:root{
  --rfe-navy:#0F2340;
  --rfe-navy-mid:#1A3A5C;
  --rfe-navy-light:#234870;
  --rfe-gold:#C9A84C;
  --rfe-gold-light:#E2C97A;
  --rfe-gold-soft:rgba(201,168,76,.12);
  --rfe-gold-border:rgba(201,168,76,.24);
  --rfe-cream:#F5F1EA;
  --rfe-cream-dark:#EDE8DF;
  --rfe-text:#3D4F63;
  --rfe-muted:#7B8794;
  --rfe-teal:#0E7490;
  --rfe-teal-soft:rgba(14,116,144,.12);
  --rfe-teal-border:rgba(14,116,144,.28);
  --rfe-radius:10px;
  --rfe-shadow:0 16px 42px rgba(15,35,64,.09);
}

.rfe-page,.rfe-page *{box-sizing:border-box}
.rfe-page{
  width:100vw;max-width:none!important;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);
  overflow:hidden;background:var(--rfe-cream);color:var(--rfe-navy);
  font-family:'DM Sans',sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased
}
.rfe-page a{color:inherit;text-decoration:none}
.rfe-wrap{width:100%;max-width:1180px;margin:0 auto;padding:0 24px}
.rfe-section{padding:60px 0;overflow:hidden}
.rfe-white{background:#fff}.rfe-cream{background:var(--rfe-cream)}.rfe-cream-dark{background:var(--rfe-cream-dark)}
.rfe-navy{background:var(--rfe-navy)}.rfe-navy-mid{background:var(--rfe-navy-mid)}
.rfe-head{max-width:820px;margin-bottom:32px}
.rfe-tag{display:inline-flex;align-items:center;gap:8px;margin-bottom:14px;padding:5px 13px;border:1px solid var(--rfe-gold-border);border-radius:20px;background:var(--rfe-gold-soft);color:#8A6A16;font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.rfe-dark .rfe-tag{color:var(--rfe-gold-light)}
.rfe-title{margin:0 0 14px;color:var(--rfe-navy);font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,38px);line-height:1.16}
.rfe-title em{color:var(--rfe-gold);font-style:normal}.rfe-dark .rfe-title{color:#fff}
.rfe-sub{max-width:720px;margin:0;color:var(--rfe-text);font-size:15px;line-height:1.75}.rfe-dark .rfe-sub{color:rgba(232,238,245,.84)}
.rfe-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:13px 24px;border:0;border-radius:5px;background:var(--rfe-gold);color:var(--rfe-navy)!important;font:800 14.5px/1.35 'DM Sans',sans-serif;text-align:center;cursor:pointer;transition:.2s ease}
.rfe-btn:hover{background:var(--rfe-gold-light);transform:translateY(-2px);box-shadow:0 10px 28px rgba(201,168,76,.26)}
.rfe-link{display:inline-flex;padding:12px 0;border-bottom:1px solid var(--rfe-gold-border);color:rgba(232,238,245,.86)!important;font-size:14px;font-weight:700}.rfe-link:hover{color:var(--rfe-gold-light)!important}

.rfe-sticky{position:fixed;left:0;right:0;bottom:0;z-index:700;display:flex;align-items:center;justify-content:center;gap:14px;padding:11px 20px;border-top:2px solid var(--rfe-gold);background:var(--rfe-navy);box-shadow:0 -4px 22px rgba(0,0,0,.28);transform:translateY(100%);transition:transform .3s ease}
.rfe-sticky.on{transform:translateY(0)}.rfe-sticky p{margin:0;color:rgba(232,238,245,.9);font-size:13px}.rfe-sticky strong{color:#fff}.rfe-sticky em{color:var(--rfe-gold-light);font-style:normal;font-weight:800}
.rfe-sticky .rfe-btn{min-height:38px;padding:9px 18px;font-size:12.5px}.rfe-sticky-close{position:absolute;right:14px;border:0;background:transparent;color:#9BADB8;font-size:22px;cursor:pointer}

