 80px 48px; }
.pricing-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-bottom: 24px; }
.price-card { background: var(--white); padding: 36px 28px; position: relative; display: flex; flex-direction: column; }
.price-card.featured { background: var(--navy-deep); }
.price-badge { position: absolute; top: -1px; left: 50%; transform: translateX(-50%); background: var(--swiss-gold); color: var(--navy-deep); font-size: 11px; font-weight: 700; padding: 4px 14px; border-radius: 0 0 6px 6px; letter-spacing: 0.1em; text-transform: uppercase; white-space: nowrap; }
.price-tier { font-size: 12px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--swiss-gold); margin-bottom: 5px; }
.price-title { font-family: 'Playfair Display', serif; font-size: 25px; color: var(--navy-deep); margin-bottom: 4px; }
.price-card.featured .price-title { color: var(--white); }
.price-amount { font-family: 'Playfair Display', serif; font-size: 32px; font-weight: 700; color: var(--swiss-gold); margin-bottom: 4px; line-height: 1; }
.price-amount small { font-family: 'DM Sans', sans-serif; font-size: 15px; color: var(--steel-muted); font-weight: 400; }
.price-divider { height: 1px; background: var(--border-navy); margin-bottom: 18px; }
.price-card.featured .price-divider { background: var(--border-gold); }
.price-features { list-style: none; display: flex; flex-direction: column; gap: 8px; flex: 1; margin-bottom: 26px; }
.price-features li { display: flex; align-items: flex-start; gap: 8px; font-size: 14px; color: var(--text-body); }
.price-card.featured .price-features li { color: var(--text-light); }
.price-features li::before { content: '✓'; color: var(--swiss-gold); font-weight: 700; font-size: 12px; flex-shrink: 0; margin-top: 2px; }

.collab-card { background: var(--white); border: 1px solid var(--border-gold); border-radius: 8px; padding: 22px 20px; text-align: center; }
.collab-card h4 { font-size: 16px; margin-bottom: 8px; color: var(--navy-deep); }
.collab-card p { font-size: 14px; color: var(--text-body); text-align: center; }

/* ── PROCESS ─────────────────────────────────────────────────────── */
.section-process { background: var(--white); padding: 80px 48px; }
.process-steps { display: grid; grid-template-columns: repeat(5,1fr); gap: 24px; position: relative; margin-top: 40px; }
.process-steps::before { content: ''; position: absolute; top: 30px; left: 10%; right: 10%; height: 1px; background: repeating-linear-gradient(90deg, var(--swiss-gold) 0, var(--swiss-gold) 8px, transparent 8px, transparent 16px); opacity: 0.25; }
.p-step { text-align: center; position: relative; z-index: 1; }
.p-step-num { width: 60px; height: 60px; margin: 0 auto 18px; background: var(--navy-deep); border: 2px solid var(--swiss-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: var(--swiss-gold); }
.p-step h4 { font-size: 14px; font-weight: 600; color: var(--navy-deep); margin-bottom: 6px; }
.p-step p { font-size: 13px; color: var(--text-body); line-height: 1.55; text-align: center; }

/* ── WHY ─────────────────────────────────────────────────────────── */
.section-why { background: var(--warm-cream); padding: 80px 48px; }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.why-item { padding: 20px 0; border-bottom: 1px solid var(--border-navy); display: grid; grid-template-columns: 52px 1fr; gap: 14px; align-items: start; }
.why-num { font-family: 'Playfair Display', serif; font-size: 30px; font-weight: 700; color: rgba(15,35,64,0.1); line-height: 1; }
.why-title { font-size: 16px; font-weight: 600; color: var(--navy-deep); margin-bottom: 4px; }
.why-content p { font-size: 14px; color: var(--text-body); line-height: 1.6; }
.testi-card { background: var(--navy-deep); border-radius: 8px; padding: 26px; position: relative; overflow: hidden; border: 1px solid var(--border-gold); margin-bottom: 18px; }
.testi-card::before { content: ''; position: absolute; top: 0; right: 0; width: 100px; height: 100px; background: radial-gradient(circle, rgba(201,168,76,0.07) 0%, transparent 70%); }
.q-mark { font-family: 'Playfair Display', serif; font-size: 52px; color: var(--swiss-gold); line-height: 0.6; display: block; margin-bottom: 12px; opacity: 0.75; }
.testi-card p { font-size: 15.5px; color: var(--text-light); line-height: 1.7; font-style: italic; margin-bottom: 16px; text-align: left; }
.t-avatar { width: 36px; height: 36px; background: var(--navy-mid); border: 2px solid var(--swiss-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--swiss-gold); font-size: 12px; }
.t-info strong { display: block; color: var(--white); font-size: 14px; }
.t-info span { font-size: 13px; color: var(--steel-muted); }
.star-row { display: flex; gap: 4px; margin-bottom: 14px; }

