:root{
  --rv-navy:#0F2340;
  --rv-navy-mid:#1A3A5C;
  --rv-gold:#C9A84C;
  --rv-gold-light:#E2C97A;
  --rv-gold-soft:rgba(201,168,76,.12);
  --rv-gold-border:rgba(201,168,76,.24);
  --rv-cream:#F5F1EA;
  --rv-cream-dark:#EDE8DF;
  --rv-white:#fff;
  --rv-text:#3D4F63;
  --rv-muted:#7B8794;
  --rv-border:rgba(15,35,64,.10);
  --rv-shadow:0 10px 28px rgba(15,35,64,.06);
  --rv-radius:10px;
  --rv-green:#16A34A;
  --rv-red:#DC2626;
  --rv-amber:#D97706;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'DM Sans',sans-serif;
  background:var(--rv-cream);
  color:var(--rv-navy);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
.rv-page{background:var(--rv-cream);overflow:hidden}
.rv-page a{color:inherit;text-decoration:none}

.rv-section{padding:58px 24px}
.rv-white{background:#fff}
.rv-cream{background:var(--rv-cream)}
.rv-cream-dark{background:var(--rv-cream-dark)}
.rv-dark{background:var(--rv-navy)}
.rv-kicker{
  display:inline-block;
  color:var(--rv-gold);
  font-size:11px;
  font-weight:800;
  letter-spacing:.13em;
  text-transform:uppercase;
  margin-bottom:10px;
}
.rv-head{max-width:820px;margin-bottom:30px}
.rv-head.center{text-align:center;margin-left:auto;margin-right:auto}
.rv-head h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(24px,2.7vw,34px);
  line-height:1.16;
  margin:0 0 12px;
  color:var(--rv-navy);
}
.rv-head h2 em{font-style:normal;color:var(--rv-gold)}
.rv-head p{
  margin:0;
  color:var(--rv-text);
  font-size:15px;
  line-height:1.76;
}
.rv-dark .rv-head h2{color:#fff}
.rv-dark .rv-head p{color:rgba(235,240,245,.84)}
.rv-btn,.rv-btn-outline{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:12px 22px;
  border-radius:5px;
  font-size:14px;
  font-weight:800;
  transition:all .2s ease;
  text-align:center;
}
.rv-btn{background:var(--rv-gold);color:var(--rv-navy)}
.rv-btn:hover{background:var(--rv-gold-light);transform:translateY(-1px);box-shadow:0 8px 24px rgba(201,168,76,.24)}
.rv-btn-outline{border:1px solid var(--rv-gold-border);color:var(--rv-gold-light);background:rgba(201,168,76,.08)}
.rv-btn-outline:hover{background:rgba(201,168,76,.15)}
.rv-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}


.rv-card{
  background:#fff;
  border:1px solid var(--rv-border);
  border-radius:var(--rv-radius);
  padding:22px;
  box-shadow:var(--rv-shadow);
}
.rv-card h3{
  margin:0 0 8px;
  color:var(--rv-navy);
  font-size:17px;
  line-height:1.25;
}
.rv-card p{
  margin:0;
  color:var(--rv-text);
  font-size:14px;
  line-height:1.68;
}
.rv-card a{color:var(--rv-gold);font-weight:800;border-bottom:1px solid rgba(201,168,76,.34)}
.rv-card.good{border-left:3px solid var(--rv-green)}
.rv-card.warn{border-left:3px solid var(--rv-amber)}
.rv-card.danger{border-left:3px solid var(--rv-red)}
.rv-list{margin:0;padding:0;list-style:none;display:grid;gap:9px}
.rv-list li{
  display:flex;
  gap:9px;
  color:var(--rv-text);
  font-size:14px;
  line-height:1.55;
}
.rv-list li:before{
  content:"✓";
  width:18px;
  height:18px;
  min-width:18px;
  border-radius:50%;
  background:var(--rv-gold-soft);
  border:1px solid var(--rv-gold-border);
  color:var(--rv-gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:10px;
  font-weight:900;
  margin-top:2px;
}
.rv-note{
  background:#fff;
  border-left:3px solid var(--rv-gold);
  border-radius:0 var(--rv-radius) var(--rv-radius) 0;
  padding:16px 18px;
  color:var(--rv-text);
  font-size:14px;
  line-height:1.7;
  margin-top:22px;
  box-shadow:var(--rv-shadow);
}
.rv-note strong{color:var(--rv-navy)}
.rv-dark-card{
  background:rgba(255,255,255,.055);
  border:1px solid rgba(201,168,76,.22);
  border-radius:var(--rv-radius);
  padding:22px;
}
.rv-dark-card h3{margin:0 0 8px;color:#fff;font-size:17px}
.rv-dark-card p{margin:0;color:rgba(235,240,245,.84);font-size:14px;line-height:1.68}
.rv-dark-card a{color:var(--rv-gold-light);font-weight:800;border-bottom:1px solid rgba(201,168,76,.38)}