.rfe-hero{position:relative;overflow:hidden;padding:50px 24px 0;background:var(--rfe-navy)}
.rfe-hero::before{content:"";position:absolute;right:-110px;top:-160px;width:700px;height:700px;background:radial-gradient(circle,rgba(14,116,144,.16),transparent 66%);pointer-events:none}
.rfe-hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:44px;align-items:start;max-width:1180px;margin:0 auto}
.rfe-badge{display:inline-flex;align-items:center;gap:8px;margin-bottom:17px;padding:6px 13px;border:1px solid var(--rfe-teal-border);border-radius:5px;background:var(--rfe-teal-soft);color:#67E8F9;font-size:10.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.rfe-dot{width:7px;height:7px;border-radius:50%;background:#67E8F9}
.rfe-hero h1{max-width:720px;margin:0 0 16px;color:#fff;font-family:'Playfair Display',serif;font-size:clamp(30px,4vw,48px);line-height:1.08}.rfe-hero h1 em{display:block;margin-top:6px;color:var(--rfe-gold);font-style:normal;font-size:.86em}
.rfe-hero-lead{max-width:640px;margin:0 0 22px;color:rgba(232,238,245,.88);font-size:15.5px;line-height:1.75}
.rfe-checks{display:flex;flex-direction:column;gap:8px;margin-bottom:25px}.rfe-check{display:flex;gap:9px;color:rgba(232,238,245,.91);font-size:13.5px;line-height:1.52}.rfe-check b{display:grid;place-items:center;width:20px;height:20px;min-width:20px;margin-top:1px;border:1px solid var(--rfe-teal-border);border-radius:50%;background:var(--rfe-teal-soft);color:#67E8F9;font-size:10px}
.rfe-actions{display:flex;align-items:center;gap:15px;flex-wrap:wrap}
.rfe-hero-card{overflow:hidden;border:1px solid var(--rfe-gold-border);border-radius:var(--rfe-radius);background:var(--rfe-navy-mid);box-shadow:0 22px 52px rgba(0,0,0,.15)}
.rfe-hero-card-head{padding:15px 20px;background:linear-gradient(135deg,var(--rfe-gold),var(--rfe-gold-light));color:var(--rfe-navy)}
.rfe-hero-card-head strong{display:block;font-size:14.5px}.rfe-hero-card-head span{font-size:11.5px;opacity:.72}
.rfe-package{margin:17px 20px;padding:15px;border:1px solid var(--rfe-teal-border);border-radius:8px;background:var(--rfe-teal-soft)}
.rfe-package.gold{border-color:var(--rfe-gold-border);background:var(--rfe-gold-soft)}
.rfe-package-top{display:flex;justify-content:space-between;gap:12px;margin-bottom:8px;color:#fff;font-size:13px;font-weight:800}.rfe-package-top strong{color:#67E8F9;font-family:'Playfair Display',serif;font-size:18px}.rfe-package.gold .rfe-package-top strong{color:var(--rfe-gold-light)}
.rfe-package p{margin:0;color:rgba(232,238,245,.78);font-size:12px;line-height:1.6}.rfe-hero-card .rfe-btn{width:100%;border-radius:0}.rfe-card-note{margin:0;padding:9px 18px 12px;color:#9BADB8;font-size:11px;text-align:center}
.rfe-trust{position:relative;z-index:2;display:grid;grid-template-columns:repeat(4,1fr);max-width:1180px;margin:28px auto 0;border-top:1px solid rgba(201,168,76,.1)}
.rfe-trust div{padding:13px 15px;border-right:1px solid rgba(201,168,76,.08);color:#9BADB8;font-size:12.3px}.rfe-trust div:last-child{border-right:0}

.rfe-bar{border-top:3px solid var(--rfe-teal);border-bottom:1px solid var(--rfe-teal-border);background:var(--rfe-navy)}
.rfe-bar-in{display:flex;align-items:center;gap:16px;max-width:1180px;margin:0 auto;padding:15px 24px;color:#E6EDF5;font-size:13.5px}.rfe-bar-in span{font-size:20px}
.rfe-page .rfe-bar .rfe-bar-in p{flex:1;margin:0;color:#E6EDF5!important;-webkit-text-fill-color:#E6EDF5!important}
.rfe-page .rfe-bar .rfe-bar-in p strong{color:#fff!important;-webkit-text-fill-color:#fff!important}
.rfe-page .rfe-bar .rfe-bar-in a,.rfe-page .rfe-bar .rfe-bar-in a:visited{color:var(--rfe-gold-light)!important;-webkit-text-fill-color:var(--rfe-gold-light)!important;font-weight:800;white-space:nowrap}

