:root{

--gold-dim:rgba(201,168,76,.12);--gold-bd:rgba(201,168,76,.22);
--steel:#8A96A3;--r:8px;
  --grn-dim:rgba(22,163,74,.1);--grn-bd:rgba(22,163,74,.25);--grn-txt:#4ade80;
  --red-dim:rgba(220,38,38,.1);--red-bd:rgba(220,38,38,.3);
  /* accents secteurs */
  --btp:#C05C1A;--hrca:#8B2635;--it:#1A5CB0;--med:#0E6B8A;--immo:#1B6B4A;--lib:#1E3A6E;--com:#8A5C1A;--asso:#4A3A8A;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--navy);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}


.sec{padding:72px 24px}
.sec.dk{background:var(--navy)}.sec.mid{background:var(--navy-mid)}.sec.cr{background:var(--cream)}.sec.crd{background:var(--cream-dk)}.sec.wh{background:#fff}

.sec-ttl em{font-style:normal;color:var(--gold)}
.sec-sub{font-size:15.5px;max-width:660px;line-height:1.75}.sec-sub.nv{color:var(--text)}.sec-sub.wh{color:rgba(212,220,229,.82)}
.sec-hd{margin-bottom:44px}
.btn-gold{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--navy);padding:13px 26px;border-radius:4px;font-weight:600;font-size:15px;white-space:normal;text-align:center;line-height:1.4;cursor:pointer;border:none;transition:all .2s;font-family:'DM Sans',sans-serif;text-decoration:none}

.tel-link{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--gold-bd);color:var(--gold);padding:12px 20px;border-radius:4px;font-weight:600;font-size:14px;background:var(--gold-dim);transition:all .2s;white-space:nowrap;text-decoration:none}
.tel-link:hover{background:rgba(201,168,76,.2);border-color:var(--gold)}
/* STICKY */
.sticky{position:fixed;bottom:0;left:0;right:0;z-index:600;background:var(--navy);border-top:2px solid var(--gold);padding:12px 20px;display:flex;align-items:center;justify-content:center;gap:14px;transform:translateY(100%);transition:transform .3s;box-shadow:0 -4px 20px rgba(0,0,0,.28)}
.sticky.on{transform:translateY(0)}.sticky-msg{color:rgba(212,220,229,.9);font-size:13px}.sticky-msg strong{color:#fff}