/* HERO — compact, not aggressive */
.rv-hero{
  position:relative;
  background:var(--rv-navy);
  padding:48px 24px 0;
  overflow:hidden;
}
.rv-hero:before{
  content:"";
  position:absolute;
  right:-140px;
  top:-160px;
  width:620px;
  height:620px;
  background:radial-gradient(circle,rgba(201,168,76,.10) 0%,transparent 66%);
  pointer-events:none;
}
.rv-hero:after{
  content:"";
  position:absolute;
  left:0;right:0;bottom:0;
  height:1px;
  background:linear-gradient(90deg,transparent,rgba(201,168,76,.34),transparent);
}
.rv-hero-grid{
  max-width:1160px;
  margin:0 auto;
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:minmax(0,1fr) 390px;
  gap:42px;
  align-items:start;
}
.rv-badge{
  display:inline-flex;
  gap:8px;
  align-items:center;
  background:rgba(201,168,76,.11);
  border:1px solid rgba(201,168,76,.28);
  color:var(--rv-gold-light);
  padding:6px 13px;
  border-radius:4px;
  font-size:11px;
  font-weight:800;
  letter-spacing:.06em;
  text-transform:uppercase;
  margin-bottom:16px;
}
.rv-dot{width:7px;height:7px;border-radius:50%;background:var(--rv-gold)}
.rv-hero h1{
  margin:0 0 16px;
  color:#fff;
  font-family:'Playfair Display',serif;
  font-size:clamp(28px,3.2vw,42px);
  line-height:1.10;
  max-width:760px;
}
.rv-hero h1 em{font-style:normal;color:var(--rv-gold)}
.rv-hero-lead{
  max-width:700px;
  margin:0 0 16px;
  color:rgba(235,240,245,.94);
  font-size:15.8px;
  line-height:1.72;
  font-weight:700;
  border-left:3px solid var(--rv-gold);
  padding-left:15px;
}
.rv-hero-sub{
  max-width:700px;
  margin:0 0 22px;
  color:rgba(235,240,245,.82);
  font-size:14.5px;
  line-height:1.72;
}
.rv-hero-sub a{color:var(--rv-gold);font-weight:800;border-bottom:1px solid rgba(201,168,76,.36)}
.rv-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:22px}
.rv-checks{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:8px 14px;
  max-width:700px;
  margin-bottom:26px;
}
.rv-check{
  display:flex;
  gap:8px;
  color:rgba(235,240,245,.9);
  font-size:12.8px;
  line-height:1.45;
}
.rv-check:before{
  content:"✓";
  width:18px;height:18px;min-width:18px;
  border-radius:50%;
  background:rgba(201,168,76,.14);
  border:1px solid rgba(201,168,76,.30);
  color:var(--rv-gold);
  display:flex;align-items:center;justify-content:center;
  font-size:9px;font-weight:900;
  margin-top:1px;
}
.rv-hero-card{
  background:var(--rv-navy-mid);
  border:1px solid rgba(201,168,76,.24);
  border-radius:var(--rv-radius);
  overflow:hidden;
  box-shadow:0 18px 42px rgba(0,0,0,.14);
}
.rv-card-head{
  padding:15px 19px;
  background:linear-gradient(135deg,var(--rv-gold),var(--rv-gold-light));
  color:var(--rv-navy);
  font-weight:900;
  font-size:14px;
}
.rv-card-head span{display:block;margin-top:3px;color:rgba(15,35,64,.7);font-size:11.5px;font-weight:800}
.rv-rate-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:8px;
  padding:16px;
}
.rv-rate{
  background:rgba(15,35,64,.68);
  border:1px solid rgba(201,168,76,.16);
  border-radius:7px;
  padding:13px 8px;
  text-align:center;
}
.rv-rate.main{border-color:var(--rv-gold)}
.rv-rate strong{
  display:block;
  color:var(--rv-gold);
  font-family:'Playfair Display',serif;
  font-size:26px;
  line-height:1;
}
.rv-rate span{
  display:block;
  margin-top:6px;
  color:rgba(235,240,245,.78);
  font-size:10.8px;
  line-height:1.35;
}
.rv-card-body{padding:0 18px 16px}
.rv-info-row{
  display:flex;
  justify-content:space-between;
  gap:14px;
  padding:10px 0;
  border-top:1px solid rgba(201,168,76,.10);
}
.rv-info-row span:first-child{color:#D4DCE5;font-size:12.8px;line-height:1.4}
.rv-info-row span:last-child{color:var(--rv-gold);font-weight:900;font-size:12.2px;text-align:right;white-space:nowrap}
.rv-card-cta{
  display:block;
  background:var(--rv-gold);
  color:var(--rv-navy);
  text-align:center;
  padding:13px 16px;
  font-weight:900;
  font-size:14px;
}
.rv-card-note{
  color:rgba(235,240,245,.58);
  font-size:11.5px;
  text-align:center;
  padding:9px 14px 13px;
}
.rv-trust{
  position:relative;
  z-index:2;
  max-width:1160px;
  margin:30px auto 0;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  border-top:1px solid rgba(201,168,76,.10);
}
.rv-trust div{
  padding:12px 14px;
  color:#AAB5C0;
  font-size:12.3px;
  border-right:1px solid rgba(201,168,76,.08);
}
.rv-trust div:last-child{border-right:0}

