
    :root {


      --gold-dim:        rgba(201,168,76,0.12);


      --steel-muted:     #8A96A3;
      --steel-dark:      #586472;

      --text-light:      #D4DCE5;

      --border-gold:     rgba(201,168,76,0.18);
      --border-navy:     rgba(15,35,64,0.09);
      /* Accent unique budget — vert sauge fiscal */
      --accent-sage:     rgba(34,197,94,0.12);
      --accent-sage-text:#86efac;
      --accent-amber:    rgba(245,158,11,0.15);
      --accent-amber-text:#fcd34d;
    }

    *, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
    html { scroll-behavior: smooth; quotes: "« 0A0" " 0A0»"; }
    body {
      font-family: 'DM Sans', sans-serif;
      background: var(--warm-cream);
      color: var(--navy-deep);
      line-height: 1.6;
      -webkit-font-smoothing: antialiased;
    }

    .visually-hidden {
      position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
      overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
    }

    /* SKIP LINK */
    .skip-link {
      position: absolute; top: -100%; left: 16px;
      background: var(--swiss-gold); color: var(--navy-deep);
      padding: 10px 18px; font-weight: 600; font-size: 14px;
      border-radius: 0 0 6px 6px; text-decoration: none; z-index: 9999;
      transition: top 0.2s;
    }
    .skip-link:focus { top: 0; }
    :focus-visible { outline: 2px solid var(--swiss-gold); outline-offset: 3px; border-radius: 2px; }
    q { quotes: "« 0A0" " 0A0»"; }

    /* STICKY CTA */
    .sticky-cta {
      position: fixed; bottom: 0; left: 0; right: 0;
      background: var(--navy-deep); border-top: 2px solid var(--swiss-gold);
      padding: 14px 24px;
      display: flex; align-items: center; justify-content: center; gap: 16px;
      z-index: 300; transform: translateY(100%); transition: transform 0.3s ease;
      box-shadow: 0 -4px 20px rgba(0,0,0,0.3);
    }
    
    .sticky-cta-text { color: var(--text-light); font-size: 14px; }
    
    .sticky-cta a { background: var(--swiss-gold); color: var(--navy-deep); padding: 10px 24px; border-radius: 4px; font-weight: 600; font-size: 14px; text-decoration: none; white-space: nowrap; transition: background 0.2s; }
    
    .sticky-close { position: absolute; right: 16px; background: none; border: none; color: var(--steel-muted); font-size: 22px; cursor: pointer; line-height: 1; padding: 8px; }

    /* SCROLL TOP */
    .scroll-top {
      position: fixed; bottom: 80px; right: 24px;
      width: 44px; height: 44px; background: var(--navy-mid);
      border: 1px solid var(--border-gold); border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      cursor: pointer; z-index: 250; opacity: 0; pointer-events: none;
      transition: opacity 0.3s, background 0.2s;
      color: var(--swiss-gold); font-size: 18px; text-decoration: none;
    }
    .scroll-top.visible { opacity: 1; pointer-events: auto; }
    .scroll-top:hover { background: var(--navy-light); }

    /* HERO */
    .hero {
      background: var(--navy-deep); padding: 64px 48px 0;
      position: relative; overflow: hidden;
    }
    .hero::before {
      content: ''; position: absolute; top: 0; right: 0;
      width: 50%; height: 100%;
      background: linear-gradient(135deg, transparent 40%, rgba(34,197,94,0.04) 100%);
      pointer-events: none;
    }
    .hero::after {
      content: 'BUDGET'; position: absolute;
      right: -20px; bottom: -30px;
      font-family: 'Playfair Display', serif;
      font-size: 160px; font-weight: 700;
      color: rgba(255,255,255,0.025);
      line-height: 1; letter-spacing: -4px;
      pointer-events: none; user-select: none;
    }
    .hero-inner {
      max-width: 1200px; margin: 0 auto;
      display: grid; grid-template-columns: 1fr 420px; gap: 56px; align-items: start;
      position: relative; z-index: 1;
    }