.sticky-x{position:absolute;right:14px;background:none;border:none;color:var(--steel);font-size:20px;cursor:pointer;line-height:1;padding:4px}
/* HERO */
.hero{background:var(--navy);padding:60px 24px 64px;position:relative;overflow:hidden;text-align:center}
.hero::before{content:'';position:absolute;top:-120px;left:50%;transform:translateX(-50%);width:900px;height:900px;background:radial-gradient(circle,rgba(201,168,76,.06) 0%,transparent 60%);pointer-events:none}
.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.3),transparent)}
.hero-in{max-width:820px;margin:0 auto;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--gold-dim);border:1px solid rgba(201,168,76,.3);color:var(--gold-lt);padding:6px 14px;border-radius:4px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.04em;margin-bottom:20px}
.hero-badge-dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex-shrink:0;animation:blink 2s infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(28px,3.6vw,50px);color:#fff;font-weight:700;line-height:1.1;margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero-lead{font-size:17px;color:rgba(212,220,229,.88);line-height:1.75;margin:0 auto 32px;max-width:680px}
.hero-btns{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.hero-sectors{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:36px;border-top:1px solid rgba(201,168,76,.1);padding-top:24px}
.hs{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.12);border-radius:6px;padding:12px 8px;text-align:center;transition:all .2s;text-decoration:none;display:block}
.hs:hover{background:rgba(201,168,76,.08);border-color:rgba(201,168,76,.3);transform:translateY(-2px)}
.hs-ic{font-size:24px;display:block;margin-bottom:6px}
.hs-name{font-size:12.5px;font-weight:600;color:#fff;line-height:1.3;display:block;margin-bottom:3px}
.hs-desc{font-size:11px;color:var(--steel);line-height:1.4}
.hs-tag{display:inline-block;margin-top:6px;font-size:10px;font-weight:700;padding:2px 8px;border-radius:10px}
/* INTRO STRIP */
.intro-strip{background:#fff;border-bottom:1px solid rgba(15,35,64,.08)}
.intro-in{max-width:860px;margin:0 auto;padding:36px 24px}
.intro-in p{font-size:16px;color:var(--text);line-height:1.85;margin-bottom:14px}
.intro-in p:last-child{margin-bottom:0}
.intro-in strong{color:var(--navy)}
/* SECTOR CARDS */
.sector-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.sc-card{background:#fff;border-radius:12px;overflow:hidden;border:1px solid rgba(15,35,64,.08);box-shadow:0 4px 16px rgba(15,35,64,.06);transition:box-shadow .25s,transform .2s;display:flex;flex-direction:column}
.sc-card:hover{box-shadow:0 12px 40px rgba(15,35,64,.12);transform:translateY(-3px)}
.sc-top{padding:28px 28px 20px;flex:1}
.sc-stripe{height:4px;width:100%}
.sc-header{display:flex;align-items:center;gap:14px;margin-bottom:16px;margin-top:20px}
.sc-icon{width:52px;height:52px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:24px;flex-shrink:0}
.sc-title{font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:var(--navy);line-height:1.2}
.sc-subtitle{font-size:12px;color:var(--steel);margin-top:2px}
.sc-lead{font-size:14px;color:var(--text);line-height:1.75;margin-bottom:18px}
.sc-specs{list-style:none;display:flex;flex-direction:column;gap:7px;margin-bottom:20px}
.sc-spec{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:var(--text)}
.sc-spec-dot{width:6px;height:6px;border-radius:50%;flex-shrink:0;margin-top:5px}
.sc-badges{display:flex;gap:5px;flex-wrap:wrap;margin-bottom:20px}
.sc-badge{font-size:11px;font-weight:600;padding:3px 10px;border-radius:12px;border:1px solid}
.sc-cta{display:block;text-align:center;padding:14px 20px;font-weight:600;font-size:14px;transition:all .2s;text-decoration:none;border-top:1px solid rgba(15,35,64,.07);color:#fff}
.sc-cta:hover{opacity:.9}
/* WHY SPECIALIST */

.why-card{background:#fff;border-radius:var(--r);padding:24px;border:1px solid rgba(15,35,64,.08)}
.why-ic{font-size:26px;margin-bottom:12px;display:block}
.why-h{font-size:15px;font-weight:600;color:var(--navy);margin-bottom:8px}
.why-p{font-size:13.5px;color:var(--text);line-height:1.7}
/* COMPARE TABLE */
.cmp-wrap{overflow-x:auto;border-radius:var(--r);border:1px solid rgba(15,35,64,.1)}
.cmp{width:100%;border-collapse:collapse;min-width:540px}
.cmp thead tr{background:var(--navy)}
.cmp thead th{padding:13px 18px;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);text-align:left}
.cmp thead th:first-child{width:38%}
.cmp tbody tr{border-bottom:1px solid rgba(15,35,64,.09)}
.cmp tbody tr:nth-child(even){background:var(--cream-dk)}
.cmp td{padding:12px 18px;font-size:13.5px;color:var(--text);vertical-align:top}
.cmp td:first-child{font-weight:600;color:var(--navy)}
.cmp-ok{color:#15803d;font-weight:700}.cmp-no{color:#b91c1c;font-weight:500}
/* PROCESS */
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);position:relative}
.proc-grid::after{content:'';position:absolute;top:27px;left:12.5%;right:12.5%;height:1px;background:repeating-linear-gradient(90deg,var(--gold) 0,var(--gold) 6px,transparent 6px,transparent 14px);opacity:.22}
.ps{text-align:center;padding:0 10px;position:relative;z-index:1}
.ps-n{width:54px;height:54px;margin:0 auto 18px;background:var(--navy-mid);border:2px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:19px;font-weight:700;color:var(--gold)}
.ps-title{font-size:14px;font-weight:600;color:#fff;margin-bottom:6px}
.ps-txt{font-size:12.5px;color:rgba(212,220,229,.75);line-height:1.6}
/* TRUST */