/* ── FAQ ─────────────────────────────────────────────────────────── */
.section-faq { padding: 80px 48px; background: var(--navy-deep); }
.faq-list { display: flex; flex-direction: column; gap: 2px; border-radius: 8px; overflow: hidden; background: var(--border-gold); margin-top: 32px; }
.faq-item { background: var(--navy-mid); }
.faq-question { width: 100%; text-align: left; background: none; border: none; padding: 22px 28px; display: flex; align-items: center; justify-content: space-between; gap: 16px; cursor: pointer; transition: background 0.2s; }
.faq-question:hover { background: rgba(255,255,255,0.03); }
.faq-title { font-size: 16px; font-weight: 600; color: var(--white); line-height: 1.4; flex: 1; }
.faq-icon { width: 28px; height: 28px; flex-shrink: 0; background: var(--gold-dim); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 20px; font-weight: 300; transition: transform 0.3s, background 0.2s; }
.faq-item.open .faq-icon { transform: rotate(45deg); background: rgba(201,168,76,0.22); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease, padding 0.25s ease; padding: 0 28px; }
.faq-item.open .faq-answer { max-height: 600px; padding-bottom: 22px; }
.faq-answer p { font-size: 15.5px; color: var(--text-light); line-height: 1.72; border-top: 1px solid var(--border-gold); padding-top: 14px; text-align: left; }

/* ── START / CONCLUSION ──────────────────────────────────────────── */
.section-start { padding: 80px 48px; background: var(--navy-mid); }
.start-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; margin-top: 32px; }
.start-text p { font-size: 15.5px; color: var(--text-light); line-height: 1.8; margin-bottom: 16px; text-align: left; }
.start-step { display: grid; grid-template-columns: 60px 1fr; gap: 20px; padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,0.07); align-items: start; }
.step-circle { width: 52px; height: 52px; border-radius: 50%; background: var(--gold-dim); border: 2px solid var(--swiss-gold); display: flex; align-items: center; justify-content: center; font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: var(--swiss-gold); flex-shrink: 0; }
.start-title { font-size: 16px; font-weight: 600; color: var(--white); margin-bottom: 5px; }
.start-desc { font-size: 14px; color: rgba(212,220,229,0.65); line-height: 1.65; }

/* ── ARTICLE RICH ────────────────────────────────────────────────── */
.article-rich { margin-top: 34px; }
.article-rich + .article-rich { margin-top: 48px; }
.article-rich h3 { font-family: 'Playfair Display', serif; font-size: clamp(24px,2vw,30px); line-height: 1.25; margin-bottom: 14px; color: var(--navy-deep); }
.article-rich.on-dark h3, .article-rich.on-dark h4, .article-rich.on-dark p, .article-rich.on-dark li { color: var(--text-light); }
.article-rich h4 { font-size: 17px; color: var(--navy-deep); margin: 20px 0 10px; }
.article-rich p { margin-bottom: 14px; color: var(--text-body); }
.article-rich ul, .article-rich ol { padding-left: 22px; margin-bottom: 14px; }
.article-rich li { margin-bottom: 8px; color: var(--text-body); line-height: 1.7; }
.info-box { border-radius: 8px; padding: 18px 20px; margin: 18px 0; border: 1px solid var(--border-gold); }
.info-box p:last-child { margin-bottom: 0; }
.info-box.light { background: var(--white); }
.info-box.gold { background: rgba(201,168,76,0.08); }
.info-box.dark { background: rgba(201,168,76,0.08); border-color: var(--border-gold); }
.info-box h4 { margin-top: 0; }
.article-table-wrap { overflow-x: auto; margin: 18px 0 22px; -webkit-overflow-scrolling: touch; }
.article-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border: 1px solid var(--border-gold);
  border-radius: 8px;
  overflow: hidden;
}
.article-table th {
  background: var(--navy-deep); color: var(--white);
  font-size: 14px; font-weight: 600; text-align: left;
  padding: 14px 16px; border-right: 1px solid var(--border-gold);
  white-space: nowrap;
}
.article-table th:last-child { border-right: none; }
.article-table td {
  font-size: 14px; color: var(--text-body);
  padding: 14px 16px; vertical-align: top;
  border-top: 1px solid var(--border-gold); border-right: 1px solid var(--border-gold);
  background: var(--white); min-width: 120px;
}
.article-table td:last-child { border-right: none; }
.article-table tr:nth-child(even) td { background: var(--warm-cream); }
.key-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 18px; }
.key-card { background: var(--white); border: 1px solid var(--border-gold); border-radius: 8px; padding: 20px; }
.key-card h4 { margin-top: 0; }
.summary-list { display: grid; gap: 14px; margin-top: 16px; }
.summary-item { display: grid; grid-template-columns: 48px 1fr; gap: 14px; background: var(--white); border: 1px solid var(--border-gold); border-radius: 8px; overflow: hidden; }
.summary-num { background: var(--navy-mid); color: var(--white); display: flex; align-items: center; justify-content: center; font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; }
.summary-body { padding: 14px 16px; }
.summary-body p { margin-bottom: 0; }
.final-cta-copy { font-size: 15px; color: var(--steel-muted); text-align: center; margin-top: 12px; }