    .hero-tag {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--gold-dim); border: 1px solid var(--border-gold);
      color: var(--swiss-gold); font-size: 11px; font-weight: 600;
      letter-spacing: 0.14em; text-transform: uppercase;
      padding: 6px 14px; border-radius: 2px; margin-bottom: 20px;
    }
    .hero-tag-dot { width: 6px; height: 6px; background: var(--swiss-gold); border-radius: 50%; flex-shrink: 0; }

    .hero h1 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(32px, 3.4vw, 46px);
      font-weight: 700; color: var(--white);
      line-height: 1.12; margin-bottom: 18px;
      letter-spacing: -0.5px;
    }
    .hero h1 em { font-style: normal; color: var(--swiss-gold); }

    .hero-lead {
      font-size: 16px; color: var(--text-light);
      line-height: 1.72; margin-bottom: 32px; max-width: 520px;
    }

    .hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 44px; }

    .btn-primary {
      display: inline-flex; align-items: center; gap: 6px;
      background: var(--swiss-gold); color: var(--navy-deep);
      padding: 14px 28px; border-radius: 4px;
      font-size: 15px; font-weight: 600; text-decoration: none;
      transition: background 0.2s, transform 0.15s;
      white-space: nowrap;
    }
    .btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
    .btn-primary.btn-full { width: 100%; justify-content: center; margin-top: 8px; }

    .btn-ghost {
      display: inline-flex; align-items: center; gap: 6px;
      background: transparent;
      border: 1px solid rgba(201,168,76,0.4);
      color: var(--swiss-gold);
      padding: 13px 24px; border-radius: 4px;
      font-size: 14px; font-weight: 500; text-decoration: none;
      transition: all 0.2s; white-space: nowrap;
    }
    .btn-ghost:hover { background: var(--gold-dim); border-color: var(--swiss-gold); }

    /* HERO STATS */
    .hero-stats {
      display: grid; grid-template-columns: repeat(3,1fr);
      gap: 1px; background: var(--border-gold);
      border-radius: 8px; overflow: hidden; margin-bottom: 0;
    }
    .stat-item {
      background: var(--navy-mid); padding: 18px 16px;
      text-align: center;
    }
    .stat-num {
      display: block;
      font-family: 'Playfair Display', serif;
      font-size: 26px; font-weight: 700;
      color: var(--swiss-gold); line-height: 1;
      margin-bottom: 4px;
    }
    .stat-label { font-size: 11px; color: var(--steel-muted); line-height: 1.35; }

    /* HERO RIGHT — mini process card */
    .hero-card {
      background: var(--navy-mid); border-radius: 10px;
      border: 1px solid var(--border-gold);
      padding: 30px 26px;
      position: relative; overflow: hidden;
    }
    .hero-card::before {
      content: ''; position: absolute; top: -40px; right: -40px;
      width: 160px; height: 160px;
      background: radial-gradient(circle, rgba(34,197,94,0.08) 0%, transparent 70%);
    }
    .hero-card-tag {
      font-size: 10px; font-weight: 700; letter-spacing: 0.16em;
      text-transform: uppercase; color: var(--accent-sage-text);
      margin-bottom: 14px; display: block;
    }
    .hero-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 17px; color: var(--white);
      margin-bottom: 20px; line-height: 1.35;
    }
    .process-steps { list-style: none; display: flex; flex-direction: column; gap: 12px; }
    .process-step { display: grid; grid-template-columns: 28px 1fr; gap: 12px; align-items: start; }
    .step-num {
      width: 28px; height: 28px; flex-shrink: 0;
      background: var(--gold-dim); border: 1px solid var(--border-gold);
      border-radius: 50%; display: flex; align-items: center; justify-content: center;
      font-family: 'Playfair Display', serif; font-size: 13px; font-weight: 700;
      color: var(--swiss-gold);
    }
    .step-content strong {
      display: block; font-size: 13px; font-weight: 600;
      color: var(--white); margin-bottom: 2px;
    }
    .step-content span { font-size: 12px; color: var(--text-light); line-height: 1.4; }
    .step-divider {
      height: 1px; background: var(--border-gold);
      margin: 16px 0;
    }
    .hero-card-cta {
      display: flex; align-items: center; justify-content: space-between;
      background: var(--gold-dim); border: 1px solid var(--border-gold);
      border-radius: 6px; padding: 14px 16px;
    }
    .hero-card-cta span { font-size: 13px; color: var(--text-light); }
    .hero-card-cta strong { display: block; font-size: 12px; color: var(--swiss-gold); }
    .cta-arrow {
      width: 32px; height: 32px; background: var(--swiss-gold); border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      color: var(--navy-deep); font-size: 14px; font-weight: 700;
      text-decoration: none; transition: background 0.2s, transform 0.2s; flex-shrink: 0;
    }
    .cta-arrow:hover { background: var(--gold-light); transform: scale(1.1); }

