@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,wght@0,300..900;1,300..900&family=Playfair+Display:wght@400;600;700;800&display=swap');
.rf12{
  --rf12-navy:#0F2340;
  --rf12-navy-2:#173555;
  --rf12-navy-3:#214568;
  --rf12-gold:#C9A84C;
  --rf12-gold-2:#E4C978;
  --rf12-cream:#F5F1EA;
  --rf12-cream-2:#ECE5DA;
  --rf12-white:#FFFFFF;
  --rf12-ink:#24384F;
  --rf12-text:#40556C;
  --rf12-muted:#7B8794;
  --rf12-line:rgba(15,35,64,.11);
  --rf12-gline:rgba(201,168,76,.26);
  --rf12-gsoft:rgba(201,168,76,.12);
  --rf12-radius:18px;
  --rf12-shadow:0 18px 48px rgba(15,35,64,.09);
}
.rf12, .rf12 *{box-sizing:border-box}
.rf12{
  font-family:'DM Sans',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  background:var(--rf12-cream);
  color:var(--rf12-navy);
  line-height:1.64;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
.rf12 a{color:inherit;text-decoration:none}
.rf12 p{margin:0;text-align:left;line-height:1.72;color:var(--rf12-text)}
.rf12 strong{font-weight:800;color:inherit}
.rf12 em{font-style:normal;color:var(--rf12-gold)}
.rf12-wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.rf12-section{padding:76px 0}
.rf12-section-tight{padding:50px 0}
.rf12-white{background:#fff}
.rf12-cream{background:var(--rf12-cream)}
.rf12-cream2{background:var(--rf12-cream-2)}
.rf12-navy{background:var(--rf12-navy)}
.rf12-kicker{display:inline-flex;align-items:center;gap:9px;font-size:11px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;color:var(--rf12-gold);margin-bottom:12px}
.rf12-kicker:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--rf12-gold)}
.rf12-head{max-width:820px;margin-bottom:34px}
.rf12-head.center{margin-left:auto;margin-right:auto;text-align:center}
.rf12-head h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(27px,3vw,42px);line-height:1.12;margin:0 0 13px;color:var(--rf12-navy)}
.rf12-head p{font-size:16px;max-width:760px}
.rf12-light .rf12-head h2,.rf12-light h2,.rf12-light h3{color:#fff!important}
.rf12-light p{color:rgba(232,238,245,.86)!important}
.rf12-btn,.rf12-btn-alt,.rf12-btn-text{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:12px 22px;border-radius:9px;font-size:15px;font-weight:850;transition:all .2s ease;cursor:pointer}
.rf12-btn{background:var(--rf12-gold);color:var(--rf12-navy)}
.rf12-btn:hover{background:var(--rf12-gold-2);transform:translateY(-2px);box-shadow:0 10px 25px rgba(201,168,76,.25)}
.rf12-btn-alt{border:1px solid var(--rf12-gline);background:rgba(201,168,76,.08);color:var(--rf12-gold)}
.rf12-btn-alt:hover{border-color:var(--rf12-gold);background:rgba(201,168,76,.16)}
.rf12-btn-text{padding-left:0;padding-right:0;border-radius:0;border-bottom:1px solid rgba(201,168,76,.34);color:rgba(232,238,245,.9)}
.rf12-btn-text:hover{color:var(--rf12-gold);border-color:var(--rf12-gold)}
.rf12-note{font-size:12.5px;color:var(--rf12-muted);line-height:1.55}
.rf12-mini{font-size:13px;color:var(--rf12-muted);line-height:1.6}

/* WordPress font hardening */
.rf12,.rf12 p,.rf12 li,.rf12 a,.rf12 span,.rf12 div,.rf12 button,.rf12 input,.rf12 textarea,.rf12 label{font-family:'DM Sans',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif!important}
.rf12 h1,.rf12 h2,.rf12 h3,.rf12 .rf12-service-num,.rf12 .rf12-step-num,.rf12 .rf12-price-amount{font-family:'Playfair Display',Georgia,serif!important}
.rf12-main{display:block}

