:root{--rb-navy:#0F2340;--rb-navy-mid:#1A3A5C;--rb-navy-light:#234870;--rb-gold:#C9A84C;--rb-gold-light:#E2C97A;--rb-gold-soft:rgba(201,168,76,.12);--rb-gold-border:rgba(201,168,76,.24);--rb-cream:#F5F1EA;--rb-cream-dark:#EDE8DF;--rb-white:#fff;--rb-text:#3D4F63;--rb-muted:#7B8794;--rb-border:rgba(15,35,64,.1);--rb-green:#16a34a;--rb-red:#dc2626;--rb-amber:#b45309;--rb-blue:#2563eb;--rb-radius:16px;--rb-shadow:0 16px 42px rgba(15,35,64,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',sans-serif;background:var(--rb-cream);color:var(--rb-navy);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}a{color:inherit}.rb-page{background:var(--rb-cream);overflow:hidden}.rb-section{padding:72px 24px}.rb-white{background:#fff}.rb-cream{background:var(--rb-cream)}.rb-cream-dark{background:var(--rb-cream-dark)}.rb-navy{background:var(--rb-navy)}.rb-mid{background:var(--rb-navy-mid)}.rb-kicker{display:inline-block;color:var(--rb-gold);font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px}.rb-section-head{max-width:830px;margin-bottom:36px}.rb-section-head h2{font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,40px);line-height:1.14;margin:0 0 14px;color:var(--rb-navy)}.rb-section-head p{margin:0;color:var(--rb-text);font-size:15.5px;line-height:1.76}.rb-light h2,.rb-light p{color:#fff!important}.rb-light p{color:rgba(232,238,245,.86)!important}.rb-btn,.rb-btn-outline,.rb-btn-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;padding:13px 24px;border-radius:7px;font-size:15px;font-weight:800;text-decoration:none;transition:all .22s ease}.rb-btn{background:var(--rb-gold);color:var(--rb-navy)}.rb-btn:hover{background:var(--rb-gold-light);transform:translateY(-2px);box-shadow:0 10px 30px rgba(201,168,76,.25)}.rb-btn-outline{color:var(--rb-gold);border:1px solid var(--rb-gold-border);background:rgba(201,168,76,.08)}.rb-btn-outline:hover{border-color:var(--rb-gold);background:rgba(201,168,76,.16)}.rb-btn-ghost{color:rgba(232,238,245,.88);padding-left:0;padding-right:0;border-bottom:1px solid rgba(201,168,76,.28);border-radius:0}.rb-btn-ghost:hover{color:var(--rb-gold)}
.rb-sticky{position:fixed;bottom:0;left:0;right:0;z-index:800;background:var(--rb-navy);border-top:2px solid var(--rb-gold);padding:12px 20px;display:flex;align-items:center;justify-content:center;gap:14px;box-shadow:0 -4px 24px rgba(0,0,0,.30);transform:translateY(100%);transition:transform .3s ease}.rb-sticky.on{transform:translateY(0)}.rb-sticky span{color:rgba(232,238,245,.9);font-size:13px}.rb-sticky strong{color:#fff}.rb-sticky-x{position:absolute;right:14px;top:50%;transform:translateY(-50%);background:transparent;border:0;color:var(--rb-muted);font-size:22px;line-height:1;cursor:pointer}
.rb-hero{position:relative;overflow:hidden;background:var(--rb-navy);padding:60px 24px 0}.rb-hero::before{content:"";position:absolute;width:720px;height:720px;right:-170px;top:-190px;background:radial-gradient(circle,rgba(201,168,76,.10) 0%,transparent 66%);pointer-events:none}.rb-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(201,168,76,.35),transparent)}.rb-hero-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:48px;align-items:center;position:relative;z-index:2}.rb-hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--rb-gold-soft);border:1px solid rgba(201,168,76,.3);color:var(--rb-gold-light);padding:7px 14px;border-radius:5px;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px}.rb-dot{width:7px;height:7px;border-radius:50%;background:var(--rb-gold);flex-shrink:0}.rb-hero h1{font-family:'Playfair Display',serif;font-size:clamp(30px,4vw,50px);line-height:1.08;color:#fff;margin:0 0 16px;max-width:820px}.rb-hero h1 em{display:block;font-style:normal;color:var(--rb-gold);font-size:.82em;line-height:1.18;margin-top:8px}.rb-hero-intro{font-size:16px;color:rgba(232,238,245,.96);line-height:1.72;margin:0 0 18px;max-width:700px;font-weight:700;border-left:3px solid var(--rb-gold);padding-left:16px}.rb-hero-lead{font-size:15.5px;color:rgba(232,238,245,.84);line-height:1.78;margin:0 0 24px;max-width:680px}.rb-hero-checks{display:grid;grid-template-columns:1fr 1fr;gap:9px 