    /* HERO TRUST */
    .hero-trust {
      max-width: 1200px; margin: 36px auto 0;
      display: grid; grid-template-columns: repeat(4,1fr);
      gap: 1px; background: rgba(255,255,255,0.06);
      border-top: 1px solid var(--border-gold);
      border-radius: 0; overflow: hidden;
    }
    .trust-item {
      padding: 16px 20px;
      display: flex; align-items: center; gap: 10px;
      font-size: 12px; color: var(--text-light);
      background: rgba(255,255,255,0.02);
    }
    .trust-icon { font-size: 16px; flex-shrink: 0; }

    /* SECTION INNER */
    

    /* SECTION TAG / TITLE */
    .s-tag {
      display: inline-block; font-size: 11px; font-weight: 600;
      letter-spacing: 0.14em; text-transform: uppercase;
      color: var(--swiss-gold); background: var(--gold-dim);
      border: 1px solid var(--border-gold);
      padding: 4px 12px; border-radius: 2px; margin-bottom: 14px;
    }
    .s-title {
      font-family: 'Playfair Display', serif;
      font-size: clamp(26px, 2.8vw, 36px); font-weight: 700;
      color: var(--navy-deep); line-height: 1.18; margin-bottom: 14px;
    }
    
    .s-lead {
      font-size: 16px; color: var(--text-body);
      max-width: 580px; line-height: 1.72; margin-bottom: 44px;
    }
    .s-lead.on-dark { color: var(--text-light); }
    .s-lead-tight { margin-bottom: 28px !important; }
    .faq-answer p, .why-content p { max-width: 68ch; }

    /* SECTION ENJEUX — signaux d'alerte */
    .section-enjeux { padding: 80px 48px; background: var(--warm-cream); }
    .enjeux-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
    .enjeux-sticky { position: sticky; top: 24px; }

    .enjeu-cards { display: flex; flex-direction: column; gap: 10px; }
    .enjeu-card {
      background: white; border-radius: 6px; padding: 20px 22px;
      display: grid; grid-template-columns: 48px 1fr auto; gap: 14px; align-items: start;
      border-left: 3px solid transparent; transition: border-color 0.25s, box-shadow 0.25s;
    }
    .enjeu-card:hover { border-left-color: var(--swiss-gold); box-shadow: 0 4px 16px rgba(15,35,64,0.08); }
    .enjeu-icon {
      width: 48px; height: 48px; background: var(--navy-deep); border-radius: 6px;
      display: flex; align-items: center; justify-content: center; flex-shrink: 0;
    }
    .enjeu-icon svg { width: 22px; height: 22px; stroke: var(--swiss-gold); fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
    .enjeu-text strong { display: block; font-size: 14px; font-weight: 600; color: var(--navy-deep); margin-bottom: 3px; }
    .enjeu-text p { font-size: 13px; color: var(--text-body); line-height: 1.5; }
    .enjeu-badge {
      font-family: 'Playfair Display', serif; font-size: 12px; font-weight: 700;
      color: var(--swiss-gold); white-space: nowrap; text-align: right;
      background: var(--gold-dim); border: 1px solid var(--border-gold);
      padding: 4px 10px; border-radius: 4px; flex-shrink: 0; align-self: start;
    }