.tr-card{background:rgba(255,255,255,.05);border-radius:var(--r);padding:22px;border:1px solid var(--gold-bd);text-align:center}
.tr-ic{font-size:28px;margin-bottom:10px;display:block}
.tr-val{font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:var(--gold);margin-bottom:4px}
.tr-lbl{font-size:13px;color:rgba(212,220,229,.82)}
/* FAQ */
.faq{display:flex;flex-direction:column;gap:2px;border-radius:var(--r);overflow:hidden;background:var(--gold-bd)}
.fq{background:var(--navy-mid)}
.fq summary{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:20px 24px;cursor:pointer;list-style:none;transition:background .2s}
.fq summary::-webkit-details-marker{display:none}
.fq summary:hover{background:rgba(255,255,255,.04)}
.fq-q{font-size:14.5px;font-weight:600;color:#fff;line-height:1.4;flex:1}
.fq-ic{width:28px;height:28px;flex-shrink:0;background:var(--gold-dim);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:20px;font-weight:300;transition:transform .3s;position:relative}
.fq-ic::before{content:'+';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}
.fq[open] .fq-ic{transform:rotate(45deg);background:rgba(201,168,76,.2)}
.fq-ans{padding:0 24px 20px}
.fq-txt{font-size:14px;color:rgba(212,220,229,.85);line-height:1.75;border-top:1px solid var(--gold-bd);padding-top:14px}
.fq-cta{margin-top:10px}.fq-cta a{color:var(--gold);font-size:13px;font-weight:600;border-bottom:1px solid rgba(201,168,76,.3);padding-bottom:2px}
/* FORM */
.form-wrap{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 460px;gap:52px;align-items:start}
.fl h2{font-family:'Playfair Display',serif;font-size:clamp(22px,2.3vw,30px);color:#fff;margin-bottom:14px;line-height:1.2}
.fl h2 em{font-style:normal;color:var(--gold)}
.fl-lead{font-size:15px;color:rgba(212,220,229,.82);line-height:1.75;margin-bottom:22px}
.reassure{display:flex;flex-direction:column;gap:9px;margin-bottom:24px}
.re-item{display:flex;align-items:center;gap:10px;font-size:14px;color:rgba(212,220,229,.8)}
.re-ic{width:22px;height:22px;background:rgba(201,168,76,.15);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;color:var(--gold);flex-shrink:0}
.form-tel{display:flex;align-items:center;gap:10px;color:var(--gold);font-size:15px;font-weight:600;margin-bottom:8px}
.form-tel a{color:var(--gold)}.form-email{font-size:13px;color:var(--steel)}
.fbox{background:var(--navy-mid);border:1px solid var(--gold-bd);border-radius:10px;overflow:hidden}
.fbh{background:linear-gradient(135deg,var(--gold),var(--gold-lt));padding:18px 22px}
.fbh h3{font-size:17px;font-weight:600;color:var(--navy);margin-bottom:2px}
.fbh p{font-size:12.5px;color:rgba(15,35,64,.68)}
.fbb{padding:22px}
.fbb .wpforms-field-label,.fbb label{display:block!important;font-size:11px!important;font-weight:600!important;letter-spacing:.04em!important;text-transform:uppercase!important;color:rgba(212,220,229,.78)!important;margin-bottom:6px!important;font-family:'DM Sans',sans-serif!important}
.fbb input[type="text"],.fbb input[type="email"],.fbb input[type="tel"],.fbb select,.fbb textarea{width:100%!important;padding:11px 13px!important;border-radius:5px!important;border:1px solid rgba(201,168,76,.25)!important;background:rgba(255,255,255,.06)!important;color:#fff!important;font-size:16px!important;font-family:'DM Sans',sans-serif!important;-webkit-text-fill-color:#fff!important;-webkit-appearance:none!important}
.fbb input:focus,.fbb select:focus,.fbb textarea:focus{outline:none!important;border-color:#C9A84C!important;background:rgba(255,255,255,.1)!important;box-shadow:0 0 0 3px rgba(201,168,76,.15)!important}
.fbb .wpforms-submit,.fbb button[type="submit"],.fbb input[type="submit"]{width:100%!important;padding:14px!important;background:#C9A84C!important;color:#0F2340!important;border:none!important;border-radius:5px!important;font-weight:700!important;font-size:15px!important;cursor:pointer!important;font-family:'DM Sans',sans-serif!important}
.fbb .wpforms-field{margin-bottom:13px!important}
.fbb .wpforms-title,.fbb .wpforms-description{display:none!important}
/* FCTA */
.fcta-box{max-width:1160px;margin:0 auto;background:var(--navy);border-radius:12px;padding:52px;display:grid;grid-template-columns:1fr auto;gap:44px;align-items:center;position:relative;overflow:hidden}
.fcta-box::before{content:'';position:absolute;top:-60px;right:-60px;width:400px;height:400px;background:radial-gradient(circle,rgba(201,168,76,.05) 0%,transparent 60%);pointer-events:none}
.fcta-box::after{content:'';position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--gold),transparent 60%)}
.fcta-box h2{font-family:'Playfair Display',serif;font-size:clamp(20px,2.2vw,30px);color:#fff;margin-bottom:10px;line-height:1.2}
.fcta-box h2 em{font-style:normal;color:var(--gold)}
.fcta-box p{font-size:14.5px;color:rgba(212,220,229,.82);line-height:1.7}
.fa{display:flex;flex-direction:column;gap:10px;flex-shrink:0;min-width:210px}
.fa-note{font-size:12px;color:var(--steel);text-align:center}
/* RELATED */
.related{padding:20px 24px;background:var(--cream);border-top:1px solid rgba(15,35,64,.08)}
.rel-in{max-width:1160px;margin:0 auto;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.rel-lbl{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--steel);flex-shrink:0}
.rel-pill{background:#fff;border:1px solid rgba(15,35,64,.1);color:var(--navy);padding:6px 13px;border-radius:20px;font-size:13px;transition:all .2s;text-decoration:none}
.rel-pill:hover{border-color:var(--gold);color:var(--gold)}
/* RESPONSIVE */
@media(max-width:1024px){
  