14px;max-width:700px;margin-bottom:20px}.rb-hcheck{display:flex;gap:9px;color:rgba(232,238,245,.9);font-size:13px;line-height:1.45}.rb-check{width:19px;height:19px;min-width:19px;border-radius:50%;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.35);color:var(--rb-gold);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:900;margin-top:1px}.rb-hero-card{background:var(--rb-navy-mid);border:1px solid var(--rb-gold-border);border-radius:var(--rb-radius);overflow:hidden;box-shadow:0 22px 55px rgba(0,0,0,.12)}.rb-card-head{padding:15px 20px;background:linear-gradient(135deg,var(--rb-gold),var(--rb-gold-light));color:var(--rb-navy);font-weight:900;font-size:14px}.rb-card-body{padding:18px 20px}.rb-row{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid rgba(201,168,76,.08)}.rb-row:last-child{border-bottom:0}.rb-row span:first-child{color:#D4DCE5;font-size:13px;line-height:1.45}.rb-row span:last-child{color:var(--rb-gold);font-size:12.5px;font-weight:900;white-space:nowrap;text-align:right}.rb-card-note{margin:14px 20px 20px;padding:12px 14px;border:1px solid rgba(201,168,76,.18);background:rgba(255,255,255,.05);border-radius:10px;color:rgba(232,238,245,.78);font-size:12.5px;line-height:1.6}.rb-trust{max-width:1160px;margin:48px auto 0;display:grid;grid-template-columns:repeat(4,1fr);position:relative;z-index:3}.rb-trust-item{padding:18px 20px;background:rgba(255,255,255,.04);border-top:1px solid rgba(201,168,76,.12);border-right:1px solid rgba(201,168,76,.08)}.rb-trust-item:last-child{border-right:0}.rb-trust-item strong{display:block;color:#fff;font-size:13px;margin-bottom:4px}.rb-trust-item span{display:block;color:rgba(232,238,245,.67);font-size:12px;line-height:1.45}
.rb-toc{background:#fff;border-bottom:1px solid var(--rb-border);padding:18px 24px;position:sticky;top:0;z-index:120}.rb-toc-inner{max-width:1160px;margin:0 auto;display:flex;gap:10px;flex-wrap:wrap;align-items:center}.rb-toc strong{font-size:12px;color:var(--rb-navy);margin-right:6px}.rb-toc a{font-size:12.5px;text-decoration:none;color:var(--rb-text);background:var(--rb-cream);border:1px solid var(--rb-border);padding:7px 11px;border-radius:999px}.rb-toc a:hover{border-color:var(--rb-gold);color:var(--rb-navy)}
.rb-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.rb-card{background:#fff;border:1px solid var(--rb-border);border-radius:var(--rb-radius);padding:22px;box-shadow:var(--rb-shadow)}.rb-card h3{font-size:16px;line-height:1.25;margin:0 0 8px;color:var(--rb-navy)}.rb-card p{font-size:14px;color:var(--rb-text);line-height:1.68;margin:0}.rb-card small{display:block;margin-top:12px;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--rb-gold)}.rb-icon{width:34px;height:34px;border-radius:10px;background:var(--rb-gold-soft);border:1px solid var(--rb-gold-border);display:flex;align-items:center;justify-content:center;color:var(--rb-gold);font-weight:900;margin-bottom:14px}.rb-alert{border-left:4px solid var(--rb-gold);border-radius:0 var(--rb-radius) var(--rb-radius) 0;background:rgba(201,168,76,.09);padding:18px 22px;margin:24px 0}.rb-alert strong{display:block;color:var(--rb-navy);font-size:14px;margin-bottom:5px}.rb-alert p{margin:0;color:var(--rb-text);font-size:13.5px;line-height:1.68}.rb-alert.dark{background:rgba(255,255,255,.075);border:1px solid rgba(201,168,76,.30);border-left:4px solid var(--rb-gold)}.rb-alert.dark strong{color:#fff}.rb-alert.dark p{color:rgba(236,242,248,.88)}
.rb-table{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--rb-border);border-radius:var(--rb-radius);overflow:hidden;box-shadow:var(--rb-shadow)}.rb-table th{background:var(--rb-navy);color:#fff;text-align:left;padding:15px 16px;font-size:13px}.rb-table td{padding:15px 16px;border-bottom:1px solid var(--rb-border);font-size:14px;color:var(--rb-text);vertical-align:top}.rb-table tr:last-child td{border-bottom:0}.rb-table td:first-child{font-weight:800;color:var(--rb-navy);width:27%}.rb-pill{display:inline-flex;background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.25);border-radius:999px;color:var(--rb-navy);font-weight:800;font-size:12px;padding:5px 9px}.rb-bad{background:rgba(220,38,38,.08);border-color:rgba(220,38,38,.18)}.rb-ok{background:rgba(22,163,74,.08);border-color:rgba(22,163,74,.18)}