    /* SOLUTION BOX */
    .solution-box { background: var(--navy-deep); border-radius: 10px; padding: 36px; position: relative; overflow: hidden; }
    .solution-box::before { content: ''; position: absolute; top: -60px; right: -60px; width: 240px; height: 240px; background: radial-gradient(circle, rgba(34,197,94,0.08) 0%, transparent 65%); }
    .solution-box::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--swiss-gold), transparent); }
    .sol-tag { display: inline-block; background: var(--gold-dim); color: var(--swiss-gold); border: 1px solid var(--border-gold); font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; padding: 4px 12px; border-radius: 2px; margin-bottom: 16px; }
    .solution-box h3 { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--white); line-height: 1.25; margin-bottom: 12px; }
    .solution-box > p { font-size: 14px; color: var(--text-light); line-height: 1.7; margin-bottom: 22px; }
    .sol-list { list-style: none; display: flex; flex-direction: column; gap: 9px; margin-bottom: 26px; }
    .sol-list li { display: flex; align-items: flex-start; gap: 10px; color: var(--text-light); font-size: 14px; line-height: 1.5; }
    .chk-gold { width: 20px; height: 20px; flex-shrink: 0; background: rgba(201,168,76,0.18); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 10px; font-weight: 700; margin-top: 2px; }

    /* MINI TRUST UNDER SOLUTION BOX */
    .sol-trust-grid { display: flex; flex-direction: column; gap: 8px; margin-top: 12px; }
    .sol-trust-item {
      background: white; border-radius: 6px; padding: 12px 16px;
      display: flex; align-items: center; gap: 12px;
      border: 1px solid var(--border-navy);
    }
    .sol-trust-icon { font-size: 18px; flex-shrink: 0; }
    .sol-trust-item div { display: flex; flex-direction: column; }
    .sol-trust-item strong { font-size: 12px; font-weight: 600; color: var(--navy-deep); line-height: 1.3; }
    .sol-trust-item span { font-size: 11px; color: var(--steel-muted); line-height: 1.4; }

    /* SECTION COMPOSANTES — les 3 outils */
    .section-composantes { padding: 80px 48px; background: var(--navy-deep); }
    .composantes-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 40px; }
    .comp-card { background: var(--navy-mid); padding: 30px 26px; transition: background 0.25s; }
    .comp-card:hover { background: var(--navy-light); }
    .comp-card.featured { background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.3); }
    .comp-icon {
      width: 46px; height: 46px; border-radius: 6px;
      display: flex; align-items: center; justify-content: center;
      background: var(--gold-dim); margin-bottom: 18px;
    }
    .comp-icon svg { width: 22px; height: 22px; stroke: var(--swiss-gold); fill: none; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
    .comp-timing {
      font-size: 10px; font-weight: 600; letter-spacing: 0.14em;
      text-transform: uppercase; color: var(--steel-muted); margin-bottom: 8px;
    }
    .comp-card.featured .comp-timing { color: var(--accent-sage-text); }
    .comp-card h3 { font-family: 'Playfair Display', serif; font-size: 17px; color: var(--white); margin-bottom: 10px; line-height: 1.3; }
    .comp-card p { font-size: 13px; color: var(--steel-muted); line-height: 1.65; margin-bottom: 16px; }
    .comp-items { list-style: none; display: flex; flex-direction: column; gap: 7px; }
    .comp-items li { font-size: 12px; color: var(--text-light); display: flex; align-items: flex-start; gap: 8px; line-height: 1.4; }
    .comp-dot { width: 5px; height: 5px; background: var(--swiss-gold); border-radius: 50%; flex-shrink: 0; margin-top: 5px; }
    .comp-badge {
      display: inline-block; margin-top: 16px;
      font-size: 11px; font-weight: 600; color: var(--swiss-gold);
      background: var(--gold-dim); border: 1px solid var(--border-gold);
      padding: 4px 10px; border-radius: 3px;
    }