/* TOC */
.rv-toc{
  position:sticky;
  top:0;
  z-index:40;
  background:#fff;
  border-bottom:1px solid rgba(15,35,64,.08);
  overflow-x:auto;
  white-space:nowrap;
}
.rv-toc::-webkit-scrollbar{display:none}
.rv-toc-in{
  max-width:1160px;
  margin:0 auto;
  padding:0 24px;
  display:flex;
}
.rv-toc a{
  display:inline-block;
  padding:12px 13px;
  color:var(--rv-muted);
  font-size:12px;
  font-weight:800;
  border-bottom:2px solid transparent;
}
.rv-toc a:hover{color:var(--rv-navy);background:var(--rv-gold-soft);border-color:var(--rv-gold)}

/* specific blocks */
.rv-rate-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rv-rate-card{
  background:#fff;
  border:1px solid var(--rv-border);
  border-radius:var(--rv-radius);
  padding:24px;
  box-shadow:var(--rv-shadow);
}
.rv-rate-card strong{
  display:block;
  font-family:'Playfair Display',serif;
  color:var(--rv-gold);
  font-size:42px;
  line-height:1;
  margin-bottom:10px;
}
.rv-rate-card h3{margin:0 0 8px;font-size:17px;color:var(--rv-navy)}
.rv-rate-card p{margin:0;color:var(--rv-text);font-size:14px;line-height:1.68}
.rv-process{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.rv-step{
  background:#fff;
  border:1px solid var(--rv-border);
  border-radius:var(--rv-radius);
  padding:18px 15px;
  box-shadow:var(--rv-shadow);
}
.rv-step-num{
  width:27px;height:27px;border-radius:50%;
  background:var(--rv-gold);
  color:var(--rv-navy);
  display:flex;align-items:center;justify-content:center;
  font-weight:900;margin-bottom:10px;
}
.rv-step strong{display:block;color:var(--rv-navy);font-size:13.5px;margin-bottom:5px}
.rv-step span{display:block;color:var(--rv-text);font-size:12.7px;line-height:1.55}
.rv-table-wrap{overflow-x:auto;border:1px solid var(--rv-border);border-radius:var(--rv-radius);background:#fff}
.rv-table{width:100%;border-collapse:collapse;min-width:680px}
.rv-table th{
  background:var(--rv-navy);
  color:var(--rv-gold);
  font-size:11px;
  letter-spacing:.08em;
  text-transform:uppercase;
  text-align:left;
  padding:12px 14px;
}
.rv-table td{
  border-bottom:1px solid rgba(15,35,64,.07);
  padding:12px 14px;
  color:var(--rv-text);
  font-size:13.5px;
  line-height:1.55;
  vertical-align:top;
}
.rv-table tr:last-child td{border-bottom:0}
.rv-table td:first-child{font-weight:800;color:var(--rv-navy)}
.rv-services-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:2px;
  background:var(--rv-gold-border);
  border-radius:var(--rv-radius);
  overflow:hidden;
}
.rv-svc{
  background:#fff;
  padding:22px;
  transition:background .2s;
}
.rv-svc:hover{background:var(--rv-cream)}
.rv-svc h3{
  margin:0 0 8px;
  color:var(--rv-navy);
  font-family:'Playfair Display',serif;
  font-size:17px;
}
.rv-svc p{
  margin:0 0 10px;
  color:var(--rv-text);
  font-size:13.5px;
  line-height:1.62;
}
.rv-svc span{color:var(--rv-gold);font-weight:900;font-size:12.8px}
.rv-faq{display:grid;gap:10px}
.rv-faq details{
  background:#fff;
  border:1px solid var(--rv-border);
  border-radius:var(--rv-radius);
  overflow:hidden;
  box-shadow:0 8px 20px rgba(15,35,64,.04);
}
.rv-faq summary{
  list-style:none;
  cursor:pointer;
  padding:17px 46px 17px 20px;
  font-weight:900;
  color:var(--rv-navy);
  position:relative;
  font-size:14.5px;
}