.rb-compare{display:grid;grid-template-columns:1fr 1fr;gap:20px}.rb-compare-box{border-radius:var(--rb-radius);padding:22px;border:1px solid var(--rb-border);background:#fff}.rb-compare-box h3{margin:0 0 10px;font-size:17px}.rb-compare-box ul{margin:0;padding-left:18px;color:var(--rb-text);font-size:14px;line-height:1.75}.rb-danger{border-color:rgba(220,38,38,.22);background:rgba(220,38,38,.055)}.rb-safe{border-color:rgba(22,163,74,.22);background:rgba(22,163,74,.055)}.rb-step{display:flex;gap:15px;padding:18px;border-radius:var(--rb-radius);background:#fff;border:1px solid var(--rb-border);box-shadow:var(--rb-shadow)}.rb-step-n{width:34px;height:34px;border-radius:999px;background:var(--rb-navy);color:var(--rb-gold);font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}.rb-step h3{font-size:15px;margin:0 0 5px}.rb-step p{font-size:13.5px;margin:0;color:var(--rb-text);line-height:1.65}
.rb-form-grid{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:42px;align-items:start}.rb-form-text h2{font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,38px);line-height:1.15;margin:0 0 14px;color:#fff}.rb-form-text h2 em{color:var(--rb-gold);font-style:normal}.rb-form-text p{color:rgba(232,238,245,.82);font-size:15px;line-height:1.75;margin:0 0 20px}.rb-list{list-style:none;padding:0;margin:0;display:grid;gap:9px}.rb-list li{position:relative;color:rgba(232,238,245,.88);font-size:13.5px;padding-left:24px}.rb-list li:before{content:"✓";position:absolute;left:0;color:var(--rb-gold);font-weight:900}.rb-form-box{background:#fff;border-radius:var(--rb-radius);padding:24px;box-shadow:0 18px 50px rgba(0,0,0,.16);border:1px solid var(--rb-gold-border)}.rb-form-box h3{font-size:18px;margin:0 0 8px}.rb-form-box p{font-size:13.5px;color:var(--rb-text);margin:0 0 18px;line-height:1.65}.rb-form-box input,.rb-form-box textarea,.rb-form-box select{width:100%;border:1px solid rgba(15,35,64,.14);border-radius:8px;padding:12px 13px;font-family:'DM Sans',sans-serif;font-size:14px}.rb-form-box input[type="submit"],.rb-form-box button[type="submit"],.rb-form-box .wpcf7-submit{background:var(--rb-gold)!important;color:var(--rb-navy)!important;border:0!important;font-weight:900;cursor:pointer}.rb-contact-mini{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.rb-contact-mini a{color:var(--rb-gold);font-size:13px;text-decoration:none;border-bottom:1px solid rgba(201,168,76,.35)}
.rb-faq{display:grid;gap:12px}.rb-faq-item{background:#fff;border:1px solid var(--rb-border);border-radius:12px;overflow:hidden}.rb-faq-q{width:100%;border:0;background:#fff;display:flex;justify-content:space-between;gap:15px;text-align:left;padding:18px 20px;color:var(--rb-navy);font-family:'DM Sans',sans-serif;font-size:15px;font-weight:900;cursor:pointer}.rb-faq-q span:last-child{color:var(--rb-gold);font-size:21px;line-height:1}.rb-faq-a{max-height:0;overflow:hidden;transition:max-height .28s ease}.rb-faq-a.open{max-height:520px}.rb-faq-a p{margin:0;padding:0 20px 18px;color:var(--rb-text);font-size:14px;line-height:1.75}.rb-related a{text-decoration:none}.rb-related .rb-card{transition:all .22s ease}.rb-related .rb-card:hover{transform:translateY(-3px);border-color:var(--rb-gold-border)}
@media(max-width:980px){.rb-hero-card{max-width:620px}.rb-trust{grid-template-columns:repeat(2,1fr)}.rb-grid-4{grid-template-columns:repeat(2,1fr)}.rb-grid-3{grid-template-columns:repeat(2,1fr)}.rb-compare{grid-template-columns:1fr}.rb-toc{position:relative}}
@media(max-width:680px){.rb-wrap{padding:0 16px}.rb-section{padding:52px 16px}.rb-hero{padding:44px 16px 0}.rb-hero-grid{gap:30px}.rb-hero h1{font-size:32px}.rb-trust-item{border-right:0}.rb-hero-actions .rb-btn,.rb-hero-actions .rb-btn-outline,.rb-btn,.rb-btn-outline{width:100%;text-align:center}.rb-card,.rb-form-box{padding:18px}.rb-table,.rb-table tbody,.rb-table tr,.rb-table td{display:block;width:100%}.rb-table thead{display:none}.rb-table td{border-bottom:0;padding:11px 14px}.rb-table td:first-child{width:100%;background:var(--rb-cream);border-top:1px solid var(--rb-border)}.rb-sticky{padding:10px 44px 10px 12px;justify-content:flex-start}.rb-sticky span{font-size:12px}.rb-sticky .rb-btn{display:none}.rb-toc-inner{gap:7px}.rb-toc a{font-size:12px;padding:7px 9px}}