/* v3 premium density */
.rf12-hero{padding:64px 0 0}
.rf12-hero-grid{grid-template-columns:minmax(0,1.08fr) 430px;gap:50px;align-items:stretch}
.rf12-hero-card{height:100%;display:flex;flex-direction:column;padding:30px}
.rf12-checks{gap:11px;flex:1}
.rf12-card-foot{margin-top:auto}
.rf12-trust{margin-top:38px}
.rf12-hero-sub{max-width:805px}
.rf12-hero-proof{margin-top:20px;border-left:3px solid var(--rf12-gold);background:rgba(255,255,255,.045);border-radius:0 14px 14px 0;padding:15px 18px;max-width:780px;color:rgba(232,238,245,.78);font-size:14.5px;line-height:1.65}
.rf12-hero-proof strong{display:block;color:#fff;margin-bottom:3px;font-size:14.5px}
.rf12-hero-proof span{color:rgba(232,238,245,.76)}
.rf12-editorial-note{margin-top:16px!important;color:var(--rf12-text);font-size:15.5px;line-height:1.75}
.rf12-price-context{display:block;margin-top:5px;color:var(--rf12-muted);font-size:12.4px;line-height:1.45}
.rf12-form-helper{font-size:13.5px;color:var(--rf12-text);line-height:1.55;background:var(--rf12-cream);border:1px solid var(--rf12-line);border-radius:12px;padding:12px 14px;margin-bottom:16px}

/* sticky */
.rf12-sticky{position:fixed;left:0;right:0;bottom:0;z-index:900;background:var(--rf12-navy);border-top:2px solid var(--rf12-gold);box-shadow:0 -8px 28px rgba(0,0,0,.22);transform:translateY(100%);transition:transform .28s ease}
.rf12-sticky.on{transform:translateY(0)}
.rf12-sticky-in{max-width:1180px;margin:0 auto;padding:12px 54px 12px 24px;display:flex;align-items:center;justify-content:center;gap:15px;position:relative}
.rf12-sticky p{color:rgba(232,238,245,.85);font-size:14px;line-height:1.45}
.rf12-sticky p strong{color:#fff}
.rf12-sticky-close{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:rgba(255,255,255,.58);font-size:23px;line-height:1;cursor:pointer;padding:6px}
.rf12-sticky-close:hover{color:#fff}
.rf12-sticky .rf12-btn-alt{border-color:rgba(255,255,255,.45);background:rgba(255,255,255,.08);color:#fff}
.rf12-sticky .rf12-btn-alt:hover{border-color:#fff;background:rgba(255,255,255,.16);color:#fff}
.rf12-sticky .rf12-btn{box-shadow:none}