    /* SECTION FISCAL — angle expertise */
    .section-fiscal { padding: 80px 48px; background: var(--warm-cream-dark); }
    .fiscal-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; margin-top: 40px; }
    .fiscal-intro { font-size: 15px; color: var(--text-body); line-height: 1.75; margin-bottom: 24px; }
    .fiscal-blocks { display: flex; flex-direction: column; gap: 16px; }
    .fiscal-block {
      background: white; border-radius: 8px; padding: 22px 24px;
      border-top: 3px solid var(--border-gold);
      transition: border-top-color 0.25s, box-shadow 0.25s;
    }
    .fiscal-block:hover { border-top-color: var(--swiss-gold); box-shadow: 0 4px 20px rgba(15,35,64,0.08); }
    .fiscal-block h4 { font-size: 14px; font-weight: 600; color: var(--navy-deep); margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
    .fiscal-block h4 span { font-size: 11px; font-weight: 600; color: var(--swiss-gold); background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 2px 8px; border-radius: 2px; }
    .fiscal-block p { font-size: 13px; color: var(--text-body); line-height: 1.6; }

    /* TABLEAU DROITE */
    .fiscal-aside { display: flex; flex-direction: column; gap: 16px; }
    .fiscal-stat-card {
      background: var(--navy-deep); border-radius: 8px; padding: 28px;
      position: relative; overflow: hidden;
      border: 1px solid var(--border-gold);
    }
    .fiscal-stat-card::before {
      content: ''; position: absolute; top: 0; right: 0;
      width: 120px; height: 120px;
      background: radial-gradient(circle, rgba(245,158,11,0.1) 0%, transparent 70%);
    }
    .fsc-label { font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--steel-muted); margin-bottom: 10px; }
    .fsc-value { font-family: 'Playfair Display', serif; font-size: 38px; font-weight: 700; color: var(--swiss-gold); line-height: 1; margin-bottom: 6px; }
    .fsc-desc { font-size: 13px; color: var(--text-light); line-height: 1.6; }
    .fsc-ref { font-size: 11px; color: var(--steel-muted); margin-top: 10px; font-style: italic; }

    .fiscal-calendar {
      background: white; border-radius: 8px; padding: 24px;
      border: 1px solid var(--border-navy);
    }
    .calendar-title {
      font-family: 'Playfair Display', serif; font-size: 15px; color: var(--navy-deep);
      margin-bottom: 18px; display: flex; align-items: center; gap: 8px;
    }
    .calendar-title::before {
      content: ''; display: block; width: 4px; height: 18px;
      background: var(--swiss-gold); border-radius: 2px; flex-shrink: 0;
    }
    .cal-items { list-style: none; display: flex; flex-direction: column; gap: 0; }
    .cal-item {
      display: grid; grid-template-columns: 80px 1fr;
      gap: 12px; padding: 11px 0;
      border-bottom: 1px solid var(--border-navy);
      align-items: start;
    }
    .cal-item:last-child { border-bottom: none; }
    .cal-month {
      font-size: 11px; font-weight: 700; color: var(--swiss-gold);
      text-transform: uppercase; letter-spacing: 0.1em;
      padding-top: 1px;
    }
    .cal-action { font-size: 13px; color: var(--text-body); line-height: 1.45; }
    .cal-action strong { color: var(--navy-deep); }