.rfe-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.rfe-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.rfe-grid-4{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px;overflow:hidden;border-radius:var(--rfe-radius);background:var(--rfe-gold-border)}
.rfe-card{padding:24px;border:1px solid rgba(15,35,64,.1);border-radius:var(--rfe-radius);background:#fff;box-shadow:var(--rfe-shadow)}
.rfe-card.dark{border-color:rgba(255,255,255,.07);background:var(--rfe-navy-mid);box-shadow:none}.rfe-card.featured{border-color:var(--rfe-gold-border);background:var(--rfe-navy)}
.rfe-chip{display:inline-block;margin-bottom:13px;padding:4px 10px;border:1px solid var(--rfe-gold-border);border-radius:18px;background:var(--rfe-gold-soft);color:#8A6A16;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.rfe-card.dark .rfe-chip,.rfe-card.featured .rfe-chip{color:var(--rfe-gold-light)}
.rfe-card h3{margin:0 0 9px;color:var(--rfe-navy);font-family:'Playfair Display',serif;font-size:21px;line-height:1.25}.rfe-card.dark h3,.rfe-card.featured h3{color:#fff}
.rfe-card p{margin:0 0 15px;color:var(--rfe-text);font-size:13.8px;line-height:1.68}.rfe-card.dark p,.rfe-card.featured p{color:rgba(232,238,245,.82)}
.rfe-list{list-style:none;margin:0 0 18px;padding:0}.rfe-list li{position:relative;padding:7px 0 7px 22px;border-bottom:1px solid rgba(15,35,64,.08);color:var(--rfe-text);font-size:13.5px;line-height:1.5}.rfe-list li::before{content:"✓";position:absolute;left:0;color:var(--rfe-gold);font-weight:900}.rfe-card.dark .rfe-list li,.rfe-card.featured .rfe-list li{border-color:rgba(255,255,255,.08);color:rgba(232,238,245,.88)}
.rfe-card-link{display:inline-flex;margin-top:auto;color:var(--rfe-navy);font-size:13.5px;font-weight:800}.rfe-card.featured .rfe-card-link,.rfe-card.dark .rfe-card-link{color:var(--rfe-gold-light)}
.rfe-topic{padding:22px;background:#fff}.rfe-topic h3{margin:0 0 8px;color:var(--rfe-navy);font-size:15.5px}.rfe-topic p{margin:0;color:var(--rfe-text);font-size:13.2px;line-height:1.65}.rfe-topic-icon{display:inline-block;margin-bottom:10px;font-size:23px}

.rfe-credit{display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:center;margin-top:22px;padding:20px 24px;border:1px solid rgba(201,168,76,.42);border-radius:var(--rfe-radius);background:#fff;box-shadow:var(--rfe-shadow)}
.rfe-credit-icon{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--rfe-gold-soft);color:#8A6A16;font-size:21px;font-weight:900}.rfe-credit strong{display:block;margin-bottom:3px;color:var(--rfe-navy);font-size:15px}.rfe-credit p{margin:0;color:var(--rfe-text);font-size:13.5px}.rfe-credit-value{color:var(--rfe-navy);font-family:'Playfair Display',serif;font-size:27px;font-weight:700;white-space:nowrap}

.rfe-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;overflow:hidden;border-radius:var(--rfe-radius);background:var(--rfe-gold-border)}
.rfe-step{padding:24px;background:#fff}.rfe-step-number{display:grid;place-items:center;width:43px;height:43px;margin-bottom:14px;border-radius:50%;background:var(--rfe-navy);color:var(--rfe-gold);font-family:'Playfair Display',serif;font-size:18px;font-weight:700}.rfe-step h3{margin:0 0 7px;color:var(--rfe-navy);font-size:15px}.rfe-step p{margin:0;color:var(--rfe-text);font-size:13.3px;line-height:1.68}

.rfe-price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;overflow:hidden;border-radius:var(--rfe-radius);background:var(--rfe-gold-border)}
.rfe-price{position:relative;display:flex;flex-direction:column;padding:26px 22px;background:var(--rfe-navy-mid)}.rfe-price.featured{background:var(--rfe-navy-light)}
.rfe-best{position:absolute;top:0;left:50%;transform:translateX(-50%);padding:3px 12px;border-radius:0 0 5px 5px;background:var(--rfe-gold);color:var(--rfe-navy);font-size:9px;font-weight:900;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}
.rfe-price small{color:var(--rfe-gold-light);font-size:9.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.rfe-price h3{margin:5px 0 12px;color:#fff;font-family:'Playfair Display',serif;font-size:19px}.rfe-amount{margin-bottom:4px;color:var(--rfe-gold);font-family:'Playfair Display',serif;font-size:29px;font-weight:700}.rfe-amount-note{min-height:36px;margin-bottom:13px;color:#9BADB8;font-size:11px;line-height:1.5}.rfe-price .rfe-list{flex:1}.rfe-price .rfe-list li{border-color:rgba(255,255,255,.08);color:rgba(232,238,245,.88);font-size:12.5px}.rfe-price .rfe-btn{margin-top:auto}
.rfe-price-note{margin:18px 0 0;padding:16px 20px;border-left:3px solid var(--rfe-gold);background:rgba(255,255,255,.07);color:rgba(232,238,245,.84);font-size:13px;line-height:1.65}.rfe-price-note strong{color:#fff}