/* hero */
.rf12-hero{background:var(--rf12-navy);position:relative;overflow:hidden;padding:72px 0 0}
.rf12-hero:before{content:"";position:absolute;right:-160px;top:-160px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(201,168,76,.14) 0%,rgba(201,168,76,.05) 34%,transparent 68%);pointer-events:none}
.rf12-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.5),transparent)}
.rf12-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) 390px;gap:58px;align-items:start;position:relative;z-index:1}
.rf12-badge{display:inline-flex;align-items:center;gap:9px;border:1px solid var(--rf12-gline);background:var(--rf12-gsoft);color:var(--rf12-gold);padding:7px 13px;border-radius:99px;font-size:11px;font-weight:850;letter-spacing:.12em;text-transform:uppercase;margin-bottom:22px}
.rf12-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(32px,3.35vw,48px);line-height:1.06;margin:0 0 18px;color:#fff;letter-spacing:-.02em;max-width:780px}
.rf12-hero-lead{font-size:18px;line-height:1.68;color:rgba(232,238,245,.9)!important;max-width:780px;margin-bottom:18px!important}
.rf12-hero-sub{font-size:15.5px;line-height:1.72;color:rgba(232,238,245,.76)!important;max-width:760px;margin-bottom:28px!important}
.rf12-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:22px}
.rf12-tags{display:flex;flex-wrap:wrap;gap:9px;margin:20px 0 0}
.rf12-tag{display:inline-flex;align-items:center;gap:7px;border:1px solid rgba(201,168,76,.18);background:rgba(255,255,255,.04);color:rgba(232,238,245,.82);font-size:13.5px;border-radius:999px;padding:7px 12px}
.rf12-tag b{color:var(--rf12-gold);font-weight:850}
.rf12-hero-card{background:var(--rf12-navy-2);border:1px solid var(--rf12-gline);border-radius:var(--rf12-radius);padding:26px;box-shadow:0 22px 54px rgba(0,0,0,.18)}
.rf12-card-title{font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.13em;color:var(--rf12-gold);margin-bottom:15px}
.rf12-checks{display:grid;gap:10px;margin:0 0 20px;padding:0;list-style:none}
.rf12-checks li{display:flex;gap:9px;align-items:flex-start;color:rgba(232,238,245,.88);font-size:14px;line-height:1.45}
.rf12-checks li:before{content:"✓";width:19px;height:19px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;background:rgba(201,168,76,.14);color:var(--rf12-gold);font-weight:900;font-size:11px;margin-top:1px}
.rf12-card-foot{border-top:1px solid rgba(201,168,76,.18);padding-top:16px;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.rf12-card-foot div{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.12);border-radius:12px;padding:12px;text-align:left}
.rf12-card-foot strong{display:block;color:#fff;font-size:15px;line-height:1.2;margin-bottom:2px}
.rf12-card-foot span{font-size:12px;color:rgba(232,238,245,.62);line-height:1.3}
.rf12-trust{margin-top:56px;border-top:1px solid rgba(201,168,76,.13);display:grid;grid-template-columns:repeat(4,1fr);position:relative;z-index:1}
.rf12-trust-item{padding:18px 18px 20px;border-right:1px solid rgba(201,168,76,.08);color:rgba(232,238,245,.68);font-size:13.5px;line-height:1.45}
.rf12-trust-item:last-child{border-right:0}
.rf12-trust-item strong{display:block;color:#fff;font-size:14px;margin-bottom:2px}

/* summary */
.rf12-summary{background:#fff;border-bottom:1px solid var(--rf12-line)}
.rf12-summary-box{max-width:1180px;margin:0 auto;padding:26px 24px;display:grid;grid-template-columns:200px minmax(0,1fr);gap:28px;align-items:start}
.rf12-summary-label{font-size:11px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;color:var(--rf12-gold);padding-top:4px}
.rf12-summary-copy{max-width:920px}
.rf12-summary p{font-size:16px;line-height:1.72;color:var(--rf12-ink);margin:0}
.rf12-summary-copy p + p{margin-top:12px}

/* intro */
.rf12-intro-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:54px;align-items:start}
.rf12-intro-card{background:#fff;border:1px solid var(--rf12-line);border-radius:var(--rf12-radius);padding:30px;box-shadow:var(--rf12-shadow)}
.rf12-intro-card h3{font-family:'Playfair Display',Georgia,serif;font-size:25px;line-height:1.2;margin:0 0 14px;color:var(--rf12-navy)}
.rf12-intro-card p+p{margin-top:13px}
.rf12-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
.rf12-metric{background:var(--rf12-cream);border:1px solid var(--rf12-line);border-radius:14px;padding:14px}
.rf12-metric strong{display:block;font-size:14px;color:var(--rf12-navy);line-height:1.25;margin-bottom:3px}
.rf12-metric span{display:block;font-size:12px;color:var(--rf12-muted);line-height:1.35}

/* services */
.rf12-services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rf12-service{background:#fff;border:1px solid var(--rf12-line);border-radius:var(--rf12-radius);padding:24px;min-height:210px;transition:all .18s ease;display:flex;flex-direction:column}
.rf12-service:hover{transform:translateY(-3px);box-shadow:var(--rf12-shadow);border-color:rgba(201,168,76,.35)}
.rf12-service-num{font-family:'Playfair Display',Georgia,serif;color:rgba(15,35,64,.16);font-weight:800;font-size:32px;line-height:1;margin-bottom:8px}
.rf12-service h3{font-family:'Playfair Display',Georgia,serif;font-size:21px;line-height:1.18;margin:0 0 8px;color:var(--rf12-navy)}
.rf12-service p{font-size:14.2px;margin-bottom:16px;flex:1}
.rf12-service span{display:inline-flex;color:var(--rf12-gold);font-size:14px;font-weight:850;margin-top:auto}