.rv-faq summary::-webkit-details-marker{display:none}
.rv-faq summary:after{
  content:"+";
  position:absolute;
  right:18px;
  top:50%;
  transform:translateY(-50%);
  color:var(--rv-gold);
  font-size:22px;
}
.rv-faq details[open] summary:after{content:"−"}
.rv-faq-content{padding:0 20px 18px;color:var(--rv-text);font-size:14px;line-height:1.76}

/* Contact */
.rv-contact-section{background:var(--rv-cream-dark);padding:64px 24px 0}
.rv-contact-wrap{
  max-width:1160px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1fr 1.05fr;
  box-shadow:0 16px 42px rgba(15,35,64,.08);
}
.rv-contact-left{
  background:var(--rv-navy);
  padding:42px 38px;
  color:#fff;
  border-bottom:3px solid var(--rv-gold);
}
.rv-contact-left .rv-kicker{color:var(--rv-gold-light)}
.rv-contact-left h2{
  font-family:'Playfair Display',serif;
  font-size:clamp(24px,2.7vw,34px);
  line-height:1.16;
  margin:0 0 16px;
  color:#fff;
}
.rv-contact-left h2 em{font-style:normal;color:var(--rv-gold)}
.rv-contact-left p{
  color:rgba(235,240,245,.86);
  font-size:15px;
  line-height:1.74;
  margin:0 0 24px;
}
.rv-contact-list{
  list-style:none;
  padding:0;
  margin:0 0 26px;
  display:grid;
  gap:11px;
}
.rv-contact-list li{
  display:flex;
  gap:10px;
  align-items:flex-start;
  color:#fff;
  font-size:14px;
  line-height:1.45;
}
.rv-contact-list li:before{
  content:"✓";
  width:22px;
  height:22px;
  min-width:22px;
  border-radius:50%;
  background:rgba(201,168,76,.14);
  color:var(--rv-gold);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:10px;
  font-weight:900;
}
.rv-direct{
  border-top:1px solid rgba(201,168,76,.18);
  padding-top:20px;
}
.rv-direct strong{
  display:block;
  color:#AAB5C0;
  font-size:11px;
  letter-spacing:.12em;
  text-transform:uppercase;
  margin-bottom:12px;
}
.rv-direct a{
  display:block;
  color:#fff;
  font-weight:800;
  margin-bottom:8px;
}
.rv-direct a.whatsapp{color:#25D366}
.rv-direct small{
  display:block;
  color:#7E8EA2;
  margin-top:14px;
  font-size:12px;
}
.rv-contact-right{
  background:#fff;
  padding:42px 38px;
}
.rv-contact-right > p{
  margin:0 0 20px;
  color:var(--rv-text);
  font-size:14.5px;
}
.rv-contact-right strong{color:var(--rv-navy)}
.rv-contact-right label,
.rv-contact-right .forminator-label,
.rv-contact-right .wpforms-field-label{
  color:var(--rv-navy)!important;
  font-weight:800!important;
  font-size:13px!important;
}
.rv-contact-right input,
.rv-contact-right select,
.rv-contact-right textarea,
.rv-contact-right .forminator-input,
.rv-contact-right .forminator-select2,
.rv-contact-right .forminator-textarea{
  background:#fff!important;
  border:1px solid rgba(15,35,64,.16)!important;
  color:var(--rv-navy)!important;
  border-radius:4px!important;
  min-height:46px!important;
  box-shadow:none!important;
}
.rv-contact-right textarea,
.rv-contact-right .forminator-textarea{min-height:130px!important}
.rv-contact-right button,
.rv-contact-right input[type="submit"],
.rv-contact-right .forminator-button-submit,
.rv-contact-right .wpforms-submit{
  background:var(--rv-gold)!important;
  color:var(--rv-navy)!important;
  border-radius:5px!important;
  font-weight:900!important;
  min-height:48px!important;
  border:0!important;
  padding:13px 22px!important;
}