  .hero-sectors{grid-template-columns:repeat(2,1fr)}
  .proc-grid{grid-template-columns:1fr 1fr;gap:20px}.proc-grid::after{display:none}
  .form-wrap{grid-template-columns:1fr;gap:32px}.fcta-box{grid-template-columns:1fr;gap:24px;padding:36px 28px}
  .fa{flex-direction:row;flex-wrap:wrap}.fa .btn-gold,.fa .tel-link{flex:1;min-width:160px;justify-content:center}
  .sec{padding:56px 24px}
}
@media(max-width:768px){
  
  .fa{flex-direction:column}
}
@media(max-width:640px){
  .hero{padding:40px 16px 48px}.hero h1{font-size:26px}
  .hero-btns{flex-direction:column;align-items:stretch}
  .hero-btns .btn-gold{width:100%;justify-content:center}
  .hero-sectors{grid-template-columns:1fr 1fr;gap:6px}
  .hs-tag{display:none}
  .form-wrap{gap:24px}
  .fcta-box{padding:24px 16px;border-radius:8px}.fa{flex-direction:column;align-items:stretch}
  .sec{padding:44px 16px}.fq summary{padding:16px 18px}.fq-q{font-size:13.5px}
  .fq-ans{padding:0 18px 16px}.sc-top{padding:22px 20px 16px}
  
  .cmp td{padding:10px 12px;font-size:13px}.cmp thead th{padding:10px 12px}
}
@media(max-width:480px){
  .hero h1{font-size:23px}.hero-sectors{grid-template-columns:1fr 1fr}
  .sec{padding:36px 14px}.fcta-box{padding:20px 14px}
  .btn-gold{font-size:14px;padding:12px 18px}
  .sc-top{padding:18px 16px 14px}.sc-title{font-size:17px}
  .cmp-wrap{font-size:12px}.cmp td,.cmp thead th{padding:8px 10px;font-size:12px}
  .hs{padding:12px 8px}.hs-name{font-size:11.5px}.hs-desc{font-size:10px}
}
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
@media print{.sticky,.related,.fa{display:none!important}.sec.dk,.sec.mid{background:#f5f5f5!important}@page{margin:15mm}}