/* chooser */
.rf12-chooser{background:var(--rf12-navy);border-radius:24px;border:1px solid var(--rf12-gline);box-shadow:0 22px 55px rgba(15,35,64,.18);overflow:hidden}
.rf12-chooser-top{display:grid;grid-template-columns:.85fr 1.15fr;gap:0;border-bottom:1px solid rgba(201,168,76,.2)}
.rf12-chooser-copy{padding:32px;background:rgba(255,255,255,.035)}
.rf12-chooser-copy h2{font-family:'Playfair Display',Georgia,serif;font-size:31px;line-height:1.15;margin:0 0 12px;color:#fff}
.rf12-chooser-copy p{color:rgba(232,238,245,.82)!important;font-size:15px}
.rf12-chooser-note{padding:32px;color:rgba(232,238,245,.72);font-size:14.5px;line-height:1.7}
.rf12-chooser-list{display:grid;grid-template-columns:1fr 1fr}
.rf12-choice{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center;padding:20px 24px;border-top:1px solid rgba(201,168,76,.12);border-right:1px solid rgba(201,168,76,.12);transition:background .18s ease}
.rf12-choice:nth-child(1),.rf12-choice:nth-child(2){border-top:0}
.rf12-choice:nth-child(2n){border-right:0}
.rf12-choice:hover{background:rgba(255,255,255,.04)}
.rf12-choice strong{display:block;color:#fff;font-size:15.5px;margin-bottom:3px}
.rf12-choice span{display:block;color:rgba(232,238,245,.66);font-size:13.2px;line-height:1.45}
.rf12-arrow{width:30px;height:30px;border-radius:50%;background:rgba(201,168,76,.13);border:1px solid rgba(201,168,76,.24);color:var(--rf12-gold);display:flex;align-items:center;justify-content:center;font-weight:900}

/* profiles / method */
.rf12-two{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.rf12-profile{background:#fff;border:1px solid var(--rf12-line);border-radius:var(--rf12-radius);padding:28px;box-shadow:0 12px 32px rgba(15,35,64,.05)}
.rf12-profile h3{font-family:'Playfair Display',Georgia,serif;font-size:23px;line-height:1.18;margin:0 0 10px;color:var(--rf12-navy)}
.rf12-profile ul,.rf12-clean-list{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:9px}
.rf12-profile li,.rf12-clean-list li{position:relative;padding-left:24px;font-size:14.3px;color:var(--rf12-text);line-height:1.5}
.rf12-profile li:before,.rf12-clean-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--rf12-gold);font-weight:900}
.rf12-method{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.rf12-step{background:rgba(255,255,255,.055);border:1px solid rgba(201,168,76,.18);border-radius:16px;padding:22px}
.rf12-step-num{font-family:'Playfair Display',Georgia,serif;color:var(--rf12-gold);font-size:28px;line-height:1;margin-bottom:10px}
.rf12-step h3{font-size:16px;margin:0 0 7px;color:#fff}
.rf12-step p{font-size:13.5px;color:rgba(232,238,245,.72)!important;line-height:1.55}

/* practical situations */
.rf12-situations{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rf12-situation{background:var(--rf12-navy);color:#fff;border-radius:var(--rf12-radius);padding:26px;border:1px solid var(--rf12-gline)}
.rf12-city{display:inline-flex;background:var(--rf12-gsoft);border:1px solid var(--rf12-gline);color:var(--rf12-gold);padding:4px 10px;border-radius:99px;font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.1em;margin-bottom:14px}
.rf12-situation h3{font-family:'Playfair Display',Georgia,serif;font-size:21px;line-height:1.18;margin:0 0 10px;color:#fff}
.rf12-situation p{font-size:14px;color:rgba(232,238,245,.78)!important}
.rf12-result{margin-top:16px;padding:12px 14px;border-radius:12px;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.24);color:var(--rf12-gold);font-size:13px;font-weight:850;line-height:1.45}