/* Sticky */
.rv-sticky{
  position:fixed;
  left:0;right:0;bottom:env(safe-area-inset-bottom);
  z-index:800;
  background:var(--rv-navy);
  border-top:2px solid var(--rv-gold);
  padding:11px 20px;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:12px;
  box-shadow:0 -4px 24px rgba(0,0,0,.24);
  transform:translateY(100%);
  transition:transform .3s ease;
}
.rv-sticky.on{transform:translateY(0)}
.rv-sticky span{color:#fff;font-size:13px;font-weight:800}
.rv-sticky a{
  background:var(--rv-gold);
  color:var(--rv-navy);
  padding:9px 17px;
  border-radius:5px;
  font-weight:900;
  font-size:13px;
}
.rv-sticky-close{
  position:absolute;
  right:14px;
  top:50%;
  transform:translateY(-50%);
  color:#9BADB8;
  font-size:22px;
  cursor:pointer;
  line-height:1;
}

/* mobile */
@media(max-width:1080px){
  .rv-hero-grid{grid-template-columns:1fr;gap:30px}
  .rv-hero-card{max-width:560px}
}
@media(max-width:980px){
  
  .rv-process{grid-template-columns:1fr}
  .rv-trust{grid-template-columns:1fr 1fr}
  .rv-checks{grid-template-columns:1fr}
  .rv-contact-wrap{grid-template-columns:1fr}
}
@media(max-width:768px){
  .rv-section{padding:48px 18px}
  .rv-hero{padding:42px 18px 0}
  
  .rv-hero h1{font-size:28px}
  .rv-actions{flex-direction:column}
  
  .rv-trust{grid-template-columns:1fr}
  .rv-trust div{border-right:0;border-bottom:1px solid rgba(201,168,76,.08)}
  
  .rv-contact-section{padding:54px 18px 0}
  .rv-contact-left,.rv-contact-right{padding:30px 22px}
  .rv-sticky{padding:10px 46px 10px 12px}
  .rv-sticky span{display:none}
  .rv-sticky a{width:100%;text-align:center}
}
@media(max-width:480px){
  .rv-hero h1{font-size:25px}
  .rv-head h2{font-size:24px}
  .rv-section{padding:42px 16px}
  .rv-hero{padding:36px 16px 0}
}

/* Patch 026 — TVA leader hero secondary CTA contrast */
.rv-hero .rv-actions a.rv-btn-outline{
  color:var(--rv-navy);
  background:var(--rv-cream);
  border:1px solid rgba(245,241,234,.92);
}
.rv-hero .rv-actions a.rv-btn-outline:hover,
.rv-hero .rv-actions a.rv-btn-outline:focus-visible{
  color:var(--rv-navy);
  background:#fff;
  border-color:#fff;
  transform:translateY(-1px);
  box-shadow:0 8px 24px rgba(0,0,0,.16);
}