.rfe-faq{max-width:980px;margin:0 auto;overflow:hidden;border:1px solid var(--rfe-gold-border);border-radius:var(--rfe-radius)}
.rfe-faq-item{border-bottom:1px solid var(--rfe-gold-border);background:var(--rfe-navy-mid)}.rfe-faq-item:last-child{border-bottom:0}
.rfe-faq-btn{display:flex;align-items:center;justify-content:space-between;gap:18px;width:100%;padding:18px 22px;border:0;background:transparent;color:#fff;font:700 14.5px/1.45 'DM Sans',sans-serif;text-align:left;cursor:pointer}.rfe-faq-btn:hover{background:rgba(201,168,76,.06)}
.rfe-faq-icon{display:grid;place-items:center;width:25px;height:25px;min-width:25px;border:1px solid var(--rfe-gold-border);border-radius:50%;color:var(--rfe-gold);transition:.2s}.rfe-faq-item.open .rfe-faq-icon{transform:rotate(45deg)}
.rfe-faq-answer{max-height:0;overflow:hidden;padding:0 22px;transition:max-height .3s ease}.rfe-faq-item.open .rfe-faq-answer{max-height:420px;padding-bottom:18px}.rfe-faq-answer p{margin:0;padding-top:13px;border-top:1px solid var(--rfe-gold-border);color:rgba(232,238,245,.84);font-size:13.5px;line-height:1.72}

.rfe-form-box{display:grid;grid-template-columns:minmax(290px,340px) minmax(0,1fr);gap:36px;width:calc(100% - 48px);max-width:1120px;margin:0 auto;padding:38px;border:1px solid rgba(15,35,64,.09);border-radius:12px;background:#fff;box-shadow:0 18px 46px rgba(15,35,64,.1)}
.rfe-form-copy h2{margin:0 0 13px;color:var(--rfe-navy);font-family:'Playfair Display',serif;font-size:clamp(25px,3vw,34px);line-height:1.2}.rfe-form-copy h2 em{color:var(--rfe-gold);font-style:normal}.rfe-form-copy>p{margin:0;color:var(--rfe-text);font-size:14px;line-height:1.7}
.rfe-form-list{display:flex;flex-direction:column;gap:8px;margin-top:18px}.rfe-form-list div{color:var(--rfe-text);font-size:13.3px;line-height:1.5}.rfe-form-list div::before{content:"✓";margin-right:8px;color:var(--rfe-gold);font-weight:900}
.rfe-form{min-width:0;overflow:hidden;border:1px solid rgba(15,35,64,.1);border-radius:9px;background:#fff;box-shadow:0 12px 34px rgba(15,35,64,.08)}
.rfe-form-head{padding:17px 22px;border-bottom:1px solid rgba(15,35,64,.08);background:var(--rfe-cream)}.rfe-form-head strong{display:block;color:var(--rfe-navy);font-size:14.5px}.rfe-form-head span{display:block;margin-top:2px;color:var(--rfe-text);font-size:11.5px;line-height:1.55}
.rfe-form-body{padding:24px;background:#fff}.rfe-form-body form,.rfe-form-body .wdform-page-and-images,.rfe-form-body .wdform_page,.rfe-form-body .wdform_section,.rfe-form-body .wdform_column{width:100%!important;max-width:none!important}
.rfe-form-body .wdform_row,.rfe-form-body .wdform-field,.rfe-form-body .wdform-element-section{max-width:100%!important}
.rfe-form-body label,.rfe-form-body .wdform-label{color:var(--rfe-navy)!important;font:800 12px/1.4 'DM Sans',sans-serif!important;letter-spacing:.03em!important}
.rfe-form-body input:not([type="checkbox"]):not([type="radio"]),.rfe-form-body textarea,.rfe-form-body select{width:100%!important;max-width:none!important;min-height:46px!important;padding:10px 12px!important;border:1px solid rgba(15,35,64,.16)!important;border-radius:4px!important;background:#F8FAFC!important;color:var(--rfe-navy)!important;font:400 14px/1.5 'DM Sans',sans-serif!important}
.rfe-form-body textarea{min-height:130px!important;resize:vertical!important}.rfe-form-body input:focus,.rfe-form-body textarea:focus,.rfe-form-body select:focus{outline:0!important;border-color:var(--rfe-gold)!important;box-shadow:0 0 0 3px rgba(201,168,76,.14)!important}
.rfe-form-body input[type="checkbox"]{width:19px!important;min-width:19px!important;height:19px!important;min-height:19px!important;margin:2px 9px 0 0!important;accent-color:var(--rfe-gold)!important}.rfe-form-body input[type="checkbox"]+label,.rfe-form-body input[type="checkbox"]~label{color:var(--rfe-text)!important;font-size:12.5px!important;font-weight:500!important;line-height:1.5!important;letter-spacing:0!important;text-transform:none!important}
.rfe-form-body .button-submit,.rfe-form-body button[type="submit"],.rfe-form-body input[type="submit"]{display:flex!important;align-items:center!important;justify-content:center!important;width:100%!important;min-height:49px!important;margin:10px 0 0!important;padding:13px 20px!important;border:1px solid var(--rfe-gold)!important;border-radius:4px!important;background:var(--rfe-gold)!important;color:var(--rfe-navy)!important;font:900 14px/1.3 'DM Sans',sans-serif!important;cursor:pointer!important}.rfe-form-body .button-submit:hover,.rfe-form-body button[type="submit"]:hover,.rfe-form-body input[type="submit"]:hover{background:var(--rfe-gold-light)!important}
.rfe-form-note{margin:14px 0 0!important;padding-top:13px;border-top:1px solid rgba(15,35,64,.08);color:var(--rfe-text)!important;font-size:11.5px!important;line-height:1.6!important}