/* pricing */
.rf12-pricing-note{background:#fff;border:1px solid rgba(201,168,76,.35);border-left:4px solid var(--rf12-gold);border-radius:16px;padding:20px 22px;margin-bottom:24px;box-shadow:0 12px 30px rgba(15,35,64,.05)}
.rf12-pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rf12-price{background:#fff;border:1px solid var(--rf12-line);border-radius:var(--rf12-radius);padding:26px;display:flex;flex-direction:column;box-shadow:0 12px 32px rgba(15,35,64,.05)}
.rf12-price.featured{background:var(--rf12-navy);border-color:var(--rf12-gline)}
.rf12-price-kicker{font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.12em;color:var(--rf12-gold);margin-bottom:8px}
.rf12-price h3{font-family:'Playfair Display',Georgia,serif;font-size:23px;line-height:1.18;margin:0 0 6px;color:var(--rf12-navy)}
.rf12-price.featured h3{color:#fff}
.rf12-price-amount{font-family:'Playfair Display',Georgia,serif;font-size:31px;font-weight:800;color:var(--rf12-gold);line-height:1.1;margin:8px 0 4px}
.rf12-price-amount small{font-family:'DM Sans',system-ui,sans-serif;font-size:14px;font-weight:600;color:var(--rf12-muted)}
.rf12-price.featured .rf12-mini,.rf12-price.featured li{color:rgba(232,238,245,.74)!important}
.rf12-price ul{padding:0;margin:18px 0 24px;list-style:none;display:grid;gap:9px;flex:1}
.rf12-price li{position:relative;padding-left:22px;font-size:14px;color:var(--rf12-text);line-height:1.45}
.rf12-price li:before{content:"✓";position:absolute;left:0;top:0;color:var(--rf12-gold);font-weight:900}

/* guides */
.rf12-guides{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.rf12-guide{background:#fff;border:1px solid var(--rf12-line);border-radius:16px;padding:20px;transition:all .18s ease;min-height:165px;display:flex;flex-direction:column}
.rf12-guide:hover{box-shadow:var(--rf12-shadow);border-color:rgba(201,168,76,.34);transform:translateY(-2px)}
.rf12-guide strong{display:block;font-family:'Playfair Display',Georgia,serif;font-size:18px;line-height:1.2;margin-bottom:7px;color:var(--rf12-navy)}
.rf12-guide span{font-size:13.5px;color:var(--rf12-text);line-height:1.5;display:block;margin-bottom:14px;flex:1}
.rf12-guide b{color:var(--rf12-gold);font-size:13px}

/* faq */
.rf12-faq{display:grid;gap:8px}
.rf12-faq-item{background:var(--rf12-navy-2);border:1px solid rgba(201,168,76,.16);border-radius:14px;overflow:hidden}
.rf12-faq-q{width:100%;background:transparent;border:0;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:14px;text-align:left;cursor:pointer;color:#fff}
.rf12-faq-q span:first-child{font-family:'DM Sans',sans-serif;font-size:15.5px;font-weight:700;line-height:1.5;letter-spacing:-.01em}
.rf12-faq-icon{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex:0 0 auto;background:rgba(201,168,76,.13);color:var(--rf12-gold);font-size:20px;transition:transform .25s ease}
.rf12-faq-item.open .rf12-faq-icon{transform:rotate(45deg)}
.rf12-faq-a{max-height:0;overflow:hidden;transition:max-height .32s ease,padding .2s ease;padding:0 22px}
.rf12-faq-item.open .rf12-faq-a{max-height:720px;padding:0 22px 20px}
.rf12-faq-a p{border-top:1px solid rgba(201,168,76,.14);padding-top:14px;color:rgba(232,238,245,.84)!important;font-size:15px;line-height:1.72}
.rf12-faq-a a{color:var(--rf12-gold);font-weight:850}