    /* SECTION ERREURS */
    .section-erreurs { padding: 80px 48px; background: var(--warm-cream); }
    .erreurs-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 40px; }
    .erreur-card {
      background: white; border-radius: 8px; padding: 26px;
      border-top: 3px solid var(--border-gold);
      transition: border-top-color 0.25s, box-shadow 0.25s;
    }
    .erreur-card:hover { border-top-color: var(--swiss-gold); box-shadow: 0 6px 20px rgba(15,35,64,0.08); }
    .erreur-num { font-family: 'Playfair Display', serif; font-size: 40px; font-weight: 700; color: rgba(201,168,76,0.18); line-height: 1; margin-bottom: 12px; }
    .erreur-card h3 { font-size: 15px; font-weight: 600; color: var(--navy-deep); margin-bottom: 8px; line-height: 1.3; }
    .erreur-card p { font-size: 13px; color: var(--text-body); line-height: 1.6; }
    .erreur-impact { display: inline-block; margin-top: 12px; font-size: 11px; font-weight: 600; color: var(--swiss-gold); background: var(--gold-dim); border: 1px solid var(--border-gold); padding: 3px 9px; border-radius: 3px; }

    /* SECTION WHY */
    .section-why { padding: 80px 48px; background: var(--navy-deep); }
    .why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
    .why-list { list-style: none; }
    .why-item { padding: 20px 0; border-bottom: 1px solid var(--border-gold); display: grid; grid-template-columns: 52px 1fr; gap: 14px; align-items: start; }
    .why-item:first-child { padding-top: 0; }
    .why-num { font-family: 'Playfair Display', serif; font-size: 30px; font-weight: 700; color: rgba(201,168,76,0.18); line-height: 1; }
    .why-title { font-size: 15px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
    .why-content p { font-size: 13px; color: var(--text-light); line-height: 1.6; }
    .why-aside { display: flex; flex-direction: column; gap: 18px; }

    /* TESTIMONIAL */
    .testi-card { background: var(--navy-mid); border-radius: 8px; padding: 26px; position: relative; overflow: hidden; }
    .testi-card::before { content: ''; position: absolute; top: 0; right: 0; width: 100px; height: 100px; background: radial-gradient(circle, rgba(34,197,94,0.07) 0%, transparent 70%); }
    .q-mark { font-family: 'Playfair Display', serif; font-size: 52px; color: var(--swiss-gold); line-height: 0.6; display: block; margin-bottom: 12px; opacity: 0.75; }
    .testi-card p { font-size: 14px; color: var(--text-light); line-height: 1.7; font-style: italic; margin-bottom: 16px; }
    .testi-author { display: flex; align-items: center; gap: 11px; }
    .t-avatar { width: 36px; height: 36px; background: var(--navy-deep); border: 2px solid var(--swiss-gold); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--swiss-gold); font-size: 12px; flex-shrink: 0; }
    .t-info strong { display: block; color: var(--white); font-size: 13px; }
    .t-info span { font-size: 12px; color: var(--steel-muted); display: block; }