.rfe-final{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center;width:calc(100% - 48px);max-width:1120px;margin:0 auto;padding:34px 38px;border-radius:12px;background:var(--rfe-navy)}.rfe-final h2{margin:0 0 8px;color:#fff;font-family:'Playfair Display',serif;font-size:clamp(23px,2.8vw,33px);line-height:1.18}.rfe-final h2 em{color:var(--rfe-gold);font-style:normal}.rfe-final p{max-width:720px;margin:0;color:rgba(232,238,245,.82);font-size:13.5px;line-height:1.65}.rfe-final-action{text-align:center}.rfe-final-action small{display:block;margin-top:8px;color:#9BADB8;font-size:11px}
.rfe-related{border-top:1px solid rgba(15,35,64,.08);background:#fff}.rfe-related-in{display:flex;align-items:center;gap:9px;flex-wrap:wrap;max-width:1180px;margin:0 auto;padding:18px 24px}.rfe-related-in>span{margin-right:5px;color:var(--rfe-muted);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.rfe-pill{padding:6px 11px;border:1px solid rgba(15,35,64,.1);border-radius:18px;color:var(--rfe-text)!important;font-size:11.5px;font-weight:700}.rfe-pill:hover{border-color:var(--rfe-gold);color:var(--rfe-navy)!important}

@media(max-width:1024px){
  .rfe-section{padding:54px 0}.rfe-hero-grid{grid-template-columns:1fr;gap:30px}.rfe-hero-card{max-width:620px}.rfe-trust{grid-template-columns:repeat(2,1fr)}
  .rfe-price-grid{grid-template-columns:1fr;max-width:560px;margin:0 auto}.rfe-form-box{grid-template-columns:1fr}.rfe-final{grid-template-columns:1fr}.rfe-final-action{text-align:left}
}
@media(max-width:720px){
  .rfe-section{padding:44px 0}.rfe-wrap{padding:0 16px}.rfe-hero{padding:40px 16px 0}.rfe-hero h1{font-size:clamp(28px,8vw,38px)}.rfe-actions{align-items:stretch;flex-direction:column}.rfe-actions .rfe-btn{width:100%}
  .rfe-credit{grid-template-columns:auto 1fr}.rfe-credit-value{grid-column:1/-1;padding-left:64px}.rfe-bar-in{align-items:flex-start;flex-wrap:wrap}.rfe-bar-in a{margin-left:36px}
  .rfe-form-box,.rfe-final{width:calc(100% - 28px);padding:26px 18px}.rfe-form-body{padding:18px 14px}.rfe-sticky p{display:none}.rfe-sticky-close{right:8px}.rfe-trust{grid-template-columns:1fr 1fr}.rfe-trust div{font-size:11px;padding:10px 12px}
}
@media(max-width:430px){.rfe-trust{grid-template-columns:1fr}.rfe-credit{padding:18px}.rfe-faq-btn{padding:16px 17px}.rfe-faq-answer{padding:0 17px}}