/* contact */
.rf12-contact-box{background:var(--rf12-navy);border:1px solid var(--rf12-gline);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:.9fr 1.1fr;box-shadow:0 22px 55px rgba(15,35,64,.18)}
.rf12-contact-copy{padding:36px;background:linear-gradient(145deg,var(--rf12-navy),var(--rf12-navy-2));color:#fff}
.rf12-contact-copy h2{font-family:'Playfair Display',Georgia,serif;font-size:34px;line-height:1.13;margin:0 0 12px;color:#fff}
.rf12-contact-copy p{color:rgba(232,238,245,.82)!important;margin-bottom:18px}
.rf12-contact-lines{display:grid;gap:10px;margin-top:22px}
.rf12-contact-lines a,.rf12-contact-lines div{display:flex;align-items:center;gap:9px;color:rgba(232,238,245,.78);font-size:14px}
.rf12-form{background:#fff;padding:32px}
.rf12-form-title{font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.12em;color:var(--rf12-gold);margin-bottom:14px}
.rf12-form .wpforms-container,.rf12-form form{margin:0!important}
.rf12-privacy{margin-top:14px;font-size:12.5px;color:var(--rf12-muted);line-height:1.55}


/* trust / about / anonymised reviews */
.rf12-about-grid{display:grid;grid-template-columns:minmax(0,1.02fr) 420px;gap:28px;align-items:stretch}
.rf12-about-panel,.rf12-about-card,.rf12-review-card,.rf12-sector-card{background:#fff;border:1px solid var(--rf12-line);border-radius:var(--rf12-radius);box-shadow:var(--rf12-shadow)}
.rf12-about-panel{padding:30px}
.rf12-about-panel h3{font-size:20px;line-height:1.25;margin:0 0 12px;color:var(--rf12-navy)}
.rf12-about-panel p{font-size:15px;line-height:1.74;margin-bottom:14px}
.rf12-about-note{border-left:3px solid var(--rf12-gold);background:var(--rf12-gsoft);border-radius:0 14px 14px 0;padding:14px 16px;margin-top:16px}
.rf12-about-note strong{display:block;color:var(--rf12-navy);font-size:14px;margin-bottom:3px}
.rf12-about-note span{display:block;color:var(--rf12-text);font-size:13.5px;line-height:1.62}
.rf12-about-card{padding:24px}
.rf12-about-card h3{font-size:18px;margin:0 0 14px;color:var(--rf12-navy)}
.rf12-sector-list{display:grid;gap:10px}
.rf12-sector-line{display:grid;grid-template-columns:118px 1fr;gap:10px;align-items:start;border-top:1px solid var(--rf12-line);padding-top:10px}
.rf12-sector-line:first-child{border-top:0;padding-top:0}
.rf12-sector-line strong{font-size:13.5px;color:var(--rf12-navy);line-height:1.4}
.rf12-sector-line span{font-size:13.2px;color:var(--rf12-text);line-height:1.5}
.rf12-reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rf12-review-card{padding:24px;display:flex;flex-direction:column;min-height:100%}
.rf12-review-sector{display:inline-flex;align-items:center;width:max-content;max-width:100%;border:1px solid var(--rf12-gline);background:var(--rf12-gsoft);color:var(--rf12-gold);border-radius:999px;padding:5px 10px;font-size:10.8px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;line-height:1.25}
.rf12-review-card p{font-size:14.5px;line-height:1.72;color:var(--rf12-text);margin-bottom:16px!important}
.rf12-review-card strong{display:block;margin-top:auto;font-size:13.5px;color:var(--rf12-navy);line-height:1.45}
.rf12-reviews-note{margin-top:18px!important;font-size:12.8px;color:var(--rf12-muted);line-height:1.6;max-width:860px}
.rf12-mobile-cta{display:none;margin:0 0 18px;padding:16px;border:1px solid var(--rf12-line);border-radius:14px;background:#fff}
.rf12-mobile-cta p{font-size:13.8px;line-height:1.55;margin-bottom:12px!important;color:var(--rf12-text)}
.rf12-mobile-cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.rf12-mobile-cta-actions a{flex:1;min-width:145px}
.rf12-intent-box{border:1px solid var(--rf12-line);background:#fff;border-radius:16px;padding:18px 22px;box-shadow:0 10px 28px rgba(15,35,64,.045)}
.rf12-intent-box strong{display:block;color:var(--rf12-navy);font-size:14px;margin-bottom:5px}
.rf12-intent-box p{font-size:13.8px;line-height:1.66;color:var(--rf12-text);margin:0}