    /* TARIFS */
    .section-tarifs { padding: 80px 48px; background: var(--warm-cream-dark); }
    .tarifs-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 2px; background: var(--border-gold); border-radius: 8px; overflow: hidden; margin-top: 40px; }
    .tarif-card { background: var(--white); padding: 30px 26px; }
    .tarif-card.featured { background: var(--navy-deep); }
    .tarif-label { font-size: 11px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--steel-muted); margin-bottom: 8px; }
    .tarif-card.featured .tarif-label { color: var(--accent-sage-text); }
    .tarif-card h3 { font-family: 'Playfair Display', serif; font-size: 17px; color: var(--navy-deep); margin-bottom: 14px; }
    .tarif-card.featured h3 { color: var(--white); }
    .tarif-price {
      margin-bottom: 18px;
    }
    .tarif-price strong {
      font-family: 'Playfair Display', serif; font-size: 30px; font-weight: 700; color: var(--swiss-gold);
    }
    .tarif-price span { font-size: 13px; color: var(--steel-muted); }
    .tarif-items { list-style: none; display: flex; flex-direction: column; gap: 8px; }
    .tarif-items li { font-size: 13px; color: var(--text-body); display: flex; align-items: flex-start; gap: 8px; line-height: 1.45; }
    .tarif-card.featured .tarif-items li { color: var(--text-light); }
    .ti-chk { color: var(--swiss-gold); font-weight: 700; flex-shrink: 0; font-size: 14px; }
    .tarif-note { font-size: 12px; color: var(--steel-muted); margin-top: 16px; padding-top: 14px; border-top: 1px solid var(--border-navy); font-style: italic; }
    .tarif-card.featured .tarif-note { border-top-color: var(--border-gold); }

    /* FAQ */
    .section-faq { padding: 80px 48px; background: var(--warm-cream); }
    .faq-list { display: flex; flex-direction: column; gap: 2px; border-radius: 8px; overflow: hidden; background: var(--border-navy); }
    .faq-item { background: white; }
    .faq-question { width: 100%; text-align: left; background: none; border: none; padding: 22px 28px; display: flex; align-items: center; justify-content: space-between; gap: 16px; cursor: pointer; transition: background 0.2s; }
    .faq-question:hover { background: rgba(15,35,64,0.02); }
    .faq-title { font-size: 15px; font-weight: 600; color: var(--navy-deep); line-height: 1.4; text-align: left; flex: 1; }
    .faq-icon { width: 28px; height: 28px; flex-shrink: 0; background: var(--gold-dim); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--swiss-gold); font-size: 20px; line-height: 1; font-weight: 300; transition: transform 0.3s, background 0.2s; }
    .faq-item.open .faq-icon { transform: rotate(45deg); background: rgba(201,168,76,0.22); }
    .faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease, padding 0.25s ease; padding: 0 28px; }
    .faq-item.open .faq-answer { max-height: 900px; padding-bottom: 22px; }
    .faq-answer p { font-size: 14px; color: var(--text-body); line-height: 1.72; border-top: 1px solid var(--border-navy); padding-top: 14px; }

    /* CTA */
    .section-cta { padding: 80px 48px; background: var(--warm-cream-dark); }
    .cta-box {
      max-width: 1200px; margin: 0 auto;
      background: var(--navy-deep); border-radius: 12px; padding: 56px;
      position: relative; overflow: hidden;
      display: grid; grid-template-columns: 1fr auto; gap: 56px; align-items: center;
    }
    .cta-box::before { content: ''; position: absolute; top: 0; right: 0; width: 400px; height: 100%; background: linear-gradient(135deg, transparent 30%, rgba(34,197,94,0.04) 100%); }
    .cta-box::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--swiss-gold) 0%, transparent 70%); }
    .cta-box::before, .cta-box::after { pointer-events: none; }
    .cta-content, .cta-actions { position: relative; z-index: 1; }
    .cta-content h2 { font-family: 'Playfair Display', serif; font-size: 30px; color: var(--white); line-height: 1.2; margin-bottom: 12px; }
    .cta-content h2 em { font-style: normal; color: var(--swiss-gold); }
    .cta-content p { font-size: 15px; color: var(--text-light); line-height: 1.7; }
    .cta-actions { display: flex; flex-direction: column; gap: 10px; flex-shrink: 0; }
    .btn-phone { display: flex; align-items: center; justify-content: center; gap: 8px; background: rgba(201,168,76,0.12); border: 1px solid var(--border-gold); color: var(--swiss-gold); padding: 13px 24px; border-radius: 4px; font-size: 14px; font-weight: 600; text-decoration: none; white-space: nowrap; transition: all 0.2s; }
    