/* ── FINAL CTA BLOCK (extrait du inline pour responsivité) ───────── */
.final-cta-block {
  margin-top: 52px;
  background: var(--navy-deep);
  border: 1px solid var(--border-gold);
  border-radius: 10px;
  padding: 44px 48px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 48px;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.final-cta-block::before {
  content: '';
  position: absolute; top: 0; right: 0;
  width: 320px; height: 100%;
  background: linear-gradient(135deg, transparent 30%, rgba(201,168,76,0.05) 100%);
  pointer-events: none;
}
.final-cta-block::after {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--swiss-gold) 0%, transparent 70%);
}
.final-cta-actions {
  display: flex; flex-direction: column; gap: 10px;
  flex-shrink: 0; min-width: 220px;
}
.final-cta-note {
  font-size: 12px; color: var(--steel-muted); text-align: center;
}

/* ── RESPONSIVE ──────────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .hero, .intro-block, .section-problemes, .section-services, .section-profils,
  .section-comparison, .section-pricing, .section-process,
  .section-faq, .section-why, .section-start { padding: 60px 24px; }
  .hero-inner { grid-template-columns: 1fr; gap: 32px; }
  .hero-trust { grid-template-columns: repeat(2,1fr); }
  .intro-inner { grid-template-columns: 1fr; gap: 28px; }
  .services-layout { grid-template-columns: 1fr; gap: 32px; }
  
  .comparison-layout { grid-template-columns: 1fr; }
  .pricing-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: repeat(3,1fr); }
  .process-steps::before { display: none; }
  
  .why-grid { grid-template-columns: 1fr; gap: 36px; }
  .start-layout { grid-template-columns: 1fr; gap: 32px; }
  .problemes-grid { grid-template-columns: 1fr; }
  .key-grid { grid-template-columns: 1fr; }
  .final-cta-block { grid-template-columns: 1fr; gap: 28px; padding: 32px 28px; }
  .final-cta-actions { min-width: auto; }
}
@media (max-width: 640px) {
  .hero { padding: 36px 16px 0; }
  .hero-trust { grid-template-columns: 1fr 1fr; }
  .service-checks { grid-template-columns: 1fr; }
  
  .process-steps { grid-template-columns: 1fr 1fr; }
  
  .sticky-cta { padding: 10px 12px; gap: 8px; }
  .sticky-cta a { padding: 9px 14px; font-size: 13px; }
  
  
  .chips { gap: 7px; }
  .video-wrap { margin: 16px -8px; border-radius: 0; }
  .article-table-wrap::after {
    content: '↔ défiler';
    display: block;
    font-size: 11px;
    color: var(--steel-muted);
    text-align: right;
    margin-top: 4px;
    padding-right: 4px;
  }
  .hero-stats { grid-template-columns: 1fr; gap: 12px; padding-top: 14px; }
  .stat-item {
    border-right: none;
    border-bottom: 1px solid var(--border-gold);
    padding-bottom: 12px;
  }
  .stat-item:last-child { border-bottom: none; }
  .disclaimer-box { flex-direction: column; gap: 8px; }
  .start-step { grid-template-columns: 48px 1fr; gap: 14px; }
}
@media (max-width: 480px) {
  .hero h1 { font-size: 22px; }
  .hero-card-header { flex-direction: column; align-items: flex-start; gap: 8px; }
  .hero-actions { flex-direction: column; align-items: flex-start; gap: 12px; }
  .btn-primary { width: 100%; justify-content: center; }
  .btn-soft { padding: 10px 0; }
  .final-cta-block { padding: 24px 20px; }
}