/* premium trust additions */
.rf12-proof-points{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px;max-width:780px}
.rf12-proof-point{border:1px solid rgba(201,168,76,.22);background:rgba(255,255,255,.045);border-radius:12px;padding:11px 12px;color:rgba(232,238,245,.84);font-size:12.8px;line-height:1.42}
.rf12-proof-point strong{display:block;color:#fff;font-size:13px;margin-bottom:2px}
.rf12-early-trust{display:grid;grid-template-columns:1.05fr 1.35fr;gap:28px;align-items:stretch}
.rf12-early-copy{background:var(--rf12-navy);border:1px solid var(--rf12-gline);border-radius:20px;padding:26px;box-shadow:0 16px 42px rgba(15,35,64,.09)}
.rf12-early-copy h2{font-family:'Playfair Display',Georgia,serif;font-size:29px;line-height:1.15;margin:0 0 12px;color:#fff}
.rf12-early-copy p{color:rgba(232,238,245,.84)!important;font-size:15px;line-height:1.7}
.rf12-early-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.rf12-early-item{background:#fff;border:1px solid var(--rf12-line);border-radius:16px;padding:18px;box-shadow:0 12px 32px rgba(15,35,64,.055)}
.rf12-early-item strong{display:block;color:var(--rf12-navy);font-size:14.5px;line-height:1.35;margin-bottom:5px}
.rf12-early-item span{display:block;color:var(--rf12-text);font-size:13.4px;line-height:1.55}
.rf12-audit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.rf12-audit-card{background:#fff;border:1px solid var(--rf12-line);border-radius:16px;padding:18px;box-shadow:0 12px 32px rgba(15,35,64,.052)}
.rf12-audit-card strong{display:block;color:var(--rf12-navy);font-size:14.5px;margin-bottom:5px;line-height:1.35}
.rf12-audit-card span{display:block;color:var(--rf12-text);font-size:13.3px;line-height:1.55}
.rf12-fit-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.rf12-fit-card{background:#fff;border:1px solid var(--rf12-line);border-radius:18px;padding:24px;box-shadow:0 14px 36px rgba(15,35,64,.06)}
.rf12-fit-card.is-good{border-top:4px solid var(--rf12-gold)}
.rf12-fit-card.is-not{border-top:4px solid rgba(15,35,64,.22)}
.rf12-fit-card h3{font-family:'Playfair Display',Georgia,serif;font-size:22px;line-height:1.18;margin:0 0 12px;color:var(--rf12-navy)}
.rf12-fit-card ul{margin:0;padding:0;list-style:none;display:grid;gap:9px}
.rf12-fit-card li{position:relative;padding-left:22px;color:var(--rf12-text);font-size:14.3px;line-height:1.55}
.rf12-fit-card li:before{content:"";position:absolute;left:0;top:.67em;width:8px;height:8px;border-radius:50%;background:var(--rf12-gold)}
.rf12-fit-card.is-not li:before{background:rgba(15,35,64,.28)}
.rf12-resources-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rf12-resource{background:#fff;border:1px solid rgba(201,168,76,.22);border-radius:18px;padding:22px;display:flex;flex-direction:column;min-height:190px;box-shadow:0 12px 32px rgba(0,0,0,.08)}
.rf12-resource small{display:block;color:var(--rf12-gold);font-weight:850;letter-spacing:.08em;text-transform:uppercase;font-size:10.6px;margin-bottom:8px}
.rf12-resource strong{font-family:'Playfair Display',Georgia,serif;display:block;color:var(--rf12-navy);font-size:20px;line-height:1.18;margin-bottom:9px}
.rf12-resource p{color:var(--rf12-text)!important;font-size:13.7px;line-height:1.6;flex:1;margin-bottom:14px}
.rf12-resource span{color:var(--rf12-gold);font-weight:850;font-size:13.4px}
.rf12-navy .rf12-resource{background:rgba(255,255,255,.055);border-color:rgba(201,168,76,.18)}
.rf12-navy .rf12-resource strong{color:#fff}
.rf12-navy .rf12-resource p{color:rgba(232,238,245,.82)!important}