    .cta-note { font-size: 12px; color: var(--steel-muted); text-align: center; }
    .cta-email { display: inline-flex; align-items: center; justify-content: center; font-size: 13px; color: var(--steel-muted); text-decoration: none; transition: color 0.2s; }
    .cta-email:hover { color: var(--swiss-gold); }

    /* LEGAL NOTE */
    .legal-note {
      font-size: 11px; color: var(--steel-muted); line-height: 1.6;
      border-left: 3px solid var(--border-gold); padding-left: 14px;
      margin-bottom: 24px; font-style: italic;
    }

    /* LIENS INTERNES */
    .section-related { padding: 40px 48px 60px; background: var(--warm-cream); }
    .related-title { font-size: 13px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--steel-dark); margin-bottom: 20px; }
    .related-links { display: flex; flex-wrap: wrap; gap: 12px; }
    .related-link {
      display: inline-flex; align-items: center; gap: 6px;
      background: white; border: 1px solid var(--border-navy);
      color: var(--navy-deep); text-decoration: none;
      font-size: 13px; font-weight: 500;
      padding: 10px 18px; border-radius: 4px;
      transition: all 0.2s;
    }
    .related-link:hover { border-color: var(--swiss-gold); color: var(--swiss-gold); }
    .related-link-arrow { color: var(--swiss-gold); }

    /* ANIMATIONS */
    @keyframes fadeUp { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
    .hero-inner { animation: fadeUp 0.55s ease both; }
    .hero-trust { animation: fadeUp 0.55s 0.15s ease both; }

    /* RESPONSIVE */
    @media (max-width: 1024px) {
      .hero { padding: 52px 24px 0; }
      .hero::after { font-size: 120px; right: 20px; }
      .hero-inner { grid-template-columns: 1fr; gap: 32px; }
      .hero-trust { grid-template-columns: repeat(2,1fr); }
      .section-enjeux, .section-composantes, .section-fiscal,
      .section-erreurs, .section-why, .section-tarifs,
      .section-faq, .section-cta, .section-related { padding: 60px 24px; }
      .enjeux-grid { grid-template-columns: 1fr; gap: 28px; }
      .enjeux-sticky { position: static; }
      .fiscal-grid { grid-template-columns: 1fr; gap: 32px; }
      .why-grid { grid-template-columns: 1fr; gap: 32px; }
      
      
      .cta-box { grid-template-columns: 1fr; gap: 24px; padding: 36px 28px; }
      .cta-actions { flex-direction: row; flex-wrap: wrap; }
    }
    @media (max-width: 640px) {
      .hero { padding: 36px 16px 0; }
      .hero::after { display: none; }
      .hero-trust { grid-template-columns: 1fr; }
      .hero-stats { grid-template-columns: repeat(3,1fr); }
      
      
      .enjeu-card { grid-template-columns: 48px 1fr; }
      .enjeu-badge { display: none; }
      .sol-trust-grid { display: none; }
      .faq-title { font-size: 14px; }
      .sticky-cta { padding: 12px 16px; justify-content: stretch; }
      
      .sticky-cta a { flex: 1; text-align: center; }
      .cta-actions { align-items: stretch; }
      .cta-actions .btn-primary,
      .cta-actions .btn-phone,
      .cta-actions .cta-email { width: 100%; justify-content: center; }
      .scroll-top { bottom: 72px; right: 12px; }
      .related-links { flex-direction: column; }
    }
    @media (prefers-reduced-motion: reduce) {
      *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
      }
    }
    @media print {
      .sticky-cta, .scroll-top { display: none !important; }
      .hero { background: white; padding: 20px 0; }
      .hero h1 { color: #0F2340; font-size: 24pt; }
      .hero h1 em { color: #C9A84C; }
      .hero::after { display: none; }
      .btn-primary, .btn-ghost { display: none; }
      section { padding: 20px 0; background: white !important; }
      .s-title { color: #0F2340; }
    }