/* related */
.rf12-related{border-top:1px solid var(--rf12-line);background:#fff;padding:24px 0}
.rf12-related-in{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.rf12-related-label{font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.12em;color:var(--rf12-muted);margin-right:4px}
.rf12-pill{display:inline-flex;border:1px solid var(--rf12-line);border-radius:999px;background:var(--rf12-cream);padding:7px 13px;font-size:13px;color:var(--rf12-navy);transition:all .18s ease}
.rf12-pill:hover{border-color:var(--rf12-gold);color:var(--rf12-gold)}

/* v3 final overrides after base rules */
.rf12 .rf12-hero{padding:64px 0 0!important}
.rf12 .rf12-hero-grid{grid-template-columns:minmax(0,1.08fr) 430px!important;gap:50px!important;align-items:stretch!important}
.rf12 .rf12-hero-card{height:100%!important;display:flex!important;flex-direction:column!important;padding:30px!important}
.rf12 .rf12-checks{gap:11px!important;flex:1!important}
.rf12 .rf12-card-foot{margin-top:auto!important}
.rf12 .rf12-trust{margin-top:38px!important}
.rf12 .rf12-hero-sub{max-width:805px!important;margin-bottom:18px!important}
.rf12 .rf12-hero-proof{margin-top:20px!important}
.rf12 .rf12-card-foot span{line-height:1.42!important}

@media(max-width:1024px){
  .rf12 .rf12-hero{padding-top:56px!important}
  .rf12 .rf12-hero-grid{grid-template-columns:1fr!important;gap:28px!important}
  .rf12-hero{padding-top:56px}
  .rf12-hero-grid,.rf12-intro-grid,.rf12-chooser-top,.rf12-contact-box,.rf12-early-trust{grid-template-columns:1fr;gap:28px}
  .rf12-hero-card{max-width:680px}
  .rf12-trust{grid-template-columns:repeat(2,1fr)}
  .rf12-services-grid,.rf12-situations,.rf12-pricing-grid,.rf12-audit-grid,.rf12-resources-grid{grid-template-columns:1fr 1fr}
  .rf12-method,.rf12-guides,.rf12-reviews-grid{grid-template-columns:1fr 1fr}
  .rf12-about-grid{grid-template-columns:1fr}
  .rf12-summary-box{grid-template-columns:1fr;gap:8px}
  .rf12-chooser-list{grid-template-columns:1fr}
  .rf12-choice,.rf12-choice:nth-child(2n){border-right:0}
  .rf12-choice:nth-child(2){border-top:1px solid rgba(201,168,76,.12)}
}
@media(max-width:720px){
  .rf12-section{padding:58px 0}
  .rf12-wrap{padding:0 16px}
  .rf12-hero{padding:40px 0 0}
  .rf12-hero h1{font-size:clamp(30px,9.2vw,42px)}
  .rf12-hero-lead{font-size:16px}
  .rf12-badge{border-radius:12px;align-items:flex-start;line-height:1.35}
  .rf12-actions{align-items:stretch;flex-direction:column;gap:10px}
  .rf12-btn,.rf12-btn-alt{width:100%}
  .rf12-btn-text{justify-content:flex-start;width:max-content}
  .rf12-card-foot,.rf12-trust,.rf12-services-grid,.rf12-two,.rf12-situations,.rf12-pricing-grid,.rf12-method,.rf12-guides,.rf12-metrics,.rf12-about-grid,.rf12-reviews-grid,.rf12-proof-points,.rf12-early-list,.rf12-audit-grid,.rf12-fit-grid,.rf12-resources-grid{grid-template-columns:1fr}
  .rf12-trust-item{border-right:0;border-bottom:1px solid rgba(201,168,76,.08)}
  .rf12-trust-item:last-child{border-bottom:0}
  .rf12-chooser-copy,.rf12-chooser-note,.rf12-contact-copy,.rf12-form{padding:24px}
  .rf12-mobile-cta{display:block}
  .rf12-sector-line{grid-template-columns:1fr;gap:3px}
  .rf12-sticky{display:none}
}